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Side-by-side financial comparison of Simulations Plus, Inc. (SLP) and UNION BANKSHARES INC (UNB). Click either name above to swap in a different company.

Simulations Plus, Inc. is the larger business by last-quarter revenue ($18.4M vs $14.1M, roughly 1.3× UNION BANKSHARES INC). On growth, UNION BANKSHARES INC posted the faster year-over-year revenue change (6.3% vs -2.7%). Over the past eight quarters, UNION BANKSHARES INC's revenue compounded faster (10.2% CAGR vs 0.3%).

Simulations Plus, Inc. develops absorption, distribution, metabolism, excretion, and toxicity (ADMET) modeling and simulation software for the pharmaceutical and biotechnology, industrial chemicals, cosmetics, food ingredients, and herbicide industries. In September 2014, the company acquired Cognigen Corporation, a provider of clinical trial data analysis and consulting services.

Atlantic Union Bankshares Corporation is a bank holding company based in Richmond, Virginia and is the parent company of Atlantic Union Bank, a regional bank. It operates 129 branches in Virginia, Maryland, and North Carolina and is the largest bank headquartered in Virginia. It is on the list of largest banks in the United States.

SLP vs UNB — Head-to-Head

Bigger by revenue
SLP
SLP
1.3× larger
SLP
$18.4M
$14.1M
UNB
Growing faster (revenue YoY)
UNB
UNB
+9.0% gap
UNB
6.3%
-2.7%
SLP
Faster 2-yr revenue CAGR
UNB
UNB
Annualised
UNB
10.2%
0.3%
SLP

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
SLP
SLP
UNB
UNB
Revenue
$18.4M
$14.1M
Net Profit
$676.0K
Gross Margin
59.1%
Operating Margin
3.9%
Net Margin
3.7%
Revenue YoY
-2.7%
6.3%
Net Profit YoY
228.2%
EPS (diluted)
$0.03
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SLP
SLP
UNB
UNB
Q4 25
$18.4M
$14.1M
Q3 25
$17.5M
$14.5M
Q2 25
$20.4M
$13.2M
Q1 25
$22.4M
$12.7M
Q4 24
$18.9M
$13.2M
Q3 24
$18.7M
$11.0M
Q2 24
$18.5M
$12.2M
Q1 24
$18.3M
$11.6M
Net Profit
SLP
SLP
UNB
UNB
Q4 25
$676.0K
Q3 25
$-681.0K
$3.4M
Q2 25
$-67.3M
$2.4M
Q1 25
$3.1M
$2.5M
Q4 24
$206.0K
Q3 24
$843.0K
$1.3M
Q2 24
$3.1M
$2.0M
Q1 24
$4.0M
$2.4M
Gross Margin
SLP
SLP
UNB
UNB
Q4 25
59.1%
Q3 25
56.4%
Q2 25
64.0%
Q1 25
58.5%
Q4 24
54.0%
Q3 24
36.6%
Q2 24
71.5%
Q1 24
72.2%
Operating Margin
SLP
SLP
UNB
UNB
Q4 25
3.9%
Q3 25
3.8%
Q2 25
-364.5%
Q1 25
12.1%
Q4 24
0.7%
Q3 24
-6.2%
Q2 24
10.1%
Q1 24
24.3%
Net Margin
SLP
SLP
UNB
UNB
Q4 25
3.7%
Q3 25
-3.9%
23.7%
Q2 25
-330.6%
18.1%
Q1 25
13.7%
19.7%
Q4 24
1.1%
Q3 24
4.5%
12.0%
Q2 24
16.9%
16.5%
Q1 24
22.0%
20.9%
EPS (diluted)
SLP
SLP
UNB
UNB
Q4 25
$0.03
$0.59
Q3 25
$-0.03
$0.75
Q2 25
$-3.35
$0.52
Q1 25
$0.15
$0.55
Q4 24
$0.01
$0.65
Q3 24
$0.04
$0.29
Q2 24
$0.15
$0.45
Q1 24
$0.20
$0.53

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SLP
SLP
UNB
UNB
Cash + ST InvestmentsLiquidity on hand
$35.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$127.1M
$80.9M
Total Assets
$137.8M
$1.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SLP
SLP
UNB
UNB
Q4 25
$35.7M
Q3 25
$32.4M
Q2 25
$28.4M
Q1 25
$21.4M
Q4 24
$18.2M
Q3 24
$20.3M
Q2 24
$119.0M
Q1 24
$108.5M
Stockholders' Equity
SLP
SLP
UNB
UNB
Q4 25
$127.1M
$80.9M
Q3 25
$124.8M
$77.7M
Q2 25
$123.8M
$71.3M
Q1 25
$189.5M
$70.1M
Q4 24
$184.7M
$66.5M
Q3 24
$182.4M
$72.3M
Q2 24
$180.9M
$64.0M
Q1 24
$177.0M
$63.8M
Total Assets
SLP
SLP
UNB
UNB
Q4 25
$137.8M
$1.6B
Q3 25
$131.9M
$1.6B
Q2 25
$134.4M
$1.5B
Q1 25
$201.4M
$1.5B
Q4 24
$196.9M
$1.5B
Q3 24
$196.6M
$1.5B
Q2 24
$192.7M
$1.4B
Q1 24
$194.0M
$1.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SLP
SLP
UNB
UNB
Operating Cash FlowLast quarter
$4.2M
$17.2M
Free Cash FlowOCF − Capex
$16.0M
FCF MarginFCF / Revenue
113.6%
Capex IntensityCapex / Revenue
0.0%
8.9%
Cash ConversionOCF / Net Profit
6.26×
TTM Free Cash FlowTrailing 4 quarters
$29.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SLP
SLP
UNB
UNB
Q4 25
$4.2M
$17.2M
Q3 25
$5.6M
$9.7M
Q2 25
$8.1M
$288.0K
Q1 25
$5.7M
$4.1M
Q4 24
$-1.3M
$12.2M
Q3 24
$1.7M
$1.3M
Q2 24
$5.7M
$3.3M
Q1 24
$5.8M
$1.9M
Free Cash Flow
SLP
SLP
UNB
UNB
Q4 25
$16.0M
Q3 25
$5.3M
$9.6M
Q2 25
$7.8M
$-381.0K
Q1 25
$5.6M
$3.9M
Q4 24
$-1.4M
$11.1M
Q3 24
$1.6M
$1.1M
Q2 24
$5.6M
$2.9M
Q1 24
$5.4M
$1.5M
FCF Margin
SLP
SLP
UNB
UNB
Q4 25
113.6%
Q3 25
30.5%
65.9%
Q2 25
38.5%
-2.9%
Q1 25
25.0%
30.8%
Q4 24
-7.2%
83.8%
Q3 24
8.8%
9.7%
Q2 24
30.0%
23.8%
Q1 24
29.4%
12.8%
Capex Intensity
SLP
SLP
UNB
UNB
Q4 25
0.0%
8.9%
Q3 25
1.5%
1.1%
Q2 25
1.5%
5.1%
Q1 25
0.3%
1.1%
Q4 24
0.5%
8.1%
Q3 24
0.1%
1.9%
Q2 24
0.6%
2.7%
Q1 24
2.4%
3.3%
Cash Conversion
SLP
SLP
UNB
UNB
Q4 25
6.26×
Q3 25
2.83×
Q2 25
0.12×
Q1 25
1.84×
1.62×
Q4 24
-6.18×
Q3 24
1.97×
0.97×
Q2 24
1.81×
1.61×
Q1 24
1.44×
0.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SLP
SLP

Services Segment$9.5M52%
Development$7.2M39%
Discovery$1.3M7%

UNB
UNB

Segment breakdown not available.

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