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Side-by-side financial comparison of SOUTHERN MISSOURI BANCORP, INC. (SMBC) and Volato Group, Inc. (SOAR). Click either name above to swap in a different company.

SOUTHERN MISSOURI BANCORP, INC. is the larger business by last-quarter revenue ($49.6M vs $24.9M, roughly 2.0× Volato Group, Inc.). SOUTHERN MISSOURI BANCORP, INC. runs the higher net margin — 36.6% vs 14.5%, a 22.1% gap on every dollar of revenue. On growth, Volato Group, Inc. posted the faster year-over-year revenue change (13632.0% vs 10.3%).

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

Volato Aeronaves also known as Volato Aeronaves e Compósitos Ltda is a Brazilian aircraft manufacturer.

SMBC vs SOAR — Head-to-Head

Bigger by revenue
SMBC
SMBC
2.0× larger
SMBC
$49.6M
$24.9M
SOAR
Growing faster (revenue YoY)
SOAR
SOAR
+13621.7% gap
SOAR
13632.0%
10.3%
SMBC
Higher net margin
SMBC
SMBC
22.1% more per $
SMBC
36.6%
14.5%
SOAR

Income Statement — Q2 FY2026 vs Q2 FY2025

Metric
SMBC
SMBC
SOAR
SOAR
Revenue
$49.6M
$24.9M
Net Profit
$18.1M
$3.6M
Gross Margin
15.2%
Operating Margin
45.7%
3.5%
Net Margin
36.6%
14.5%
Revenue YoY
10.3%
13632.0%
Net Profit YoY
23.9%
121.3%
EPS (diluted)
$1.62
$0.75

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SMBC
SMBC
SOAR
SOAR
Q4 25
$49.6M
Q3 25
$49.0M
Q2 25
$47.6M
$24.9M
Q1 25
$46.1M
$25.5M
Q4 24
$45.0M
Q3 24
$43.8M
$38.5M
Q2 24
$42.9M
Q1 24
$40.1M
Net Profit
SMBC
SMBC
SOAR
SOAR
Q4 25
$18.1M
Q3 25
$15.7M
Q2 25
$15.8M
$3.6M
Q1 25
$15.7M
$455.0K
Q4 24
$14.7M
Q3 24
$12.5M
$-4.4M
Q2 24
$13.5M
Q1 24
$11.3M
Gross Margin
SMBC
SMBC
SOAR
SOAR
Q4 25
Q3 25
Q2 25
15.2%
Q1 25
17.6%
Q4 24
Q3 24
16.6%
Q2 24
Q1 24
Operating Margin
SMBC
SMBC
SOAR
SOAR
Q4 25
45.7%
Q3 25
39.7%
Q2 25
40.2%
3.5%
Q1 25
43.0%
9.9%
Q4 24
42.7%
Q3 24
36.1%
5.5%
Q2 24
39.6%
Q1 24
35.3%
Net Margin
SMBC
SMBC
SOAR
SOAR
Q4 25
36.6%
Q3 25
31.9%
Q2 25
33.2%
14.5%
Q1 25
34.0%
1.8%
Q4 24
32.6%
Q3 24
28.4%
-11.5%
Q2 24
31.6%
Q1 24
28.2%
EPS (diluted)
SMBC
SMBC
SOAR
SOAR
Q4 25
$1.62
Q3 25
$1.38
Q2 25
$1.39
$0.75
Q1 25
$1.39
$0.03
Q4 24
$1.30
Q3 24
$1.10
$-3.76
Q2 24
$1.20
Q1 24
$0.99

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SMBC
SMBC
SOAR
SOAR
Cash + ST InvestmentsLiquidity on hand
$134.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$567.4M
$-7.1M
Total Assets
$5.1B
$13.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SMBC
SMBC
SOAR
SOAR
Q4 25
$134.1M
Q3 25
$124.1M
Q2 25
$192.9M
Q1 25
$226.9M
Q4 24
$145.8M
Q3 24
$75.3M
Q2 24
$60.9M
Q1 24
$168.3M
Stockholders' Equity
SMBC
SMBC
SOAR
SOAR
Q4 25
$567.4M
Q3 25
$560.2M
Q2 25
$544.7M
$-7.1M
Q1 25
$528.8M
$-15.8M
Q4 24
$512.4M
Q3 24
$505.6M
$-19.6M
Q2 24
$488.7M
Q1 24
$479.6M
Total Assets
SMBC
SMBC
SOAR
SOAR
Q4 25
$5.1B
Q3 25
$5.0B
Q2 25
$5.0B
$13.0M
Q1 25
$5.0B
$23.4M
Q4 24
$4.9B
Q3 24
$4.7B
$47.9M
Q2 24
$4.6B
Q1 24
$4.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SMBC
SMBC
SOAR
SOAR
Operating Cash FlowLast quarter
$21.3M
$848.0K
Free Cash FlowOCF − Capex
$20.2M
FCF MarginFCF / Revenue
40.6%
Capex IntensityCapex / Revenue
2.2%
0.0%
Cash ConversionOCF / Net Profit
1.17×
0.24×
TTM Free Cash FlowTrailing 4 quarters
$133.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SMBC
SMBC
SOAR
SOAR
Q4 25
$21.3M
Q3 25
$16.3M
Q2 25
$81.6M
$848.0K
Q1 25
$24.1M
$-312.0K
Q4 24
$20.1M
Q3 24
$10.0M
$-3.1M
Q2 24
$70.3M
Q1 24
$23.9M
Free Cash Flow
SMBC
SMBC
SOAR
SOAR
Q4 25
$20.2M
Q3 25
$15.4M
Q2 25
$75.3M
Q1 25
$22.7M
Q4 24
$18.2M
Q3 24
$8.6M
$-3.2M
Q2 24
$61.2M
Q1 24
$19.6M
FCF Margin
SMBC
SMBC
SOAR
SOAR
Q4 25
40.6%
Q3 25
31.4%
Q2 25
158.1%
Q1 25
49.3%
Q4 24
40.3%
Q3 24
19.5%
-8.2%
Q2 24
142.8%
Q1 24
48.8%
Capex Intensity
SMBC
SMBC
SOAR
SOAR
Q4 25
2.2%
Q3 25
1.8%
Q2 25
13.2%
0.0%
Q1 25
3.0%
0.0%
Q4 24
4.4%
Q3 24
3.3%
0.1%
Q2 24
21.1%
Q1 24
10.8%
Cash Conversion
SMBC
SMBC
SOAR
SOAR
Q4 25
1.17×
Q3 25
1.04×
Q2 25
5.17×
0.24×
Q1 25
1.54×
-0.69×
Q4 24
1.37×
Q3 24
0.80×
Q2 24
5.19×
Q1 24
2.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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