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Side-by-side financial comparison of SOUTHERN MISSOURI BANCORP, INC. (SMBC) and VINCE HOLDING CORP. (VNCE). Click either name above to swap in a different company.

VINCE HOLDING CORP. is the larger business by last-quarter revenue ($85.1M vs $49.6M, roughly 1.7× SOUTHERN MISSOURI BANCORP, INC.). SOUTHERN MISSOURI BANCORP, INC. runs the higher net margin — 36.6% vs 3.2%, a 33.4% gap on every dollar of revenue. On growth, SOUTHERN MISSOURI BANCORP, INC. posted the faster year-over-year revenue change (10.3% vs 6.2%). SOUTHERN MISSOURI BANCORP, INC. produced more free cash flow last quarter ($20.2M vs $-5.7M). Over the past eight quarters, SOUTHERN MISSOURI BANCORP, INC.'s revenue compounded faster (11.3% CAGR vs 6.3%).

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

VINCE. is a contemporary clothing fashion brand founded in 2002. In 2023 Authentic Brands Group purchased its intellectual property in a $76.5 million deal.

SMBC vs VNCE — Head-to-Head

Bigger by revenue
VNCE
VNCE
1.7× larger
VNCE
$85.1M
$49.6M
SMBC
Growing faster (revenue YoY)
SMBC
SMBC
+4.1% gap
SMBC
10.3%
6.2%
VNCE
Higher net margin
SMBC
SMBC
33.4% more per $
SMBC
36.6%
3.2%
VNCE
More free cash flow
SMBC
SMBC
$25.9M more FCF
SMBC
$20.2M
$-5.7M
VNCE
Faster 2-yr revenue CAGR
SMBC
SMBC
Annualised
SMBC
11.3%
6.3%
VNCE

Income Statement — Q2 FY2026 vs Q3 FY2026

Metric
SMBC
SMBC
VNCE
VNCE
Revenue
$49.6M
$85.1M
Net Profit
$18.1M
$2.7M
Gross Margin
49.2%
Operating Margin
45.7%
6.4%
Net Margin
36.6%
3.2%
Revenue YoY
10.3%
6.2%
Net Profit YoY
23.9%
-37.3%
EPS (diluted)
$1.62
$0.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SMBC
SMBC
VNCE
VNCE
Q4 25
$49.6M
$85.1M
Q3 25
$49.0M
$73.2M
Q2 25
$47.6M
$57.9M
Q1 25
$46.1M
$80.0M
Q4 24
$45.0M
$80.2M
Q3 24
$43.8M
$74.2M
Q2 24
$42.9M
$59.2M
Q1 24
$40.1M
$75.3M
Net Profit
SMBC
SMBC
VNCE
VNCE
Q4 25
$18.1M
$2.7M
Q3 25
$15.7M
$12.1M
Q2 25
$15.8M
$-4.8M
Q1 25
$15.7M
$-28.3M
Q4 24
$14.7M
$4.3M
Q3 24
$12.5M
$569.0K
Q2 24
$13.5M
$4.4M
Q1 24
$11.3M
$-4.7M
Gross Margin
SMBC
SMBC
VNCE
VNCE
Q4 25
49.2%
Q3 25
50.4%
Q2 25
50.3%
Q1 25
50.1%
Q4 24
50.0%
Q3 24
47.4%
Q2 24
50.6%
Q1 24
45.4%
Operating Margin
SMBC
SMBC
VNCE
VNCE
Q4 25
45.7%
6.4%
Q3 25
39.7%
15.2%
Q2 25
40.2%
-7.7%
Q1 25
43.0%
-37.1%
Q4 24
42.7%
7.2%
Q3 24
36.1%
1.5%
Q2 24
39.6%
9.5%
Q1 24
35.3%
-2.2%
Net Margin
SMBC
SMBC
VNCE
VNCE
Q4 25
36.6%
3.2%
Q3 25
31.9%
16.5%
Q2 25
33.2%
-8.3%
Q1 25
34.0%
-35.5%
Q4 24
32.6%
5.4%
Q3 24
28.4%
0.8%
Q2 24
31.6%
7.4%
Q1 24
28.2%
-6.2%
EPS (diluted)
SMBC
SMBC
VNCE
VNCE
Q4 25
$1.62
$0.21
Q3 25
$1.38
$0.93
Q2 25
$1.39
$-0.37
Q1 25
$1.39
$-2.25
Q4 24
$1.30
$0.34
Q3 24
$1.10
$0.05
Q2 24
$1.20
$0.35
Q1 24
$0.99
$-0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SMBC
SMBC
VNCE
VNCE
Cash + ST InvestmentsLiquidity on hand
$134.1M
$1.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$567.4M
$53.4M
Total Assets
$5.1B
$246.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SMBC
SMBC
VNCE
VNCE
Q4 25
$134.1M
$1.1M
Q3 25
$124.1M
$777.0K
Q2 25
$192.9M
$2.6M
Q1 25
$226.9M
$607.0K
Q4 24
$145.8M
$892.0K
Q3 24
$75.3M
$711.0K
Q2 24
$60.9M
$739.0K
Q1 24
$168.3M
$357.0K
Stockholders' Equity
SMBC
SMBC
VNCE
VNCE
Q4 25
$567.4M
$53.4M
Q3 25
$560.2M
$49.3M
Q2 25
$544.7M
$37.2M
Q1 25
$528.8M
$41.8M
Q4 24
$512.4M
$57.1M
Q3 24
$505.6M
$52.4M
Q2 24
$488.7M
$51.7M
Q1 24
$479.6M
$47.2M
Total Assets
SMBC
SMBC
VNCE
VNCE
Q4 25
$5.1B
$246.0M
Q3 25
$5.0B
$239.0M
Q2 25
$5.0B
$218.0M
Q1 25
$5.0B
$222.7M
Q4 24
$4.9B
$254.7M
Q3 24
$4.7B
$253.6M
Q2 24
$4.6B
$223.1M
Q1 24
$4.6B
$225.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SMBC
SMBC
VNCE
VNCE
Operating Cash FlowLast quarter
$21.3M
$-5.1M
Free Cash FlowOCF − Capex
$20.2M
$-5.7M
FCF MarginFCF / Revenue
40.6%
-6.7%
Capex IntensityCapex / Revenue
2.2%
0.7%
Cash ConversionOCF / Net Profit
1.17×
-1.86×
TTM Free Cash FlowTrailing 4 quarters
$133.6M
$4.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SMBC
SMBC
VNCE
VNCE
Q4 25
$21.3M
$-5.1M
Q3 25
$16.3M
$4.2M
Q2 25
$81.6M
$-11.8M
Q1 25
$24.1M
$22.7M
Q4 24
$20.1M
$6.4M
Q3 24
$10.0M
$-3.2M
Q2 24
$70.3M
$-3.9M
Q1 24
$23.9M
$14.8M
Free Cash Flow
SMBC
SMBC
VNCE
VNCE
Q4 25
$20.2M
$-5.7M
Q3 25
$15.4M
$2.1M
Q2 25
$75.3M
$-13.2M
Q1 25
$22.7M
$21.2M
Q4 24
$18.2M
$5.1M
Q3 24
$8.6M
$-3.9M
Q2 24
$61.2M
$-4.6M
Q1 24
$19.6M
$14.2M
FCF Margin
SMBC
SMBC
VNCE
VNCE
Q4 25
40.6%
-6.7%
Q3 25
31.4%
2.9%
Q2 25
158.1%
-22.9%
Q1 25
49.3%
26.5%
Q4 24
40.3%
6.4%
Q3 24
19.5%
-5.2%
Q2 24
142.8%
-7.8%
Q1 24
48.8%
18.9%
Capex Intensity
SMBC
SMBC
VNCE
VNCE
Q4 25
2.2%
0.7%
Q3 25
1.8%
2.9%
Q2 25
13.2%
2.5%
Q1 25
3.0%
1.9%
Q4 24
4.4%
1.6%
Q3 24
3.3%
0.9%
Q2 24
21.1%
1.3%
Q1 24
10.8%
0.7%
Cash Conversion
SMBC
SMBC
VNCE
VNCE
Q4 25
1.17×
-1.86×
Q3 25
1.04×
0.35×
Q2 25
5.17×
Q1 25
1.54×
Q4 24
1.37×
1.48×
Q3 24
0.80×
-5.61×
Q2 24
5.19×
-0.89×
Q1 24
2.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SMBC
SMBC

Segment breakdown not available.

VNCE
VNCE

Vince Wholesale$52.0M61%
Vince Direct To Consumer$33.1M39%

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