vs
Side-by-side financial comparison of SMARTFINANCIAL INC. (SMBK) and SYPRIS SOLUTIONS INC (SYPR). Click either name above to swap in a different company.
SMARTFINANCIAL INC. is the larger business by last-quarter revenue ($53.8M vs $30.3M, roughly 1.8× SYPRIS SOLUTIONS INC). SMARTFINANCIAL INC. runs the higher net margin — 25.4% vs -12.9%, a 38.3% gap on every dollar of revenue. Over the past eight quarters, SMARTFINANCIAL INC.'s revenue compounded faster (15.4% CAGR vs -7.7%).
SmartFinancial Inc. is a U.S.-based bank holding company that operates its wholly owned subsidiary SmartBank. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, mortgage services, and wealth management solutions, primarily serving individual customers and small-to-medium enterprises across the Southeastern United States.
Sypris Solutions Inc. is a U.S.-headquartered provider of highly engineered components and specialized technical services, primarily serving aerospace, defense, automotive and commercial industrial markets. It delivers custom manufacturing, performance testing, and value-added engineering support for mission-critical systems and parts for global enterprise clients.
SMBK vs SYPR — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $53.8M | $30.3M |
| Net Profit | $13.7M | $-3.9M |
| Gross Margin | — | 4.6% |
| Operating Margin | — | -10.9% |
| Net Margin | 25.4% | -12.9% |
| Revenue YoY | — | -9.5% |
| Net Profit YoY | 21.6% | -2992.6% |
| EPS (diluted) | $0.81 | $-0.17 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $53.8M | — | ||
| Q4 25 | $53.3M | $30.3M | ||
| Q3 25 | $51.1M | $28.7M | ||
| Q2 25 | $49.2M | $31.4M | ||
| Q1 25 | $46.8M | $29.5M | ||
| Q4 24 | $46.8M | $33.4M | ||
| Q3 24 | $44.2M | $35.7M | ||
| Q2 24 | $40.4M | $35.5M |
| Q1 26 | $13.7M | — | ||
| Q4 25 | $13.7M | $-3.9M | ||
| Q3 25 | $13.7M | $517.0K | ||
| Q2 25 | $11.7M | $-2.1M | ||
| Q1 25 | $11.3M | $-899.0K | ||
| Q4 24 | $9.6M | $135.0K | ||
| Q3 24 | $9.1M | $390.0K | ||
| Q2 24 | $8.0M | $16.0K |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.6% | ||
| Q3 25 | — | 7.2% | ||
| Q2 25 | — | 8.2% | ||
| Q1 25 | — | 11.4% | ||
| Q4 24 | — | 16.1% | ||
| Q3 24 | — | 16.8% | ||
| Q2 24 | — | 15.9% |
| Q1 26 | — | — | ||
| Q4 25 | 31.3% | -10.9% | ||
| Q3 25 | 33.2% | -6.1% | ||
| Q2 25 | 29.0% | -4.6% | ||
| Q1 25 | 29.0% | -0.4% | ||
| Q4 24 | 26.5% | 3.9% | ||
| Q3 24 | 24.3% | 4.8% | ||
| Q2 24 | 25.6% | 3.6% |
| Q1 26 | 25.4% | — | ||
| Q4 25 | 25.7% | -12.9% | ||
| Q3 25 | 26.8% | 1.8% | ||
| Q2 25 | 23.8% | -6.5% | ||
| Q1 25 | 24.0% | -3.0% | ||
| Q4 24 | 20.6% | 0.4% | ||
| Q3 24 | 20.7% | 1.1% | ||
| Q2 24 | 19.8% | 0.0% |
| Q1 26 | $0.81 | — | ||
| Q4 25 | $0.81 | $-0.17 | ||
| Q3 25 | $0.81 | $0.02 | ||
| Q2 25 | $0.69 | $-0.09 | ||
| Q1 25 | $0.67 | $-0.04 | ||
| Q4 24 | $0.57 | $0.00 | ||
| Q3 24 | $0.54 | $0.02 | ||
| Q2 24 | $0.48 | $0.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $346.1M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $562.2M | $17.8M |
| Total Assets | $5.9B | $107.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $346.1M | — | ||
| Q4 25 | $464.4M | — | ||
| Q3 25 | $557.1M | — | ||
| Q2 25 | $365.1M | — | ||
| Q1 25 | $423.0M | — | ||
| Q4 24 | $387.6M | — | ||
| Q3 24 | $192.9M | — | ||
| Q2 24 | $342.8M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $1.3M | — | ||
| Q2 25 | $7.0M | — | ||
| Q1 25 | $7.6M | — | ||
| Q4 24 | $8.1M | — | ||
| Q3 24 | $9.0M | — | ||
| Q2 24 | $12.7M | — |
| Q1 26 | $562.2M | — | ||
| Q4 25 | $552.4M | $17.8M | ||
| Q3 25 | $538.4M | $20.0M | ||
| Q2 25 | $519.0M | $18.7M | ||
| Q1 25 | $505.8M | $19.0M | ||
| Q4 24 | $491.3M | $19.6M | ||
| Q3 24 | $489.0M | $18.2M | ||
| Q2 24 | $472.5M | $19.0M |
| Q1 26 | $5.9B | — | ||
| Q4 25 | $5.9B | $107.8M | ||
| Q3 25 | $5.8B | $112.5M | ||
| Q2 25 | $5.5B | $105.8M | ||
| Q1 25 | $5.4B | $110.2M | ||
| Q4 24 | $5.3B | $119.4M | ||
| Q3 24 | $4.9B | $121.6M | ||
| Q2 24 | $4.9B | $124.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.01× | — | ||
| Q1 25 | 0.02× | — | ||
| Q4 24 | 0.02× | — | ||
| Q3 24 | 0.02× | — | ||
| Q2 24 | 0.03× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-1.1M |
| Free Cash FlowOCF − Capex | — | $-1.5M |
| FCF MarginFCF / Revenue | — | -5.0% |
| Capex IntensityCapex / Revenue | — | 1.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-6.5M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $61.7M | $-1.1M | ||
| Q3 25 | $16.9M | $-178.0K | ||
| Q2 25 | $14.0M | $1.1M | ||
| Q1 25 | $14.3M | $-5.5M | ||
| Q4 24 | $52.7M | $2.3M | ||
| Q3 24 | $12.4M | $-4.8M | ||
| Q2 24 | $16.5M | $6.2M |
| Q1 26 | — | — | ||
| Q4 25 | $59.3M | $-1.5M | ||
| Q3 25 | $16.6M | $-390.0K | ||
| Q2 25 | $13.2M | $941.0K | ||
| Q1 25 | $13.4M | $-5.5M | ||
| Q4 24 | $46.3M | $1.9M | ||
| Q3 24 | $11.3M | $-4.9M | ||
| Q2 24 | $15.4M | $6.0M |
| Q1 26 | — | — | ||
| Q4 25 | 111.3% | -5.0% | ||
| Q3 25 | 32.4% | -1.4% | ||
| Q2 25 | 26.9% | 3.0% | ||
| Q1 25 | 28.5% | -18.8% | ||
| Q4 24 | 98.9% | 5.7% | ||
| Q3 24 | 25.7% | -13.8% | ||
| Q2 24 | 38.2% | 16.8% |
| Q1 26 | — | — | ||
| Q4 25 | 4.5% | 1.3% | ||
| Q3 25 | 0.6% | 0.7% | ||
| Q2 25 | 1.6% | 0.5% | ||
| Q1 25 | 2.0% | 0.0% | ||
| Q4 24 | 13.7% | 1.2% | ||
| Q3 24 | 2.4% | 0.4% | ||
| Q2 24 | 2.7% | 0.5% |
| Q1 26 | — | — | ||
| Q4 25 | 4.50× | — | ||
| Q3 25 | 1.23× | -0.34× | ||
| Q2 25 | 1.20× | — | ||
| Q1 25 | 1.27× | — | ||
| Q4 24 | 5.47× | 17.13× | ||
| Q3 24 | 1.36× | -12.21× | ||
| Q2 24 | 2.07× | 385.25× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SMBK
| Net Interest Income | $45.9M | 85% |
| Noninterest Income | $7.9M | 15% |
SYPR
| Sypris Electronics | $17.7M | 59% |
| Transferred At Point In Time | $12.5M | 41% |
