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Side-by-side financial comparison of Snap-on (SNA) and SiriusPoint Ltd (SPNT). Click either name above to swap in a different company.

Snap-on is the larger business by last-quarter revenue ($1.2B vs $973.7M, roughly 1.3× SiriusPoint Ltd). SiriusPoint Ltd runs the higher net margin — 25.1% vs 21.3%, a 3.8% gap on every dollar of revenue. On growth, SiriusPoint Ltd posted the faster year-over-year revenue change (58.9% vs 2.7%). Over the past eight quarters, SiriusPoint Ltd's revenue compounded faster (19.2% CAGR vs 2.0%).

Snap-on Incorporated is an American designer, manufacturer, and marketer of high-end tools and equipment for professional use in the transportation industry, including the automotive, heavy duty, equipment, marine, aviation, and railroad industries. Headquartered in Kenosha, Wisconsin, since 1930, Snap-on also distributes lower-end tools under the brand name Blue-Point. Their primary competitors include Matco, Mac Tools, and Cornwell Tools.

SiriusPoint Ltd is a global specialty insurance and reinsurance provider based in Pembroke, Bermuda. It offers property, casualty, specialty line coverages and alternative capital solutions, serving commercial clients and risk carriers across North America, Europe, Asia Pacific and other key markets, focusing on rigorous underwriting and stable risk-adjusted returns.

SNA vs SPNT — Head-to-Head

Bigger by revenue
SNA
SNA
1.3× larger
SNA
$1.2B
$973.7M
SPNT
Growing faster (revenue YoY)
SPNT
SPNT
+56.2% gap
SPNT
58.9%
2.7%
SNA
Higher net margin
SPNT
SPNT
3.8% more per $
SPNT
25.1%
21.3%
SNA
Faster 2-yr revenue CAGR
SPNT
SPNT
Annualised
SPNT
19.2%
2.0%
SNA

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SNA
SNA
SPNT
SPNT
Revenue
$1.2B
$973.7M
Net Profit
$260.7M
$244.1M
Gross Margin
Operating Margin
27.8%
28.8%
Net Margin
21.3%
25.1%
Revenue YoY
2.7%
58.9%
Net Profit YoY
1.0%
1535.9%
EPS (diluted)
$4.94
$1.92

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SNA
SNA
SPNT
SPNT
Q4 25
$1.2B
$973.7M
Q3 25
$1.2B
$755.9M
Q2 25
$1.2B
$748.2M
Q1 25
$1.1B
$727.3M
Q4 24
$1.2B
$612.8M
Q3 24
$1.1B
$562.2M
Q2 24
$1.2B
$743.3M
Q1 24
$1.2B
$685.5M
Net Profit
SNA
SNA
SPNT
SPNT
Q4 25
$260.7M
$244.1M
Q3 25
$265.4M
$90.8M
Q2 25
$250.3M
$63.2M
Q1 25
$240.5M
$61.6M
Q4 24
$258.1M
$-17.0M
Q3 24
$251.1M
$8.5M
Q2 24
$271.2M
$113.9M
Q1 24
$263.5M
$94.8M
Operating Margin
SNA
SNA
SPNT
SPNT
Q4 25
27.8%
28.8%
Q3 25
29.4%
14.7%
Q2 25
28.0%
10.0%
Q1 25
27.7%
10.4%
Q4 24
27.9%
-2.1%
Q3 24
28.4%
2.0%
Q2 24
29.9%
17.4%
Q1 24
28.9%
15.4%
Net Margin
SNA
SNA
SPNT
SPNT
Q4 25
21.3%
25.1%
Q3 25
22.5%
12.0%
Q2 25
21.4%
8.4%
Q1 25
21.2%
8.5%
Q4 24
21.7%
-2.8%
Q3 24
22.0%
1.5%
Q2 24
23.1%
15.3%
Q1 24
22.4%
13.8%
EPS (diluted)
SNA
SNA
SPNT
SPNT
Q4 25
$4.94
$1.92
Q3 25
$5.02
$0.73
Q2 25
$4.72
$0.50
Q1 25
$4.51
$0.49
Q4 24
$4.83
$-0.05
Q3 24
$4.70
$0.03
Q2 24
$5.07
$0.57
Q1 24
$4.91
$0.49

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SNA
SNA
SPNT
SPNT
Cash + ST InvestmentsLiquidity on hand
$731.2M
Total DebtLower is stronger
$688.6M
Stockholders' EquityBook value
$2.5B
Total Assets
$12.6B
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SNA
SNA
SPNT
SPNT
Q4 25
$731.2M
Q3 25
$1.5B
$582.4M
Q2 25
$1.5B
$732.4M
Q1 25
$1.4B
$740.3M
Q4 24
$1.4B
$682.0M
Q3 24
$1.3B
$640.7M
Q2 24
$1.2B
$598.1M
Q1 24
$1.1B
$867.5M
Total Debt
SNA
SNA
SPNT
SPNT
Q4 25
$688.6M
Q3 25
$1.2B
$682.5M
Q2 25
$1.2B
$678.4M
Q1 25
$663.5M
Q4 24
$1.2B
$639.1M
Q3 24
$660.5M
Q2 24
$648.6M
Q1 24
$770.6M
Stockholders' Equity
SNA
SNA
SPNT
SPNT
Q4 25
$2.5B
Q3 25
$5.8B
$2.2B
Q2 25
$5.7B
$2.1B
Q1 25
$5.5B
$2.0B
Q4 24
$5.4B
$1.9B
Q3 24
$5.5B
$2.7B
Q2 24
$5.3B
$2.7B
Q1 24
$5.1B
$2.6B
Total Assets
SNA
SNA
SPNT
SPNT
Q4 25
$12.6B
Q3 25
$8.4B
$12.5B
Q2 25
$8.2B
$12.4B
Q1 25
$8.1B
$12.3B
Q4 24
$7.9B
$12.5B
Q3 24
$8.0B
$12.7B
Q2 24
$7.8B
$12.8B
Q1 24
$7.7B
$13.1B
Debt / Equity
SNA
SNA
SPNT
SPNT
Q4 25
0.28×
Q3 25
0.21×
0.31×
Q2 25
0.21×
0.32×
Q1 25
0.33×
Q4 24
0.22×
0.33×
Q3 24
0.25×
Q2 24
0.24×
Q1 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SNA
SNA
SPNT
SPNT
Operating Cash FlowLast quarter
$268.1M
$-26.4M
Free Cash FlowOCF − Capex
$254.6M
FCF MarginFCF / Revenue
20.8%
Capex IntensityCapex / Revenue
1.1%
Cash ConversionOCF / Net Profit
1.03×
-0.11×
TTM Free Cash FlowTrailing 4 quarters
$1.0B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SNA
SNA
SPNT
SPNT
Q4 25
$268.1M
$-26.4M
Q3 25
$277.9M
$155.6M
Q2 25
$237.2M
$62.1M
Q1 25
$298.5M
$-88.9M
Q4 24
$293.5M
$107.7M
Q3 24
$274.2M
$58.1M
Q2 24
$301.1M
$-149.9M
Q1 24
$348.7M
$58.8M
Free Cash Flow
SNA
SNA
SPNT
SPNT
Q4 25
$254.6M
Q3 25
$258.0M
Q2 25
$217.5M
Q1 25
$275.6M
Q4 24
$275.4M
Q3 24
$253.8M
Q2 24
$277.9M
Q1 24
$326.9M
FCF Margin
SNA
SNA
SPNT
SPNT
Q4 25
20.8%
Q3 25
21.8%
Q2 25
18.6%
Q1 25
24.3%
Q4 24
23.1%
Q3 24
22.3%
Q2 24
23.7%
Q1 24
27.8%
Capex Intensity
SNA
SNA
SPNT
SPNT
Q4 25
1.1%
Q3 25
1.7%
Q2 25
1.7%
Q1 25
2.0%
Q4 24
1.5%
Q3 24
1.8%
Q2 24
2.0%
Q1 24
1.9%
Cash Conversion
SNA
SNA
SPNT
SPNT
Q4 25
1.03×
-0.11×
Q3 25
1.05×
1.71×
Q2 25
0.95×
0.98×
Q1 25
1.24×
-1.44×
Q4 24
1.14×
Q3 24
1.09×
6.84×
Q2 24
1.11×
-1.32×
Q1 24
1.32×
0.62×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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