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Side-by-side financial comparison of Snail, Inc. (SNAL) and Waterstone Financial, Inc. (WSBF). Click either name above to swap in a different company.
Waterstone Financial, Inc. is the larger business by last-quarter revenue ($37.2M vs $25.1M, roughly 1.5× Snail, Inc.). On growth, Waterstone Financial, Inc. posted the faster year-over-year revenue change (16.7% vs -4.2%). Over the past eight quarters, Snail, Inc.'s revenue compounded faster (33.4% CAGR vs 7.1%).
Suzhou Snail Digital Technology Co., Ltd., doing business as Snail, is a Chinese video game company and a Virtual Network Operator headquartered in Suzhou, China, which has branches Snail Games and Snail Mobile. Its division, Snail USA, markets Snail Games products in North America, South America, & Europe. Snail Games products include massively multiplayer online (MMOs), real-time strategy (RTS), and casual games. Its global registered user base has reached over 70 million accounts. The U.S....
Waterstone Financial, Inc. is a U.S. bank holding company headquartered in Wisconsin. It offers retail and commercial banking services, residential mortgages, and wealth management solutions, primarily serving consumers and small to medium-sized businesses across the U.S. Midwest region.
SNAL vs WSBF — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.1M | $37.2M |
| Net Profit | $-862.2K | — |
| Gross Margin | 38.3% | — |
| Operating Margin | -6.0% | 27.0% |
| Net Margin | -3.4% | — |
| Revenue YoY | -4.2% | 16.7% |
| Net Profit YoY | -177.0% | — |
| EPS (diluted) | — | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.1M | $37.2M | ||
| Q3 25 | $13.8M | $37.0M | ||
| Q2 25 | $22.2M | $38.0M | ||
| Q1 25 | $20.1M | $29.7M | ||
| Q4 24 | $26.2M | $31.8M | ||
| Q3 24 | $22.5M | $34.1M | ||
| Q2 24 | $21.6M | $37.2M | ||
| Q1 24 | $14.1M | $32.4M |
| Q4 25 | $-862.2K | — | ||
| Q3 25 | $-7.9M | $7.9M | ||
| Q2 25 | $-16.6M | $7.7M | ||
| Q1 25 | $-1.9M | $3.0M | ||
| Q4 24 | $1.1M | — | ||
| Q3 24 | $235.1K | $4.7M | ||
| Q2 24 | $2.3M | $5.7M | ||
| Q1 24 | $-1.8M | $3.0M |
| Q4 25 | 38.3% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 31.3% | — | ||
| Q1 25 | 29.1% | — | ||
| Q4 24 | 43.3% | — | ||
| Q3 24 | 38.6% | — | ||
| Q2 24 | 37.5% | — | ||
| Q1 24 | 14.7% | — |
| Q4 25 | -6.0% | 27.0% | ||
| Q3 25 | -71.3% | 26.6% | ||
| Q2 25 | -8.2% | 25.4% | ||
| Q1 25 | -20.4% | 13.1% | ||
| Q4 24 | 11.5% | 19.5% | ||
| Q3 24 | 1.8% | 17.3% | ||
| Q2 24 | 12.4% | 19.2% | ||
| Q1 24 | -15.6% | 14.7% |
| Q4 25 | -3.4% | — | ||
| Q3 25 | -56.9% | 21.4% | ||
| Q2 25 | -74.7% | 20.3% | ||
| Q1 25 | -9.7% | 10.2% | ||
| Q4 24 | 4.3% | — | ||
| Q3 24 | 1.0% | 13.9% | ||
| Q2 24 | 10.4% | 15.4% | ||
| Q1 24 | -12.6% | 9.4% |
| Q4 25 | — | $0.43 | ||
| Q3 25 | — | $0.45 | ||
| Q2 25 | $-0.44 | $0.43 | ||
| Q1 25 | $-0.06 | $0.17 | ||
| Q4 24 | $0.03 | $0.28 | ||
| Q3 24 | $0.01 | $0.26 | ||
| Q2 24 | $0.06 | $0.31 | ||
| Q1 24 | $-0.05 | $0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $8.6M | — |
| Total DebtLower is stronger | $14.6M | $412.3M |
| Stockholders' EquityBook value | $-16.4M | $349.4M |
| Total Assets | $59.3M | $2.3B |
| Debt / EquityLower = less leverage | — | 1.18× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $8.6M | — | ||
| Q3 25 | $12.3M | — | ||
| Q2 25 | $7.9M | — | ||
| Q1 25 | $9.4M | — | ||
| Q4 24 | $7.3M | — | ||
| Q3 24 | $10.6M | — | ||
| Q2 24 | $15.5M | — | ||
| Q1 24 | $16.1M | — |
| Q4 25 | $14.6M | $412.3M | ||
| Q3 25 | $10.5M | $469.1M | ||
| Q2 25 | $11.8M | $465.7M | ||
| Q1 25 | $9.0M | $395.9M | ||
| Q4 24 | $5.7M | $446.5M | ||
| Q3 24 | $5.7M | $560.1M | ||
| Q2 24 | $5.8M | $660.8M | ||
| Q1 24 | $6.5M | $634.2M |
| Q4 25 | $-16.4M | $349.4M | ||
| Q3 25 | $-15.6M | $345.5M | ||
| Q2 25 | $-8.0M | $341.5M | ||
| Q1 25 | $9.1M | $341.4M | ||
| Q4 24 | $9.7M | $339.1M | ||
| Q3 24 | $8.2M | $342.0M | ||
| Q2 24 | $7.9M | $334.9M | ||
| Q1 24 | $5.6M | $338.0M |
| Q4 25 | $59.3M | $2.3B | ||
| Q3 25 | $51.1M | $2.3B | ||
| Q2 25 | $58.0M | $2.3B | ||
| Q1 25 | $64.5M | $2.2B | ||
| Q4 24 | $62.2M | $2.2B | ||
| Q3 24 | $66.8M | $2.2B | ||
| Q2 24 | $75.4M | $2.3B | ||
| Q1 24 | $78.3M | $2.2B |
| Q4 25 | — | 1.18× | ||
| Q3 25 | — | 1.36× | ||
| Q2 25 | — | 1.36× | ||
| Q1 25 | 0.99× | 1.16× | ||
| Q4 24 | 0.59× | 1.32× | ||
| Q3 24 | 0.70× | 1.64× | ||
| Q2 24 | 0.73× | 1.97× | ||
| Q1 24 | 1.16× | 1.88× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-5.3M | $24.2M |
| Free Cash FlowOCF − Capex | — | $23.0M |
| FCF MarginFCF / Revenue | — | 61.9% |
| Capex IntensityCapex / Revenue | — | 3.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $43.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-5.3M | $24.2M | ||
| Q3 25 | $6.6M | $32.7M | ||
| Q2 25 | $-3.2M | $-38.4M | ||
| Q1 25 | $764.5K | $26.7M | ||
| Q4 24 | $-3.6M | $48.1M | ||
| Q3 24 | $-5.0M | $74.1M | ||
| Q2 24 | $206.6K | $-39.5M | ||
| Q1 24 | $6.8M | $-9.9M |
| Q4 25 | — | $23.0M | ||
| Q3 25 | — | $32.4M | ||
| Q2 25 | — | $-38.5M | ||
| Q1 25 | — | $26.5M | ||
| Q4 24 | — | $47.0M | ||
| Q3 24 | — | $73.9M | ||
| Q2 24 | — | $-39.7M | ||
| Q1 24 | — | $-10.3M |
| Q4 25 | — | 61.9% | ||
| Q3 25 | — | 87.5% | ||
| Q2 25 | — | -101.2% | ||
| Q1 25 | — | 89.2% | ||
| Q4 24 | — | 147.5% | ||
| Q3 24 | — | 216.9% | ||
| Q2 24 | — | -106.7% | ||
| Q1 24 | — | -31.9% |
| Q4 25 | — | 3.1% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | — | 3.5% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 1.2% |
| Q4 25 | — | — | ||
| Q3 25 | — | 4.13× | ||
| Q2 25 | — | -4.98× | ||
| Q1 25 | — | 8.81× | ||
| Q4 24 | -3.21× | — | ||
| Q3 24 | -21.05× | 15.67× | ||
| Q2 24 | 0.09× | -6.92× | ||
| Q1 24 | — | -3.27× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SNAL
| Pc | $14.7M | 59% |
| Platform Three | $5.2M | 21% |
| Platform Two | $3.3M | 13% |
| Sales Channel Directly To Consumer Mobile Sale | $1.6M | 6% |
WSBF
Segment breakdown not available.
