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Side-by-side financial comparison of SYNCHRONOSS TECHNOLOGIES INC (SNCR) and TFS Financial CORP (TFSL). Click either name above to swap in a different company.

TFS Financial CORP is the larger business by last-quarter revenue ($83.7M vs $42.0M, roughly 2.0× SYNCHRONOSS TECHNOLOGIES INC). TFS Financial CORP runs the higher net margin — 26.6% vs 13.8%, a 12.8% gap on every dollar of revenue. On growth, TFS Financial CORP posted the faster year-over-year revenue change (11.9% vs -2.2%). TFS Financial CORP produced more free cash flow last quarter ($57.1M vs $39.0M). Over the past eight quarters, TFS Financial CORP's revenue compounded faster (4.2% CAGR vs 0.7%).

Synchronoss Technologies Inc develops cloud-based digital transformation, subscriber management and messaging solutions for global telecom operators and enterprise clients. Its core offerings support connectivity onboarding, IoT service enablement, with key markets spanning North America, Europe and Asia-Pacific.

TFS Financial Corporation is a US-based financial holding company primarily operating through its retail banking subsidiary. It offers residential mortgage loans, savings accounts, and other consumer financial products, with its core customer base concentrated in Ohio and Florida, mainly serving individual and family clients.

SNCR vs TFSL — Head-to-Head

Bigger by revenue
TFSL
TFSL
2.0× larger
TFSL
$83.7M
$42.0M
SNCR
Growing faster (revenue YoY)
TFSL
TFSL
+14.1% gap
TFSL
11.9%
-2.2%
SNCR
Higher net margin
TFSL
TFSL
12.8% more per $
TFSL
26.6%
13.8%
SNCR
More free cash flow
TFSL
TFSL
$18.1M more FCF
TFSL
$57.1M
$39.0M
SNCR
Faster 2-yr revenue CAGR
TFSL
TFSL
Annualised
TFSL
4.2%
0.7%
SNCR

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
SNCR
SNCR
TFSL
TFSL
Revenue
$42.0M
$83.7M
Net Profit
$5.8M
$22.3M
Gross Margin
79.4%
Operating Margin
14.0%
34.0%
Net Margin
13.8%
26.6%
Revenue YoY
-2.2%
11.9%
Net Profit YoY
201.7%
-0.7%
EPS (diluted)
$0.51
$0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SNCR
SNCR
TFSL
TFSL
Q4 25
$83.7M
Q3 25
$42.0M
$85.5M
Q2 25
$42.5M
$82.0M
Q1 25
$42.2M
$79.1M
Q4 24
$44.2M
$74.8M
Q3 24
$43.0M
$75.1M
Q2 24
$43.5M
$75.5M
Q1 24
$43.0M
$77.1M
Net Profit
SNCR
SNCR
TFSL
TFSL
Q4 25
$22.3M
Q3 25
$5.8M
$26.0M
Q2 25
$-19.6M
$21.5M
Q1 25
$-3.8M
$21.0M
Q4 24
$7.9M
$22.4M
Q3 24
$-5.7M
$18.2M
Q2 24
$-494.0K
$20.0M
Q1 24
$4.5M
$20.7M
Gross Margin
SNCR
SNCR
TFSL
TFSL
Q4 25
Q3 25
79.4%
Q2 25
79.0%
Q1 25
79.4%
Q4 24
78.6%
Q3 24
79.1%
Q2 24
76.1%
Q1 24
76.2%
Operating Margin
SNCR
SNCR
TFSL
TFSL
Q4 25
34.0%
Q3 25
14.0%
37.9%
Q2 25
16.1%
33.3%
Q1 25
19.5%
33.5%
Q4 24
16.5%
37.9%
Q3 24
12.8%
30.7%
Q2 24
9.9%
33.4%
Q1 24
10.7%
33.6%
Net Margin
SNCR
SNCR
TFSL
TFSL
Q4 25
26.6%
Q3 25
13.8%
30.4%
Q2 25
-46.1%
26.2%
Q1 25
-9.0%
26.6%
Q4 24
17.8%
30.0%
Q3 24
-13.3%
24.2%
Q2 24
-1.1%
26.4%
Q1 24
10.4%
26.9%
EPS (diluted)
SNCR
SNCR
TFSL
TFSL
Q4 25
$0.08
Q3 25
$0.51
$0.09
Q2 25
$-1.87
$0.08
Q1 25
$-0.37
$0.07
Q4 24
$0.75
$0.08
Q3 24
$-0.56
$0.07
Q2 24
$0.01
$0.07
Q1 24
$0.23
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SNCR
SNCR
TFSL
TFSL
Cash + ST InvestmentsLiquidity on hand
$34.8M
$456.7M
Total DebtLower is stronger
$163.2M
Stockholders' EquityBook value
$55.4M
$1.9B
Total Assets
$278.2M
$17.5B
Debt / EquityLower = less leverage
2.95×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SNCR
SNCR
TFSL
TFSL
Q4 25
$456.7M
Q3 25
$34.8M
$429.4M
Q2 25
$24.6M
$452.6M
Q1 25
$29.1M
$463.6M
Q4 24
$33.4M
$465.9M
Q3 24
$25.2M
$463.7M
Q2 24
$23.6M
$560.4M
Q1 24
$19.1M
$594.3M
Total Debt
SNCR
SNCR
TFSL
TFSL
Q4 25
Q3 25
$163.2M
Q2 25
$186.2M
Q1 25
$187.0M
Q4 24
$186.7M
Q3 24
$186.4M
Q2 24
$186.2M
Q1 24
$136.6M
Stockholders' Equity
SNCR
SNCR
TFSL
TFSL
Q4 25
$1.9B
Q3 25
$55.4M
$1.9B
Q2 25
$49.4M
$1.9B
Q1 25
$35.4M
$1.9B
Q4 24
$29.8M
$1.9B
Q3 24
$35.3M
$1.9B
Q2 24
$30.6M
$1.9B
Q1 24
$24.0M
$1.9B
Total Assets
SNCR
SNCR
TFSL
TFSL
Q4 25
$17.5B
Q3 25
$278.2M
$17.5B
Q2 25
$291.4M
$17.4B
Q1 25
$293.3M
$17.1B
Q4 24
$293.8M
$17.1B
Q3 24
$299.7M
$17.1B
Q2 24
$295.7M
$17.0B
Q1 24
$298.5M
$17.0B
Debt / Equity
SNCR
SNCR
TFSL
TFSL
Q4 25
Q3 25
2.95×
Q2 25
3.77×
Q1 25
5.28×
Q4 24
6.27×
Q3 24
5.28×
Q2 24
6.08×
Q1 24
5.70×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SNCR
SNCR
TFSL
TFSL
Operating Cash FlowLast quarter
$39.4M
$58.7M
Free Cash FlowOCF − Capex
$39.0M
$57.1M
FCF MarginFCF / Revenue
92.9%
68.2%
Capex IntensityCapex / Revenue
0.9%
2.0%
Cash ConversionOCF / Net Profit
6.77×
2.64×
TTM Free Cash FlowTrailing 4 quarters
$53.1M
$167.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SNCR
SNCR
TFSL
TFSL
Q4 25
$58.7M
Q3 25
$39.4M
$82.4M
Q2 25
$2.3M
$26.8M
Q1 25
$293.0K
$21.2M
Q4 24
$13.1M
$45.5M
Q3 24
$3.4M
$88.6M
Q2 24
$11.3M
$96.7M
Q1 24
$527.0K
$14.2M
Free Cash Flow
SNCR
SNCR
TFSL
TFSL
Q4 25
$57.1M
Q3 25
$39.0M
$71.0M
Q2 25
$2.0M
$25.0M
Q1 25
$-31.0K
$14.3M
Q4 24
$12.2M
$44.9M
Q3 24
$3.2M
$85.5M
Q2 24
$10.9M
$95.9M
Q1 24
$10.0K
$13.4M
FCF Margin
SNCR
SNCR
TFSL
TFSL
Q4 25
68.2%
Q3 25
92.9%
83.0%
Q2 25
4.6%
30.5%
Q1 25
-0.1%
18.0%
Q4 24
27.6%
60.0%
Q3 24
7.5%
113.8%
Q2 24
25.2%
127.0%
Q1 24
0.0%
17.4%
Capex Intensity
SNCR
SNCR
TFSL
TFSL
Q4 25
2.0%
Q3 25
0.9%
13.4%
Q2 25
0.8%
2.1%
Q1 25
0.8%
8.8%
Q4 24
1.9%
0.9%
Q3 24
0.3%
4.1%
Q2 24
0.9%
1.1%
Q1 24
1.2%
1.1%
Cash Conversion
SNCR
SNCR
TFSL
TFSL
Q4 25
2.64×
Q3 25
6.77×
3.17×
Q2 25
1.24×
Q1 25
1.01×
Q4 24
1.66×
2.03×
Q3 24
4.86×
Q2 24
4.85×
Q1 24
0.12×
0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SNCR
SNCR

Subscription Services$39.4M94%
Professional Services$2.6M6%

TFSL
TFSL

Segment breakdown not available.

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