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Side-by-side financial comparison of SONIDA SENIOR LIVING, INC. (SNDA) and S&T BANCORP INC (STBA). Click either name above to swap in a different company.

S&T BANCORP INC is the larger business by last-quarter revenue ($102.1M vs $97.7M, roughly 1.0× SONIDA SENIOR LIVING, INC.). S&T BANCORP INC runs the higher net margin — 34.4% vs -30.5%, a 64.8% gap on every dollar of revenue. Over the past eight quarters, SONIDA SENIOR LIVING, INC.'s revenue compounded faster (20.3% CAGR vs 2.6%).

Sonida Senior Living, Inc. is a leading owner, operator and investor in senior housing communities in the United States in terms of resident capacity. The company and its predecessors have provided senior housing since 1990. As of June 1, 2025, the company operated 96 senior housing communities in 20 states with an aggregate capacity of approximately 10,000+ residents, including 83 senior housing communities that the company owns and 13 communities that the company manages on behalf of third ...

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

SNDA vs STBA — Head-to-Head

Bigger by revenue
STBA
STBA
1.0× larger
STBA
$102.1M
$97.7M
SNDA
Higher net margin
STBA
STBA
64.8% more per $
STBA
34.4%
-30.5%
SNDA
Faster 2-yr revenue CAGR
SNDA
SNDA
Annualised
SNDA
20.3%
2.6%
STBA

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
SNDA
SNDA
STBA
STBA
Revenue
$97.7M
$102.1M
Net Profit
$-29.8M
$35.1M
Gross Margin
Operating Margin
-30.8%
Net Margin
-30.5%
34.4%
Revenue YoY
6.2%
Net Profit YoY
-441.0%
5.0%
EPS (diluted)
$-1.73
$0.94

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SNDA
SNDA
STBA
STBA
Q1 26
$102.1M
Q4 25
$97.7M
$105.3M
Q3 25
$98.0M
$103.0M
Q2 25
$93.5M
$100.1M
Q1 25
$91.9M
$93.8M
Q4 24
$91.9M
$94.3M
Q3 24
$74.8M
$96.4M
Q2 24
$70.2M
$96.9M
Net Profit
SNDA
SNDA
STBA
STBA
Q1 26
$35.1M
Q4 25
$-29.8M
$34.0M
Q3 25
$-26.9M
$35.0M
Q2 25
$-1.6M
$31.9M
Q1 25
$-12.5M
$33.4M
Q4 24
$-5.5M
$33.1M
Q3 24
$-13.8M
$32.6M
Q2 24
$-9.8M
$34.4M
Operating Margin
SNDA
SNDA
STBA
STBA
Q1 26
Q4 25
-30.8%
40.3%
Q3 25
-27.8%
42.6%
Q2 25
-2.0%
40.0%
Q1 25
21.9%
44.5%
Q4 24
-6.7%
43.8%
Q3 24
-19.0%
43.0%
Q2 24
-13.9%
44.2%
Net Margin
SNDA
SNDA
STBA
STBA
Q1 26
34.4%
Q4 25
-30.5%
32.3%
Q3 25
-27.4%
33.9%
Q2 25
-1.7%
31.9%
Q1 25
-13.6%
35.6%
Q4 24
-6.0%
35.1%
Q3 24
-18.4%
33.8%
Q2 24
-14.0%
35.5%
EPS (diluted)
SNDA
SNDA
STBA
STBA
Q1 26
$0.94
Q4 25
$-1.73
$0.88
Q3 25
$-1.56
$0.91
Q2 25
$-0.16
$0.83
Q1 25
$-0.77
$0.87
Q4 24
$-0.86
$0.86
Q3 24
$-0.98
$0.85
Q2 24
$-0.86
$0.89

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SNDA
SNDA
STBA
STBA
Cash + ST InvestmentsLiquidity on hand
$11.0M
Total DebtLower is stronger
$689.7M
$100.8M
Stockholders' EquityBook value
$-11.0K
$1.4B
Total Assets
$844.8M
$9.9B
Debt / EquityLower = less leverage
0.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SNDA
SNDA
STBA
STBA
Q1 26
Q4 25
$11.0M
$163.4M
Q3 25
$17.0M
$196.2M
Q2 25
$14.1M
$203.1M
Q1 25
$14.0M
$211.8M
Q4 24
$17.0M
$244.8M
Q3 24
$24.9M
$228.1M
Q2 24
$9.5M
$246.3M
Total Debt
SNDA
SNDA
STBA
STBA
Q1 26
$100.8M
Q4 25
$689.7M
Q3 25
$684.4M
Q2 25
$677.9M
Q1 25
$650.9M
Q4 24
$651.4M
Q3 24
$604.1M
Q2 24
$583.8M
Stockholders' Equity
SNDA
SNDA
STBA
STBA
Q1 26
$1.4B
Q4 25
$-11.0K
$1.5B
Q3 25
$29.8M
$1.5B
Q2 25
$56.7M
$1.4B
Q1 25
$58.8M
$1.4B
Q4 24
$71.8M
$1.4B
Q3 24
$77.5M
$1.4B
Q2 24
$-34.1M
$1.3B
Total Assets
SNDA
SNDA
STBA
STBA
Q1 26
$9.9B
Q4 25
$844.8M
$9.9B
Q3 25
$854.8M
$9.8B
Q2 25
$849.8M
$9.8B
Q1 25
$824.5M
$9.7B
Q4 24
$841.9M
$9.7B
Q3 24
$796.2M
$9.6B
Q2 24
$652.2M
$9.6B
Debt / Equity
SNDA
SNDA
STBA
STBA
Q1 26
0.07×
Q4 25
Q3 25
22.99×
Q2 25
11.96×
Q1 25
11.08×
Q4 24
9.07×
Q3 24
7.79×
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SNDA
SNDA
STBA
STBA
Operating Cash FlowLast quarter
$-400.0K
Free Cash FlowOCF − Capex
$-9.3M
FCF MarginFCF / Revenue
-9.5%
Capex IntensityCapex / Revenue
9.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-8.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SNDA
SNDA
STBA
STBA
Q1 26
Q4 25
$-400.0K
$133.6M
Q3 25
$12.0M
$40.5M
Q2 25
$8.9M
$28.3M
Q1 25
$3.8M
$28.7M
Q4 24
$-3.1M
$173.4M
Q3 24
$3.0M
$27.6M
Q2 24
$2.5M
$44.7M
Free Cash Flow
SNDA
SNDA
STBA
STBA
Q1 26
Q4 25
$-9.3M
$128.8M
Q3 25
$3.0M
$39.9M
Q2 25
$1.9M
$27.1M
Q1 25
$-4.5M
$27.0M
Q4 24
$-10.4M
$170.4M
Q3 24
$-5.1M
$26.9M
Q2 24
$-1.7M
$43.9M
FCF Margin
SNDA
SNDA
STBA
STBA
Q1 26
Q4 25
-9.5%
122.4%
Q3 25
3.0%
38.7%
Q2 25
2.1%
27.1%
Q1 25
-4.9%
28.8%
Q4 24
-11.3%
180.7%
Q3 24
-6.8%
28.0%
Q2 24
-2.4%
45.3%
Capex Intensity
SNDA
SNDA
STBA
STBA
Q1 26
Q4 25
9.1%
4.5%
Q3 25
9.2%
0.6%
Q2 25
7.5%
1.2%
Q1 25
9.1%
1.8%
Q4 24
7.9%
3.1%
Q3 24
10.8%
0.7%
Q2 24
5.9%
0.9%
Cash Conversion
SNDA
SNDA
STBA
STBA
Q1 26
Q4 25
3.93×
Q3 25
1.16×
Q2 25
0.89×
Q1 25
0.86×
Q4 24
5.24×
Q3 24
0.85×
Q2 24
1.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SNDA
SNDA

Health Care Resident Service$86.3M88%
Community Reimbursement Revenue$10.3M11%
Management Service$1.1M1%

STBA
STBA

Net Interest Income$88.4M87%
Noninterest Income$13.6M13%

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