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Side-by-side financial comparison of SONIDA SENIOR LIVING, INC. (SNDA) and WAFD INC (WAFD). Click either name above to swap in a different company.

WAFD INC is the larger business by last-quarter revenue ($191.4M vs $97.7M, roughly 2.0× SONIDA SENIOR LIVING, INC.). WAFD INC runs the higher net margin — 33.5% vs -30.5%, a 64.0% gap on every dollar of revenue. On growth, WAFD INC posted the faster year-over-year revenue change (11.8% vs 6.2%). WAFD INC produced more free cash flow last quarter ($50.0M vs $-9.3M). Over the past eight quarters, SONIDA SENIOR LIVING, INC.'s revenue compounded faster (20.3% CAGR vs 5.5%).

Sonida Senior Living, Inc. is a leading owner, operator and investor in senior housing communities in the United States in terms of resident capacity. The company and its predecessors have provided senior housing since 1990. As of June 1, 2025, the company operated 96 senior housing communities in 20 states with an aggregate capacity of approximately 10,000+ residents, including 83 senior housing communities that the company owns and 13 communities that the company manages on behalf of third ...

Washington Federal Bank is a bank based in Seattle, Washington. It operates 210 branches in Washington, Oregon, Idaho, Nevada, Utah, Arizona, New Mexico, California, and Texas. It is on the list of largest banks in the United States.

SNDA vs WAFD — Head-to-Head

Bigger by revenue
WAFD
WAFD
2.0× larger
WAFD
$191.4M
$97.7M
SNDA
Growing faster (revenue YoY)
WAFD
WAFD
+5.6% gap
WAFD
11.8%
6.2%
SNDA
Higher net margin
WAFD
WAFD
64.0% more per $
WAFD
33.5%
-30.5%
SNDA
More free cash flow
WAFD
WAFD
$59.4M more FCF
WAFD
$50.0M
$-9.3M
SNDA
Faster 2-yr revenue CAGR
SNDA
SNDA
Annualised
SNDA
20.3%
5.5%
WAFD

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
SNDA
SNDA
WAFD
WAFD
Revenue
$97.7M
$191.4M
Net Profit
$-29.8M
$64.2M
Gross Margin
Operating Margin
-30.8%
43.0%
Net Margin
-30.5%
33.5%
Revenue YoY
6.2%
11.8%
Net Profit YoY
-441.0%
35.8%
EPS (diluted)
$-1.73
$0.79

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SNDA
SNDA
WAFD
WAFD
Q4 25
$97.7M
$191.4M
Q3 25
$98.0M
$188.3M
Q2 25
$93.5M
$186.3M
Q1 25
$91.9M
$179.8M
Q4 24
$91.9M
$171.1M
Q3 24
$74.8M
$188.7M
Q2 24
$70.2M
$194.4M
Q1 24
$67.4M
$172.0M
Net Profit
SNDA
SNDA
WAFD
WAFD
Q4 25
$-29.8M
$64.2M
Q3 25
$-26.9M
$60.6M
Q2 25
$-1.6M
$62.0M
Q1 25
$-12.5M
$56.3M
Q4 24
$-5.5M
$47.3M
Q3 24
$-13.8M
$61.1M
Q2 24
$-9.8M
$64.6M
Q1 24
$27.0M
$15.9M
Operating Margin
SNDA
SNDA
WAFD
WAFD
Q4 25
-30.8%
43.0%
Q3 25
-27.8%
41.2%
Q2 25
-2.0%
42.8%
Q1 25
21.9%
40.1%
Q4 24
-6.7%
35.2%
Q3 24
-19.0%
42.8%
Q2 24
-13.9%
42.6%
Q1 24
22.1%
12.2%
Net Margin
SNDA
SNDA
WAFD
WAFD
Q4 25
-30.5%
33.5%
Q3 25
-27.4%
32.2%
Q2 25
-1.7%
33.3%
Q1 25
-13.6%
31.3%
Q4 24
-6.0%
27.6%
Q3 24
-18.4%
32.4%
Q2 24
-14.0%
33.2%
Q1 24
40.1%
9.2%
EPS (diluted)
SNDA
SNDA
WAFD
WAFD
Q4 25
$-1.73
$0.79
Q3 25
$-1.56
$0.71
Q2 25
$-0.16
$0.73
Q1 25
$-0.77
$0.65
Q4 24
$-0.86
$0.54
Q3 24
$-0.98
$0.73
Q2 24
$-0.86
$0.75
Q1 24
$2.16
$0.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SNDA
SNDA
WAFD
WAFD
Cash + ST InvestmentsLiquidity on hand
$11.0M
$734.9M
Total DebtLower is stronger
$689.7M
Stockholders' EquityBook value
$-11.0K
$3.0B
Total Assets
$844.8M
$27.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SNDA
SNDA
WAFD
WAFD
Q4 25
$11.0M
$734.9M
Q3 25
$17.0M
$657.3M
Q2 25
$14.1M
$809.3M
Q1 25
$14.0M
$1.2B
Q4 24
$17.0M
$1.5B
Q3 24
$24.9M
$2.4B
Q2 24
$9.5M
$2.5B
Q1 24
$24.2M
$1.5B
Total Debt
SNDA
SNDA
WAFD
WAFD
Q4 25
$689.7M
Q3 25
$684.4M
Q2 25
$677.9M
Q1 25
$650.9M
Q4 24
$651.4M
Q3 24
$604.1M
Q2 24
$583.8M
Q1 24
$578.1M
Stockholders' Equity
SNDA
SNDA
WAFD
WAFD
Q4 25
$-11.0K
$3.0B
Q3 25
$29.8M
$3.0B
Q2 25
$56.7M
$3.0B
Q1 25
$58.8M
$3.0B
Q4 24
$71.8M
$3.0B
Q3 24
$77.5M
$3.0B
Q2 24
$-34.1M
$3.0B
Q1 24
$-41.4M
$2.9B
Total Assets
SNDA
SNDA
WAFD
WAFD
Q4 25
$844.8M
$27.3B
Q3 25
$854.8M
$26.7B
Q2 25
$849.8M
$26.7B
Q1 25
$824.5M
$27.6B
Q4 24
$841.9M
$27.7B
Q3 24
$796.2M
$28.1B
Q2 24
$652.2M
$28.6B
Q1 24
$636.3M
$30.1B
Debt / Equity
SNDA
SNDA
WAFD
WAFD
Q4 25
Q3 25
22.99×
Q2 25
11.96×
Q1 25
11.08×
Q4 24
9.07×
Q3 24
7.79×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SNDA
SNDA
WAFD
WAFD
Operating Cash FlowLast quarter
$-400.0K
$60.5M
Free Cash FlowOCF − Capex
$-9.3M
$50.0M
FCF MarginFCF / Revenue
-9.5%
26.1%
Capex IntensityCapex / Revenue
9.1%
5.5%
Cash ConversionOCF / Net Profit
0.94×
TTM Free Cash FlowTrailing 4 quarters
$-8.9M
$377.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SNDA
SNDA
WAFD
WAFD
Q4 25
$-400.0K
$60.5M
Q3 25
$12.0M
$237.0M
Q2 25
$8.9M
$58.0M
Q1 25
$3.8M
$72.1M
Q4 24
$-3.1M
$49.4M
Q3 24
$3.0M
$439.2M
Q2 24
$2.5M
$63.1M
Q1 24
$-4.1M
$169.2M
Free Cash Flow
SNDA
SNDA
WAFD
WAFD
Q4 25
$-9.3M
$50.0M
Q3 25
$3.0M
$208.2M
Q2 25
$1.9M
$53.1M
Q1 25
$-4.5M
$66.6M
Q4 24
$-10.4M
$43.0M
Q3 24
$-5.1M
$414.6M
Q2 24
$-1.7M
$58.3M
Q1 24
$-9.9M
$164.8M
FCF Margin
SNDA
SNDA
WAFD
WAFD
Q4 25
-9.5%
26.1%
Q3 25
3.0%
110.6%
Q2 25
2.1%
28.5%
Q1 25
-4.9%
37.0%
Q4 24
-11.3%
25.1%
Q3 24
-6.8%
219.7%
Q2 24
-2.4%
30.0%
Q1 24
-14.6%
95.8%
Capex Intensity
SNDA
SNDA
WAFD
WAFD
Q4 25
9.1%
5.5%
Q3 25
9.2%
15.2%
Q2 25
7.5%
2.6%
Q1 25
9.1%
3.1%
Q4 24
7.9%
3.8%
Q3 24
10.8%
13.1%
Q2 24
5.9%
2.5%
Q1 24
8.5%
2.6%
Cash Conversion
SNDA
SNDA
WAFD
WAFD
Q4 25
0.94×
Q3 25
3.91×
Q2 25
0.94×
Q1 25
1.28×
Q4 24
1.05×
Q3 24
7.18×
Q2 24
0.98×
Q1 24
-0.15×
10.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SNDA
SNDA

Health Care Resident Service$86.3M88%
Community Reimbursement Revenue$10.3M11%
Management Service$1.1M1%

WAFD
WAFD

Segment breakdown not available.

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