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Side-by-side financial comparison of Schneider National, Inc. (SNDR) and Toast, Inc. (TOST). Click either name above to swap in a different company.
Toast, Inc. is the larger business by last-quarter revenue ($1.6B vs $1.4B, roughly 1.2× Schneider National, Inc.). Toast, Inc. runs the higher net margin — 6.2% vs 1.6%, a 4.6% gap on every dollar of revenue. On growth, Toast, Inc. posted the faster year-over-year revenue change (22.0% vs 4.5%). Toast, Inc. produced more free cash flow last quarter ($178.0M vs $145.5M). Over the past eight quarters, Toast, Inc.'s revenue compounded faster (23.3% CAGR vs 3.0%).
Schneider National, Inc. is an American transportation company that provides truckload, intermodal, and logistics services. Schneider's services include regional, long-haul, expedited, dedicated, bulk, intermodal, brokerage, cross-dock logistics, pool point distribution, supply chain management, and port logistics.
Toast, Inc. is an American cloud-based restaurant management software company based in Boston, Massachusetts. The company provides an all-in-one point of sale (POS) system built on the Android operating system.
SNDR vs TOST — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.4B | $1.6B |
| Net Profit | $22.1M | $101.0M |
| Gross Margin | — | 25.9% |
| Operating Margin | 2.6% | 5.2% |
| Net Margin | 1.6% | 6.2% |
| Revenue YoY | 4.5% | 22.0% |
| Net Profit YoY | -32.2% | 215.6% |
| EPS (diluted) | $0.13 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.4B | $1.6B | ||
| Q3 25 | $1.5B | $1.6B | ||
| Q2 25 | $1.4B | $1.6B | ||
| Q1 25 | $1.4B | $1.3B | ||
| Q4 24 | $1.3B | $1.3B | ||
| Q3 24 | $1.3B | $1.3B | ||
| Q2 24 | $1.3B | $1.2B | ||
| Q1 24 | $1.3B | $1.1B |
| Q4 25 | $22.1M | $101.0M | ||
| Q3 25 | $19.4M | $105.0M | ||
| Q2 25 | $36.0M | $80.0M | ||
| Q1 25 | $26.1M | $56.0M | ||
| Q4 24 | $32.6M | $32.0M | ||
| Q3 24 | $30.6M | $56.0M | ||
| Q2 24 | $35.3M | $14.0M | ||
| Q1 24 | $18.5M | $-83.0M |
| Q4 25 | — | 25.9% | ||
| Q3 25 | — | 26.5% | ||
| Q2 25 | — | 25.3% | ||
| Q1 25 | — | 25.9% | ||
| Q4 24 | — | 24.9% | ||
| Q3 24 | — | 24.7% | ||
| Q2 24 | — | 23.0% | ||
| Q1 24 | — | 23.2% |
| Q4 25 | 2.6% | 5.2% | ||
| Q3 25 | 2.4% | 5.1% | ||
| Q2 25 | 3.9% | 5.2% | ||
| Q1 25 | 3.0% | 3.2% | ||
| Q4 24 | 3.2% | 2.5% | ||
| Q3 24 | 3.3% | 2.6% | ||
| Q2 24 | 3.9% | 0.4% | ||
| Q1 24 | 2.2% | -5.2% |
| Q4 25 | 1.6% | 6.2% | ||
| Q3 25 | 1.3% | 6.4% | ||
| Q2 25 | 2.5% | 5.2% | ||
| Q1 25 | 1.9% | 4.2% | ||
| Q4 24 | 2.4% | 2.4% | ||
| Q3 24 | 2.3% | 4.3% | ||
| Q2 24 | 2.7% | 1.1% | ||
| Q1 24 | 1.4% | -7.7% |
| Q4 25 | $0.13 | $0.18 | ||
| Q3 25 | $0.11 | $0.16 | ||
| Q2 25 | $0.20 | $0.13 | ||
| Q1 25 | $0.15 | $0.09 | ||
| Q4 24 | $0.19 | $0.09 | ||
| Q3 24 | $0.17 | $0.07 | ||
| Q2 24 | $0.20 | $0.02 | ||
| Q1 24 | $0.10 | $-0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $41.8M | $1.4B |
| Total DebtLower is stronger | $390.9M | — |
| Stockholders' EquityBook value | $3.0B | $2.1B |
| Total Assets | $4.8B | $3.1B |
| Debt / EquityLower = less leverage | 0.13× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $41.8M | $1.4B | ||
| Q3 25 | $235.7M | $1.4B | ||
| Q2 25 | $205.1M | $1.2B | ||
| Q1 25 | $154.3M | $1.0B | ||
| Q4 24 | $165.5M | $903.0M | ||
| Q3 24 | $231.6M | $761.0M | ||
| Q2 24 | $157.2M | $691.0M | ||
| Q1 24 | $124.2M | $578.0M |
| Q4 25 | $390.9M | — | ||
| Q3 25 | $509.8M | — | ||
| Q2 25 | $512.7M | — | ||
| Q1 25 | $565.8M | — | ||
| Q4 24 | $420.8M | — | ||
| Q3 24 | $124.7M | — | ||
| Q2 24 | $125.8M | — | ||
| Q1 24 | $96.6M | — |
| Q4 25 | $3.0B | $2.1B | ||
| Q3 25 | $3.0B | $2.0B | ||
| Q2 25 | $3.0B | $1.8B | ||
| Q1 25 | $3.0B | $1.7B | ||
| Q4 24 | $3.0B | $1.5B | ||
| Q3 24 | $3.0B | $1.4B | ||
| Q2 24 | $3.0B | $1.3B | ||
| Q1 24 | $2.9B | $1.2B |
| Q4 25 | $4.8B | $3.1B | ||
| Q3 25 | $5.0B | $3.0B | ||
| Q2 25 | $5.0B | $2.8B | ||
| Q1 25 | $5.0B | $2.6B | ||
| Q4 24 | $4.9B | $2.4B | ||
| Q3 24 | $4.6B | $2.2B | ||
| Q2 24 | $4.5B | $2.2B | ||
| Q1 24 | $4.6B | $2.1B |
| Q4 25 | 0.13× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.19× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — | ||
| Q1 24 | 0.03× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $186.0M | $194.0M |
| Free Cash FlowOCF − Capex | $145.5M | $178.0M |
| FCF MarginFCF / Revenue | 10.4% | 10.9% |
| Capex IntensityCapex / Revenue | 2.9% | 1.0% |
| Cash ConversionOCF / Net Profit | 8.42× | 1.92× |
| TTM Free Cash FlowTrailing 4 quarters | $285.4M | $608.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $186.0M | $194.0M | ||
| Q3 25 | $184.2M | $165.0M | ||
| Q2 25 | $175.5M | $223.0M | ||
| Q1 25 | $91.7M | $79.0M | ||
| Q4 24 | $199.5M | $147.0M | ||
| Q3 24 | $206.4M | $109.0M | ||
| Q2 24 | $182.6M | $124.0M | ||
| Q1 24 | $97.6M | $-20.0M |
| Q4 25 | $145.5M | $178.0M | ||
| Q3 25 | $56.2M | $153.0M | ||
| Q2 25 | $106.4M | $208.0M | ||
| Q1 25 | $-22.7M | $69.0M | ||
| Q4 24 | $113.6M | $134.0M | ||
| Q3 24 | $98.7M | $97.0M | ||
| Q2 24 | $85.5M | $108.0M | ||
| Q1 24 | $-25.7M | $-33.0M |
| Q4 25 | 10.4% | 10.9% | ||
| Q3 25 | 3.9% | 9.4% | ||
| Q2 25 | 7.5% | 13.4% | ||
| Q1 25 | -1.6% | 5.2% | ||
| Q4 24 | 8.5% | 10.0% | ||
| Q3 24 | 7.5% | 7.4% | ||
| Q2 24 | 6.5% | 8.7% | ||
| Q1 24 | -1.9% | -3.1% |
| Q4 25 | 2.9% | 1.0% | ||
| Q3 25 | 8.8% | 0.7% | ||
| Q2 25 | 4.9% | 1.0% | ||
| Q1 25 | 8.2% | 0.7% | ||
| Q4 24 | 6.4% | 1.0% | ||
| Q3 24 | 8.2% | 0.9% | ||
| Q2 24 | 7.4% | 1.3% | ||
| Q1 24 | 9.3% | 1.2% |
| Q4 25 | 8.42× | 1.92× | ||
| Q3 25 | 9.49× | 1.57× | ||
| Q2 25 | 4.88× | 2.79× | ||
| Q1 25 | 3.51× | 1.41× | ||
| Q4 24 | 6.12× | 4.59× | ||
| Q3 24 | 6.75× | 1.95× | ||
| Q2 24 | 5.17× | 8.86× | ||
| Q1 24 | 5.28× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SNDR
| Transportation | $1.3B | 93% |
| Logistics Management | $52.3M | 4% |
| Other | $46.2M | 3% |
TOST
| Technology Service | $1.3B | 82% |
| License | $256.0M | 16% |
| Product And Professional Services | $43.0M | 3% |
