vs
Side-by-side financial comparison of StoneX Group Inc. (SNEX) and UPBOUND GROUP, INC. (UPBD). Click either name above to swap in a different company.
StoneX Group Inc. is the larger business by last-quarter revenue ($1.2B vs $1.2B, roughly 1.0× UPBOUND GROUP, INC.). StoneX Group Inc. runs the higher net margin — 11.6% vs 1.7%, a 9.9% gap on every dollar of revenue. On growth, StoneX Group Inc. posted the faster year-over-year revenue change (81.0% vs 10.9%). UPBOUND GROUP, INC. produced more free cash flow last quarter ($24.0M vs $-1.3B). Over the past eight quarters, StoneX Group Inc.'s revenue compounded faster (53.5% CAGR vs 4.5%).
StoneX Group Inc. is an American financial services company. The company operates in six areas: commercial hedging, global payments, securities, physical commodities, foreign exchange and clearing and execution services (CES).
Upbound Group, Inc. is a leading US provider of flexible lease-to-own solutions for consumer goods. It offers furniture, consumer electronics, home appliances, and accessories, catering to customers seeking accessible payment alternatives to traditional retail financing.
SNEX vs UPBD — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.2B | $1.2B |
| Net Profit | $139.0M | $19.7M |
| Gross Margin | — | 49.0% |
| Operating Margin | 15.4% | 4.8% |
| Net Margin | 11.6% | 1.7% |
| Revenue YoY | 81.0% | 10.9% |
| Net Profit YoY | 63.3% | -36.3% |
| EPS (diluted) | $2.50 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.2B | $1.2B | ||
| Q3 25 | $32.7B | $1.2B | ||
| Q2 25 | $851.2M | $1.2B | ||
| Q1 25 | $820.4M | $1.2B | ||
| Q4 24 | $663.1M | $1.1B | ||
| Q3 24 | $31.1B | $1.1B | ||
| Q2 24 | $571.8M | $1.1B | ||
| Q1 24 | $509.2M | $1.1B |
| Q4 25 | $139.0M | $19.7M | ||
| Q3 25 | $85.7M | $13.2M | ||
| Q2 25 | $63.4M | $15.5M | ||
| Q1 25 | $71.7M | $24.8M | ||
| Q4 24 | $85.1M | $31.0M | ||
| Q3 24 | $76.7M | $30.9M | ||
| Q2 24 | $61.9M | $33.9M | ||
| Q1 24 | $53.1M | $27.7M |
| Q4 25 | — | 49.0% | ||
| Q3 25 | 3.7% | 48.3% | ||
| Q2 25 | — | 49.4% | ||
| Q1 25 | — | 46.8% | ||
| Q4 24 | — | 47.1% | ||
| Q3 24 | 3.0% | 47.8% | ||
| Q2 24 | — | 49.4% | ||
| Q1 24 | — | 48.3% |
| Q4 25 | 15.4% | 4.8% | ||
| Q3 25 | 0.3% | 4.5% | ||
| Q2 25 | -1.3% | 4.4% | ||
| Q1 25 | -1.0% | 5.3% | ||
| Q4 24 | -3.2% | 7.3% | ||
| Q3 24 | -0.0% | 6.6% | ||
| Q2 24 | -4.7% | 7.5% | ||
| Q1 24 | -2.5% | 5.6% |
| Q4 25 | 11.6% | 1.7% | ||
| Q3 25 | 0.3% | 1.1% | ||
| Q2 25 | 7.4% | 1.3% | ||
| Q1 25 | 8.7% | 2.1% | ||
| Q4 24 | 12.8% | 2.9% | ||
| Q3 24 | 0.2% | 2.9% | ||
| Q2 24 | 10.8% | 3.2% | ||
| Q1 24 | 10.4% | 2.5% |
| Q4 25 | $2.50 | $0.35 | ||
| Q3 25 | $0.72 | $0.22 | ||
| Q2 25 | $1.22 | $0.26 | ||
| Q1 25 | $1.41 | $0.42 | ||
| Q4 24 | $1.69 | $0.55 | ||
| Q3 24 | $2.32 | $0.55 | ||
| Q2 24 | $1.25 | $0.61 | ||
| Q1 24 | $1.09 | $0.50 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.6B | $120.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $2.5B | $695.7M |
| Total Assets | $47.8B | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.6B | $120.5M | ||
| Q3 25 | $1.6B | $107.0M | ||
| Q2 25 | $1.3B | $106.8M | ||
| Q1 25 | $1.3B | $107.3M | ||
| Q4 24 | $1.4B | $60.9M | ||
| Q3 24 | $1.3B | $85.1M | ||
| Q2 24 | $1.2B | $82.5M | ||
| Q1 24 | $1.3B | $84.8M |
| Q4 25 | $2.5B | $695.7M | ||
| Q3 25 | $2.4B | $687.3M | ||
| Q2 25 | $2.0B | $685.5M | ||
| Q1 25 | $1.9B | $679.2M | ||
| Q4 24 | $1.8B | $629.0M | ||
| Q3 24 | $1.7B | $611.8M | ||
| Q2 24 | $1.6B | $596.3M | ||
| Q1 24 | $1.5B | $578.3M |
| Q4 25 | $47.8B | $3.3B | ||
| Q3 25 | $45.3B | $3.2B | ||
| Q2 25 | $34.3B | $3.1B | ||
| Q1 25 | $31.3B | $3.0B | ||
| Q4 24 | $29.6B | $2.6B | ||
| Q3 24 | $27.5B | $2.6B | ||
| Q2 24 | $25.9B | $2.6B | ||
| Q1 24 | $25.7B | $2.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.3B | $41.6M |
| Free Cash FlowOCF − Capex | $-1.3B | $24.0M |
| FCF MarginFCF / Revenue | -106.4% | 2.0% |
| Capex IntensityCapex / Revenue | 1.3% | 1.5% |
| Cash ConversionOCF / Net Profit | -9.08× | 2.11× |
| TTM Free Cash FlowTrailing 4 quarters | $3.5B | $238.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.3B | $41.6M | ||
| Q3 25 | $3.5B | $118.4M | ||
| Q2 25 | $1.5B | $7.8M | ||
| Q1 25 | $-154.5M | $137.7M | ||
| Q4 24 | $-477.8M | $-61.9M | ||
| Q3 24 | $192.6M | $106.2M | ||
| Q2 24 | $-622.1M | $15.0M | ||
| Q1 24 | $784.0M | $45.4M |
| Q4 25 | $-1.3B | $24.0M | ||
| Q3 25 | $3.5B | $97.9M | ||
| Q2 25 | $1.5B | $-10.4M | ||
| Q1 25 | $-169.8M | $127.2M | ||
| Q4 24 | $-491.4M | $-74.0M | ||
| Q3 24 | $175.9M | $88.3M | ||
| Q2 24 | $-640.5M | $613.0K | ||
| Q1 24 | $766.6M | $33.6M |
| Q4 25 | -106.4% | 2.0% | ||
| Q3 25 | 10.7% | 8.4% | ||
| Q2 25 | 173.3% | -0.9% | ||
| Q1 25 | -20.7% | 10.8% | ||
| Q4 24 | -74.1% | -6.9% | ||
| Q3 24 | 0.6% | 8.3% | ||
| Q2 24 | -112.0% | 0.1% | ||
| Q1 24 | 150.5% | 3.1% |
| Q4 25 | 1.3% | 1.5% | ||
| Q3 25 | 0.1% | 1.8% | ||
| Q2 25 | 1.9% | 1.6% | ||
| Q1 25 | 1.9% | 0.9% | ||
| Q4 24 | 2.1% | 1.1% | ||
| Q3 24 | 0.1% | 1.7% | ||
| Q2 24 | 3.2% | 1.3% | ||
| Q1 24 | 3.4% | 1.1% |
| Q4 25 | -9.08× | 2.11× | ||
| Q3 25 | 41.18× | 8.96× | ||
| Q2 25 | 23.52× | 0.50× | ||
| Q1 25 | -2.15× | 5.56× | ||
| Q4 24 | -5.61× | -2.00× | ||
| Q3 24 | 2.51× | 3.44× | ||
| Q2 24 | -10.05× | 0.44× | ||
| Q1 24 | 14.76× | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
