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Side-by-side financial comparison of Spire Global, Inc. (SPIR) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.

Spire Global, Inc. is the larger business by last-quarter revenue ($15.8M vs $13.5M, roughly 1.2× UNITED SECURITY BANCSHARES). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs -176.6%, a 201.8% gap on every dollar of revenue. On growth, UNITED SECURITY BANCSHARES posted the faster year-over-year revenue change (13.6% vs -26.9%). UNITED SECURITY BANCSHARES produced more free cash flow last quarter ($19.8M vs $-16.2M). Over the past eight quarters, UNITED SECURITY BANCSHARES's revenue compounded faster (3.0% CAGR vs -32.6%).

Spire Global, Inc. is a space-to-cloud data and analytics company that specializes in the tracking of global data sets powered by a large constellation of nanosatellites, such as the tracking of maritime, aviation and weather patterns.

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.

SPIR vs UBFO — Head-to-Head

Bigger by revenue
SPIR
SPIR
1.2× larger
SPIR
$15.8M
$13.5M
UBFO
Growing faster (revenue YoY)
UBFO
UBFO
+40.5% gap
UBFO
13.6%
-26.9%
SPIR
Higher net margin
UBFO
UBFO
201.8% more per $
UBFO
25.2%
-176.6%
SPIR
More free cash flow
UBFO
UBFO
$35.9M more FCF
UBFO
$19.8M
$-16.2M
SPIR
Faster 2-yr revenue CAGR
UBFO
UBFO
Annualised
UBFO
3.0%
-32.6%
SPIR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SPIR
SPIR
UBFO
UBFO
Revenue
$15.8M
$13.5M
Net Profit
$-28.0M
$3.4M
Gross Margin
40.2%
Operating Margin
-164.1%
31.5%
Net Margin
-176.6%
25.2%
Revenue YoY
-26.9%
13.6%
Net Profit YoY
42.7%
36.8%
EPS (diluted)
$-0.85
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SPIR
SPIR
UBFO
UBFO
Q4 25
$15.8M
$13.5M
Q3 25
$12.7M
$14.0M
Q2 25
$19.2M
$12.6M
Q1 25
$23.9M
$13.7M
Q4 24
$21.7M
$11.9M
Q3 24
$28.6M
$13.8M
Q2 24
$25.4M
$13.0M
Q1 24
$34.8M
$12.8M
Net Profit
SPIR
SPIR
UBFO
UBFO
Q4 25
$-28.0M
$3.4M
Q3 25
$-19.7M
$4.0M
Q2 25
$119.6M
$2.2M
Q1 25
$-20.7M
$2.7M
Q4 24
$-48.8M
$2.5M
Q3 24
$-12.5M
$3.8M
Q2 24
$-16.6M
$4.3M
Q1 24
$-25.5M
$4.2M
Gross Margin
SPIR
SPIR
UBFO
UBFO
Q4 25
40.2%
Q3 25
36.6%
Q2 25
48.9%
Q1 25
36.8%
Q4 24
32.4%
Q3 24
44.5%
Q2 24
43.0%
Q1 24
26.5%
Operating Margin
SPIR
SPIR
UBFO
UBFO
Q4 25
-164.1%
31.5%
Q3 25
-166.1%
40.3%
Q2 25
-122.7%
24.0%
Q1 25
-106.5%
27.5%
Q4 24
-144.1%
27.5%
Q3 24
-48.0%
37.1%
Q2 24
-48.6%
46.4%
Q1 24
-34.4%
45.9%
Net Margin
SPIR
SPIR
UBFO
UBFO
Q4 25
-176.6%
25.2%
Q3 25
-155.3%
28.7%
Q2 25
623.4%
17.2%
Q1 25
-86.5%
19.6%
Q4 24
-225.2%
20.9%
Q3 24
-43.7%
27.7%
Q2 24
-65.2%
33.0%
Q1 24
-73.3%
32.6%
EPS (diluted)
SPIR
SPIR
UBFO
UBFO
Q4 25
$-0.85
$0.18
Q3 25
$-0.61
$0.23
Q2 25
$3.72
$0.13
Q1 25
$-0.77
$0.16
Q4 24
$-1.93
$0.14
Q3 24
$-0.50
$0.22
Q2 24
$-0.68
$0.25
Q1 24
$-1.17
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SPIR
SPIR
UBFO
UBFO
Cash + ST InvestmentsLiquidity on hand
$81.8M
$264.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$112.9M
$139.7M
Total Assets
$211.0M
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SPIR
SPIR
UBFO
UBFO
Q4 25
$81.8M
$264.2M
Q3 25
$96.8M
$211.1M
Q2 25
$117.6M
$199.5M
Q1 25
$35.9M
$198.4M
Q4 24
$19.2M
$216.9M
Q3 24
$36.6M
$216.8M
Q2 24
$45.8M
$166.3M
Q1 24
$63.7M
$168.6M
Total Debt
SPIR
SPIR
UBFO
UBFO
Q4 25
Q3 25
Q2 25
Q1 25
$103.7M
Q4 24
$103.1M
Q3 24
$4.9M
Q2 24
$4.9M
Q1 24
$123.1M
Stockholders' Equity
SPIR
SPIR
UBFO
UBFO
Q4 25
$112.9M
$139.7M
Q3 25
$133.1M
$137.4M
Q2 25
$149.2M
$134.3M
Q1 25
$3.7M
$132.9M
Q4 24
$-11.7M
$130.4M
Q3 24
$30.8M
$132.9M
Q2 24
$40.3M
$127.3M
Q1 24
$52.5M
$124.2M
Total Assets
SPIR
SPIR
UBFO
UBFO
Q4 25
$211.0M
$1.2B
Q3 25
$224.3M
$1.2B
Q2 25
$239.5M
$1.2B
Q1 25
$208.8M
$1.2B
Q4 24
$193.6M
$1.2B
Q3 24
$224.2M
$1.3B
Q2 24
$230.8M
$1.2B
Q1 24
$252.3M
$1.2B
Debt / Equity
SPIR
SPIR
UBFO
UBFO
Q4 25
Q3 25
Q2 25
Q1 25
27.92×
Q4 24
Q3 24
0.16×
Q2 24
0.12×
Q1 24
2.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SPIR
SPIR
UBFO
UBFO
Operating Cash FlowLast quarter
$-4.3M
$22.1M
Free Cash FlowOCF − Capex
$-16.2M
$19.8M
FCF MarginFCF / Revenue
-102.1%
146.0%
Capex IntensityCapex / Revenue
75.1%
16.8%
Cash ConversionOCF / Net Profit
6.46×
TTM Free Cash FlowTrailing 4 quarters
$-92.6M
$36.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SPIR
SPIR
UBFO
UBFO
Q4 25
$-4.3M
$22.1M
Q3 25
$-12.0M
$7.0M
Q2 25
$-35.1M
$8.7M
Q1 25
$-8.4M
$3.0M
Q4 24
$-19.2M
$19.6M
Q3 24
$14.0M
$5.4M
Q2 24
$-4.4M
$2.3M
Q1 24
$-8.8M
$7.4M
Free Cash Flow
SPIR
SPIR
UBFO
UBFO
Q4 25
$-16.2M
$19.8M
Q3 25
$-20.4M
$6.1M
Q2 25
$-38.7M
$8.1M
Q1 25
$-17.3M
$2.9M
Q4 24
$-24.3M
$18.6M
Q3 24
$5.1M
$5.3M
Q2 24
$-9.9M
$2.0M
Q1 24
$-15.9M
$7.0M
FCF Margin
SPIR
SPIR
UBFO
UBFO
Q4 25
-102.1%
146.0%
Q3 25
-161.3%
43.7%
Q2 25
-201.7%
64.3%
Q1 25
-72.6%
21.2%
Q4 24
-112.2%
156.0%
Q3 24
17.8%
38.1%
Q2 24
-39.0%
15.5%
Q1 24
-45.7%
54.8%
Capex Intensity
SPIR
SPIR
UBFO
UBFO
Q4 25
75.1%
16.8%
Q3 25
66.2%
6.0%
Q2 25
18.8%
4.6%
Q1 25
37.3%
0.9%
Q4 24
23.5%
8.7%
Q3 24
31.2%
0.7%
Q2 24
21.8%
2.2%
Q1 24
20.3%
3.6%
Cash Conversion
SPIR
SPIR
UBFO
UBFO
Q4 25
6.46×
Q3 25
1.73×
Q2 25
-0.29×
4.01×
Q1 25
1.13×
Q4 24
7.87×
Q3 24
1.40×
Q2 24
0.54×
Q1 24
1.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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