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Side-by-side financial comparison of SR Bancorp, Inc. (SRBK) and Velo3D, Inc. (VELO). Click either name above to swap in a different company.
Velo3D, Inc. is the larger business by last-quarter revenue ($9.4M vs $8.4M, roughly 1.1× SR Bancorp, Inc.). SR Bancorp, Inc. runs the higher net margin — 10.0% vs -231.9%, a 241.9% gap on every dollar of revenue. On growth, SR Bancorp, Inc. posted the faster year-over-year revenue change (6.4% vs -25.2%). SR Bancorp, Inc. produced more free cash flow last quarter ($3.1M vs $-8.3M). Over the past eight quarters, Velo3D, Inc.'s revenue compounded faster (-1.8% CAGR vs -2.4%).
SR Bancorp Inc. is a regional bank holding company based in the United States. It offers a full range of consumer and commercial banking services including deposit products, personal loans, mortgage lending, small business financing, and commercial credit solutions, primarily serving local communities and small to mid-sized enterprises in its operating areas.
Velo3D, Inc. develops and sells advanced end-to-end metal additive manufacturing (3D printing) solutions, comprising industrial-grade printers, specialized processing software, and high-performance metal materials. It primarily serves global aerospace, defense, energy, semiconductor and industrial manufacturing markets, enabling customers to produce complex, high-precision metal parts that are difficult to manufacture with traditional methods.
SRBK vs VELO — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $8.4M | $9.4M |
| Net Profit | $834.0K | $-21.9M |
| Gross Margin | — | -73.6% |
| Operating Margin | 13.0% | -231.0% |
| Net Margin | 10.0% | -231.9% |
| Revenue YoY | 6.4% | -25.2% |
| Net Profit YoY | -18.3% | -2.9% |
| EPS (diluted) | $0.11 | $-0.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $8.4M | $9.4M | ||
| Q3 25 | $8.2M | $13.6M | ||
| Q2 25 | $7.6M | $13.6M | ||
| Q1 25 | $7.7M | $9.3M | ||
| Q4 24 | $7.9M | $12.6M | ||
| Q3 24 | $8.4M | $8.2M | ||
| Q2 24 | $7.9M | $10.3M | ||
| Q1 24 | $8.8M | $9.8M |
| Q4 25 | $834.0K | $-21.9M | ||
| Q3 25 | $693.0K | $-11.2M | ||
| Q2 25 | $2.2M | $-13.3M | ||
| Q1 25 | $537.0K | $-25.0M | ||
| Q4 24 | $1.0M | $-21.3M | ||
| Q3 24 | $1.4M | $-21.9M | ||
| Q2 24 | $-3.0M | $935.0K | ||
| Q1 24 | $1.1M | $-27.5M |
| Q4 25 | — | -73.6% | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | -11.7% | ||
| Q1 25 | — | 7.5% | ||
| Q4 24 | — | -3.5% | ||
| Q3 24 | — | 49.4% | ||
| Q2 24 | — | -28.0% | ||
| Q1 24 | — | -28.8% |
| Q4 25 | 13.0% | -231.0% | ||
| Q3 25 | 11.0% | -73.3% | ||
| Q2 25 | 32.1% | -85.4% | ||
| Q1 25 | 8.1% | -123.6% | ||
| Q4 24 | 17.1% | -167.0% | ||
| Q3 24 | 20.6% | -213.8% | ||
| Q2 24 | -34.0% | -187.7% | ||
| Q1 24 | 15.4% | -211.1% |
| Q4 25 | 10.0% | -231.9% | ||
| Q3 25 | 8.5% | -82.0% | ||
| Q2 25 | 29.2% | -97.7% | ||
| Q1 25 | 7.0% | -268.4% | ||
| Q4 24 | 13.0% | -168.5% | ||
| Q3 24 | 16.3% | -265.3% | ||
| Q2 24 | -38.2% | 9.0% | ||
| Q1 24 | 12.1% | -281.2% |
| Q4 25 | $0.11 | $-0.87 | ||
| Q3 25 | $0.09 | $-0.65 | ||
| Q2 25 | $0.27 | $-0.94 | ||
| Q1 25 | $0.06 | $-1.87 | ||
| Q4 24 | $0.12 | $7.06 | ||
| Q3 24 | $0.16 | $-35.52 | ||
| Q2 24 | $8.14 | $1.65 | ||
| Q1 24 | $0.12 | $-55.51 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $81.8M | $39.0M |
| Total DebtLower is stronger | — | $31.0M |
| Stockholders' EquityBook value | $188.5M | $38.2M |
| Total Assets | $1.1B | $105.3M |
| Debt / EquityLower = less leverage | — | 0.81× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $81.8M | $39.0M | ||
| Q3 25 | $58.3M | $11.8M | ||
| Q2 25 | $57.8M | $854.0K | ||
| Q1 25 | $62.2M | $3.9M | ||
| Q4 24 | $53.4M | $1.2M | ||
| Q3 24 | $47.3M | $1.6M | ||
| Q2 24 | $45.9M | $3.2M | ||
| Q1 24 | $72.5M | $10.9M |
| Q4 25 | — | $31.0M | ||
| Q3 25 | — | $23.0M | ||
| Q2 25 | — | $22.5M | ||
| Q1 25 | — | $21.7M | ||
| Q4 24 | — | $5.7M | ||
| Q3 24 | — | $32.3M | ||
| Q2 24 | — | $33.5M | ||
| Q1 24 | — | $44.0M |
| Q4 25 | $188.5M | $38.2M | ||
| Q3 25 | $191.9M | $29.9M | ||
| Q2 25 | $193.8M | $21.4M | ||
| Q1 25 | $195.1M | $32.8M | ||
| Q4 24 | $198.1M | $39.7M | ||
| Q3 24 | $200.5M | $34.4M | ||
| Q2 24 | $199.5M | $52.1M | ||
| Q1 24 | $199.3M | $45.5M |
| Q4 25 | $1.1B | $105.3M | ||
| Q3 25 | $1.1B | $93.7M | ||
| Q2 25 | $1.1B | $78.4M | ||
| Q1 25 | $1.1B | $91.3M | ||
| Q4 24 | $1.1B | $89.2M | ||
| Q3 24 | $1.1B | $110.8M | ||
| Q2 24 | $1.0B | $116.7M | ||
| Q1 24 | $1.1B | $136.1M |
| Q4 25 | — | 0.81× | ||
| Q3 25 | — | 0.77× | ||
| Q2 25 | — | 1.05× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | — | 0.14× | ||
| Q3 24 | — | 0.94× | ||
| Q2 24 | — | 0.64× | ||
| Q1 24 | — | 0.97× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $3.6M | $-7.7M |
| Free Cash FlowOCF − Capex | $3.1M | $-8.3M |
| FCF MarginFCF / Revenue | 37.0% | -88.3% |
| Capex IntensityCapex / Revenue | 5.9% | 6.4% |
| Cash ConversionOCF / Net Profit | 4.31× | — |
| TTM Free Cash FlowTrailing 4 quarters | $11.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.6M | $-7.7M | ||
| Q3 25 | $1.2M | $-6.0M | ||
| Q2 25 | $4.7M | $-1.2M | ||
| Q1 25 | $2.6M | $-12.3M | ||
| Q4 24 | $-1.4M | $-2.2M | ||
| Q3 24 | $1.8M | $-2.0M | ||
| Q2 24 | $-1.7M | $-8.0M | ||
| Q1 24 | $-3.9M | $-20.5M |
| Q4 25 | $3.1M | $-8.3M | ||
| Q3 25 | $1.1M | $-6.3M | ||
| Q2 25 | $4.2M | $-3.0M | ||
| Q1 25 | $2.5M | — | ||
| Q4 24 | $-1.5M | $-2.2M | ||
| Q3 24 | $1.7M | $-2.0M | ||
| Q2 24 | $-2.8M | $-8.0M | ||
| Q1 24 | $-4.0M | $-20.5M |
| Q4 25 | 37.0% | -88.3% | ||
| Q3 25 | 14.0% | -46.5% | ||
| Q2 25 | 55.9% | -22.2% | ||
| Q1 25 | 32.3% | — | ||
| Q4 24 | -19.5% | -17.7% | ||
| Q3 24 | 20.3% | -24.2% | ||
| Q2 24 | -35.8% | -77.1% | ||
| Q1 24 | -45.2% | -209.8% |
| Q4 25 | 5.9% | 6.4% | ||
| Q3 25 | 0.9% | 2.3% | ||
| Q2 25 | 5.7% | 13.3% | ||
| Q1 25 | 1.0% | 0.0% | ||
| Q4 24 | 1.3% | 0.2% | ||
| Q3 24 | 1.0% | 0.2% | ||
| Q2 24 | 13.9% | 0.0% | ||
| Q1 24 | 0.5% | 0.1% |
| Q4 25 | 4.31× | — | ||
| Q3 25 | 1.76× | — | ||
| Q2 25 | 2.11× | — | ||
| Q1 25 | 4.79× | — | ||
| Q4 24 | -1.40× | — | ||
| Q3 24 | 1.31× | — | ||
| Q2 24 | — | -8.52× | ||
| Q1 24 | -3.69× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
