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Side-by-side financial comparison of SR Bancorp, Inc. (SRBK) and VerifyMe, Inc. (VRME). Click either name above to swap in a different company.

SR Bancorp, Inc. is the larger business by last-quarter revenue ($8.4M vs $5.0M, roughly 1.7× VerifyMe, Inc.). SR Bancorp, Inc. runs the higher net margin — 10.0% vs -66.7%, a 76.6% gap on every dollar of revenue. On growth, SR Bancorp, Inc. posted the faster year-over-year revenue change (6.4% vs -7.4%). Over the past eight quarters, SR Bancorp, Inc.'s revenue compounded faster (-2.4% CAGR vs -5.2%).

SR Bancorp Inc. is a regional bank holding company based in the United States. It offers a full range of consumer and commercial banking services including deposit products, personal loans, mortgage lending, small business financing, and commercial credit solutions, primarily serving local communities and small to mid-sized enterprises in its operating areas.

VerifyMe, Inc. is a technology provider specializing in identity verification, anti-counterfeiting, and brand protection solutions. Its offerings include secure authentication tools, supply chain traceability systems, and customer engagement platforms, serving consumer goods, pharmaceutical, and retail sectors across North America and select global markets.

SRBK vs VRME — Head-to-Head

Bigger by revenue
SRBK
SRBK
1.7× larger
SRBK
$8.4M
$5.0M
VRME
Growing faster (revenue YoY)
SRBK
SRBK
+13.8% gap
SRBK
6.4%
-7.4%
VRME
Higher net margin
SRBK
SRBK
76.6% more per $
SRBK
10.0%
-66.7%
VRME
Faster 2-yr revenue CAGR
SRBK
SRBK
Annualised
SRBK
-2.4%
-5.2%
VRME

Income Statement — Q2 FY2026 vs Q3 FY2025

Metric
SRBK
SRBK
VRME
VRME
Revenue
$8.4M
$5.0M
Net Profit
$834.0K
$-3.4M
Gross Margin
41.2%
Operating Margin
13.0%
-68.2%
Net Margin
10.0%
-66.7%
Revenue YoY
6.4%
-7.4%
Net Profit YoY
-18.3%
-38.4%
EPS (diluted)
$0.11
$-0.26

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SRBK
SRBK
VRME
VRME
Q4 25
$8.4M
Q3 25
$8.2M
$5.0M
Q2 25
$7.6M
$4.5M
Q1 25
$7.7M
$4.5M
Q4 24
$7.9M
Q3 24
$8.4M
$5.4M
Q2 24
$7.9M
$5.4M
Q1 24
$8.8M
$5.8M
Net Profit
SRBK
SRBK
VRME
VRME
Q4 25
$834.0K
Q3 25
$693.0K
$-3.4M
Q2 25
$2.2M
$-291.0K
Q1 25
$537.0K
$-571.0K
Q4 24
$1.0M
Q3 24
$1.4M
$-2.4M
Q2 24
$-3.0M
$-346.0K
Q1 24
$1.1M
$-553.0K
Gross Margin
SRBK
SRBK
VRME
VRME
Q4 25
Q3 25
41.2%
Q2 25
35.2%
Q1 25
33.4%
Q4 24
Q3 24
34.9%
Q2 24
39.1%
Q1 24
39.2%
Operating Margin
SRBK
SRBK
VRME
VRME
Q4 25
13.0%
Q3 25
11.0%
-68.2%
Q2 25
32.1%
-7.1%
Q1 25
8.1%
-13.3%
Q4 24
17.1%
Q3 24
20.6%
-52.8%
Q2 24
-34.0%
-10.0%
Q1 24
15.4%
-11.2%
Net Margin
SRBK
SRBK
VRME
VRME
Q4 25
10.0%
Q3 25
8.5%
-66.7%
Q2 25
29.2%
-6.4%
Q1 25
7.0%
-12.8%
Q4 24
13.0%
Q3 24
16.3%
-44.6%
Q2 24
-38.2%
-6.5%
Q1 24
12.1%
-9.6%
EPS (diluted)
SRBK
SRBK
VRME
VRME
Q4 25
$0.11
Q3 25
$0.09
$-0.26
Q2 25
$0.27
$-0.02
Q1 25
$0.06
$-0.05
Q4 24
$0.12
Q3 24
$0.16
$-0.23
Q2 24
$8.14
$-0.03
Q1 24
$0.12
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SRBK
SRBK
VRME
VRME
Cash + ST InvestmentsLiquidity on hand
$81.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$188.5M
$11.1M
Total Assets
$1.1B
$13.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SRBK
SRBK
VRME
VRME
Q4 25
$81.8M
Q3 25
$58.3M
Q2 25
$57.8M
Q1 25
$62.2M
Q4 24
$53.4M
Q3 24
$47.3M
$2.6M
Q2 24
$45.9M
$2.9M
Q1 24
$72.5M
$2.8M
Total Debt
SRBK
SRBK
VRME
VRME
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$500.0K
Q2 24
$600.0K
Q1 24
$800.0K
Stockholders' Equity
SRBK
SRBK
VRME
VRME
Q4 25
$188.5M
Q3 25
$191.9M
$11.1M
Q2 25
$193.8M
$14.4M
Q1 25
$195.1M
$14.6M
Q4 24
$198.1M
Q3 24
$200.5M
$10.3M
Q2 24
$199.5M
$12.3M
Q1 24
$199.3M
$12.4M
Total Assets
SRBK
SRBK
VRME
VRME
Q4 25
$1.1B
Q3 25
$1.1B
$13.3M
Q2 25
$1.1B
$17.2M
Q1 25
$1.1B
$17.1M
Q4 24
$1.1B
Q3 24
$1.1B
$14.8M
Q2 24
$1.0B
$17.5M
Q1 24
$1.1B
$17.9M
Debt / Equity
SRBK
SRBK
VRME
VRME
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
0.05×
Q2 24
0.05×
Q1 24
0.06×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SRBK
SRBK
VRME
VRME
Operating Cash FlowLast quarter
$3.6M
$243.0K
Free Cash FlowOCF − Capex
$3.1M
FCF MarginFCF / Revenue
37.0%
Capex IntensityCapex / Revenue
5.9%
Cash ConversionOCF / Net Profit
4.31×
TTM Free Cash FlowTrailing 4 quarters
$11.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SRBK
SRBK
VRME
VRME
Q4 25
$3.6M
Q3 25
$1.2M
$243.0K
Q2 25
$4.7M
$710.0K
Q1 25
$2.6M
$-404.0K
Q4 24
$-1.4M
Q3 24
$1.8M
$-10.0K
Q2 24
$-1.7M
$372.0K
Q1 24
$-3.9M
$-60.0K
Free Cash Flow
SRBK
SRBK
VRME
VRME
Q4 25
$3.1M
Q3 25
$1.1M
Q2 25
$4.2M
Q1 25
$2.5M
Q4 24
$-1.5M
Q3 24
$1.7M
$-12.0K
Q2 24
$-2.8M
$369.0K
Q1 24
$-4.0M
$-62.0K
FCF Margin
SRBK
SRBK
VRME
VRME
Q4 25
37.0%
Q3 25
14.0%
Q2 25
55.9%
Q1 25
32.3%
Q4 24
-19.5%
Q3 24
20.3%
-0.2%
Q2 24
-35.8%
6.9%
Q1 24
-45.2%
-1.1%
Capex Intensity
SRBK
SRBK
VRME
VRME
Q4 25
5.9%
Q3 25
0.9%
Q2 25
5.7%
Q1 25
1.0%
Q4 24
1.3%
Q3 24
1.0%
0.0%
Q2 24
13.9%
0.1%
Q1 24
0.5%
0.0%
Cash Conversion
SRBK
SRBK
VRME
VRME
Q4 25
4.31×
Q3 25
1.76×
Q2 25
2.11×
Q1 25
4.79×
Q4 24
-1.40×
Q3 24
1.31×
Q2 24
Q1 24
-3.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SRBK
SRBK

Segment breakdown not available.

VRME
VRME

Proactive Services$4.2M83%
Other$869.0K17%

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