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Side-by-side financial comparison of Simpson Manufacturing Co., Inc. (SSD) and UNITED FIRE GROUP INC (UFCS). Click either name above to swap in a different company.

Simpson Manufacturing Co., Inc. is the larger business by last-quarter revenue ($588.0M vs $365.8M, roughly 1.6× UNITED FIRE GROUP INC). On growth, UNITED FIRE GROUP INC posted the faster year-over-year revenue change (9.8% vs 9.1%). Over the past eight quarters, UNITED FIRE GROUP INC's revenue compounded faster (11.2% CAGR vs -0.8%).

Simpson Manufacturing Company is a leading building materials manufacturer in the United States that produces structural connectors, fasteners, anchors, and products for new construction and retrofitting.

The United Fruit Company was an American multinational corporation that traded in tropical fruit grown on Latin American plantations and sold in the United States and Europe. The company was formed in 1899 from the merger of the Boston Fruit Company with Minor C. Keith's banana-trading enterprises. It flourished in the early and mid-20th century, and it came to control vast territories and transportation networks in Central America, the Caribbean coast of Colombia, and the West Indies. Althou...

SSD vs UFCS — Head-to-Head

Bigger by revenue
SSD
SSD
1.6× larger
SSD
$588.0M
$365.8M
UFCS
Growing faster (revenue YoY)
UFCS
UFCS
+0.7% gap
UFCS
9.8%
9.1%
SSD
Faster 2-yr revenue CAGR
UFCS
UFCS
Annualised
UFCS
11.2%
-0.8%
SSD

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
SSD
SSD
UFCS
UFCS
Revenue
$588.0M
$365.8M
Net Profit
$88.2M
Gross Margin
45.2%
Operating Margin
19.5%
13.2%
Net Margin
15.0%
Revenue YoY
9.1%
9.8%
Net Profit YoY
13.3%
EPS (diluted)
$2.13
$1.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SSD
SSD
UFCS
UFCS
Q1 26
$588.0M
Q4 25
$539.3M
$365.8M
Q3 25
$623.5M
$354.0M
Q2 25
$631.1M
$335.5M
Q1 25
$538.9M
$331.1M
Q4 24
$517.4M
$333.2M
Q3 24
$587.2M
$323.0M
Q2 24
$597.0M
$301.2M
Net Profit
SSD
SSD
UFCS
UFCS
Q1 26
$88.2M
Q4 25
$56.2M
Q3 25
$107.4M
$39.2M
Q2 25
$103.5M
$22.9M
Q1 25
$77.9M
$17.7M
Q4 24
$55.4M
Q3 24
$93.5M
$19.7M
Q2 24
$97.8M
$-2.7M
Gross Margin
SSD
SSD
UFCS
UFCS
Q1 26
45.2%
Q4 25
43.4%
Q3 25
46.4%
Q2 25
46.7%
Q1 25
46.8%
Q4 24
44.0%
Q3 24
46.8%
Q2 24
46.7%
Operating Margin
SSD
SSD
UFCS
UFCS
Q1 26
19.5%
Q4 25
13.9%
13.2%
Q3 25
22.6%
13.7%
Q2 25
22.2%
8.7%
Q1 25
19.0%
6.6%
Q4 24
14.8%
11.9%
Q3 24
21.3%
7.7%
Q2 24
22.1%
-1.3%
Net Margin
SSD
SSD
UFCS
UFCS
Q1 26
15.0%
Q4 25
10.4%
Q3 25
17.2%
11.1%
Q2 25
16.4%
6.8%
Q1 25
14.5%
5.3%
Q4 24
10.7%
Q3 24
15.9%
6.1%
Q2 24
16.4%
-0.9%
EPS (diluted)
SSD
SSD
UFCS
UFCS
Q1 26
$2.13
Q4 25
$1.34
$1.45
Q3 25
$2.58
$1.49
Q2 25
$2.47
$0.87
Q1 25
$1.85
$0.67
Q4 24
$1.31
$1.22
Q3 24
$2.21
$0.76
Q2 24
$2.31
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SSD
SSD
UFCS
UFCS
Cash + ST InvestmentsLiquidity on hand
$341.0M
$156.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.1B
$941.2M
Total Assets
$3.0B
$3.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SSD
SSD
UFCS
UFCS
Q1 26
$341.0M
Q4 25
$384.1M
$156.3M
Q3 25
$297.3M
$233.7M
Q2 25
$190.4M
$202.1M
Q1 25
$150.3M
$183.7M
Q4 24
$239.4M
$200.9M
Q3 24
$339.4M
$197.4M
Q2 24
$354.9M
$153.4M
Total Debt
SSD
SSD
UFCS
UFCS
Q1 26
Q4 25
$300.0M
Q3 25
$371.3M
Q2 25
$376.9M
Q1 25
$382.5M
Q4 24
$388.1M
Q3 24
$393.8M
Q2 24
$399.4M
Stockholders' Equity
SSD
SSD
UFCS
UFCS
Q1 26
$2.1B
Q4 25
$2.0B
$941.2M
Q3 25
$2.0B
$898.7M
Q2 25
$1.9B
$845.7M
Q1 25
$1.9B
$817.7M
Q4 24
$1.8B
$781.5M
Q3 24
$1.9B
$785.8M
Q2 24
$1.8B
$726.6M
Total Assets
SSD
SSD
UFCS
UFCS
Q1 26
$3.0B
Q4 25
$3.1B
$3.8B
Q3 25
$3.0B
$3.8B
Q2 25
$3.0B
$3.7B
Q1 25
$2.8B
$3.5B
Q4 24
$2.7B
$3.5B
Q3 24
$2.9B
$3.5B
Q2 24
$2.8B
$3.4B
Debt / Equity
SSD
SSD
UFCS
UFCS
Q1 26
Q4 25
0.15×
Q3 25
0.19×
Q2 25
0.20×
Q1 25
0.21×
Q4 24
0.21×
Q3 24
0.21×
Q2 24
0.23×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SSD
SSD
UFCS
UFCS
Operating Cash FlowLast quarter
$269.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SSD
SSD
UFCS
UFCS
Q1 26
Q4 25
$155.7M
$269.7M
Q3 25
$170.2M
$60.8M
Q2 25
$125.2M
$53.4M
Q1 25
$7.6M
$35.7M
Q4 24
$115.8M
$340.3M
Q3 24
$103.3M
$56.5M
Q2 24
$111.1M
$91.3M
Free Cash Flow
SSD
SSD
UFCS
UFCS
Q1 26
Q4 25
$119.0M
Q3 25
$133.9M
Q2 25
$87.3M
Q1 25
$-42.6M
Q4 24
$60.3M
Q3 24
$58.1M
Q2 24
$70.9M
FCF Margin
SSD
SSD
UFCS
UFCS
Q1 26
Q4 25
22.1%
Q3 25
21.5%
Q2 25
13.8%
Q1 25
-7.9%
Q4 24
11.7%
Q3 24
9.9%
Q2 24
11.9%
Capex Intensity
SSD
SSD
UFCS
UFCS
Q1 26
Q4 25
6.8%
Q3 25
5.8%
Q2 25
6.0%
Q1 25
9.3%
Q4 24
10.7%
Q3 24
7.7%
Q2 24
6.7%
Cash Conversion
SSD
SSD
UFCS
UFCS
Q1 26
Q4 25
2.77×
Q3 25
1.58×
1.55×
Q2 25
1.21×
2.33×
Q1 25
0.10×
2.02×
Q4 24
2.09×
Q3 24
1.10×
2.86×
Q2 24
1.14×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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