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Side-by-side financial comparison of STAAR SURGICAL CO (STAA) and TFS Financial CORP (TFSL). Click either name above to swap in a different company.

TFS Financial CORP is the larger business by last-quarter revenue ($83.7M vs $49.0M, roughly 1.7× STAAR SURGICAL CO). TFS Financial CORP runs the higher net margin — 26.6% vs -69.9%, a 96.5% gap on every dollar of revenue. On growth, TFS Financial CORP posted the faster year-over-year revenue change (11.9% vs -35.8%). TFS Financial CORP produced more free cash flow last quarter ($57.1M vs $-5.1M). Over the past eight quarters, TFS Financial CORP's revenue compounded faster (4.2% CAGR vs -18.4%).

STAAR Surgical Co is a global ophthalmic medical device firm. It designs, makes and sells implantable collamer lenses (ICLs) for minimally invasive vision correction, plus supporting surgical products for ophthalmologists across North America, Europe, Asia Pacific and other key regional markets.

TFS Financial Corporation is a US-based financial holding company primarily operating through its retail banking subsidiary. It offers residential mortgage loans, savings accounts, and other consumer financial products, with its core customer base concentrated in Ohio and Florida, mainly serving individual and family clients.

STAA vs TFSL — Head-to-Head

Bigger by revenue
TFSL
TFSL
1.7× larger
TFSL
$83.7M
$49.0M
STAA
Growing faster (revenue YoY)
TFSL
TFSL
+47.7% gap
TFSL
11.9%
-35.8%
STAA
Higher net margin
TFSL
TFSL
96.5% more per $
TFSL
26.6%
-69.9%
STAA
More free cash flow
TFSL
TFSL
$62.2M more FCF
TFSL
$57.1M
$-5.1M
STAA
Faster 2-yr revenue CAGR
TFSL
TFSL
Annualised
TFSL
4.2%
-18.4%
STAA

Income Statement — Q4 FY2024 vs Q1 FY2026

Metric
STAA
STAA
TFSL
TFSL
Revenue
$49.0M
$83.7M
Net Profit
$-34.2M
$22.3M
Gross Margin
64.7%
Operating Margin
-57.0%
34.0%
Net Margin
-69.9%
26.6%
Revenue YoY
-35.8%
11.9%
Net Profit YoY
-541.3%
-0.7%
EPS (diluted)
$-0.69
$0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
STAA
STAA
TFSL
TFSL
Q4 25
$83.7M
Q3 25
$85.5M
Q2 25
$82.0M
Q1 25
$79.1M
Q4 24
$49.0M
$74.8M
Q3 24
$88.6M
$75.1M
Q2 24
$99.0M
$75.5M
Q1 24
$77.4M
$77.1M
Net Profit
STAA
STAA
TFSL
TFSL
Q4 25
$22.3M
Q3 25
$26.0M
Q2 25
$21.5M
Q1 25
$21.0M
Q4 24
$-34.2M
$22.4M
Q3 24
$10.0M
$18.2M
Q2 24
$7.4M
$20.0M
Q1 24
$-3.3M
$20.7M
Gross Margin
STAA
STAA
TFSL
TFSL
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
64.7%
Q3 24
77.3%
Q2 24
79.2%
Q1 24
78.9%
Operating Margin
STAA
STAA
TFSL
TFSL
Q4 25
34.0%
Q3 25
37.9%
Q2 25
33.3%
Q1 25
33.5%
Q4 24
-57.0%
37.9%
Q3 24
6.4%
30.7%
Q2 24
12.0%
33.4%
Q1 24
-2.9%
33.6%
Net Margin
STAA
STAA
TFSL
TFSL
Q4 25
26.6%
Q3 25
30.4%
Q2 25
26.2%
Q1 25
26.6%
Q4 24
-69.9%
30.0%
Q3 24
11.3%
24.2%
Q2 24
7.5%
26.4%
Q1 24
-4.3%
26.9%
EPS (diluted)
STAA
STAA
TFSL
TFSL
Q4 25
$0.08
Q3 25
$0.09
Q2 25
$0.08
Q1 25
$0.07
Q4 24
$-0.69
$0.08
Q3 24
$0.20
$0.07
Q2 24
$0.15
$0.07
Q1 24
$-0.07
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
STAA
STAA
TFSL
TFSL
Cash + ST InvestmentsLiquidity on hand
$230.5M
$456.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$397.3M
$1.9B
Total Assets
$509.5M
$17.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
STAA
STAA
TFSL
TFSL
Q4 25
$456.7M
Q3 25
$429.4M
Q2 25
$452.6M
Q1 25
$463.6M
Q4 24
$230.5M
$465.9M
Q3 24
$236.0M
$463.7M
Q2 24
$235.2M
$560.4M
Q1 24
$245.1M
$594.3M
Stockholders' Equity
STAA
STAA
TFSL
TFSL
Q4 25
$1.9B
Q3 25
$1.9B
Q2 25
$1.9B
Q1 25
$1.9B
Q4 24
$397.3M
$1.9B
Q3 24
$428.1M
$1.9B
Q2 24
$409.1M
$1.9B
Q1 24
$392.8M
$1.9B
Total Assets
STAA
STAA
TFSL
TFSL
Q4 25
$17.5B
Q3 25
$17.5B
Q2 25
$17.4B
Q1 25
$17.1B
Q4 24
$509.5M
$17.1B
Q3 24
$537.6M
$17.1B
Q2 24
$512.7M
$17.0B
Q1 24
$492.5M
$17.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
STAA
STAA
TFSL
TFSL
Operating Cash FlowLast quarter
$642.0K
$58.7M
Free Cash FlowOCF − Capex
$-5.1M
$57.1M
FCF MarginFCF / Revenue
-10.4%
68.2%
Capex IntensityCapex / Revenue
11.7%
2.0%
Cash ConversionOCF / Net Profit
2.64×
TTM Free Cash FlowTrailing 4 quarters
$-7.7M
$167.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
STAA
STAA
TFSL
TFSL
Q4 25
$58.7M
Q3 25
$82.4M
Q2 25
$26.8M
Q1 25
$21.2M
Q4 24
$642.0K
$45.5M
Q3 24
$3.8M
$88.6M
Q2 24
$-10.4M
$96.7M
Q1 24
$21.7M
$14.2M
Free Cash Flow
STAA
STAA
TFSL
TFSL
Q4 25
$57.1M
Q3 25
$71.0M
Q2 25
$25.0M
Q1 25
$14.3M
Q4 24
$-5.1M
$44.9M
Q3 24
$-2.4M
$85.5M
Q2 24
$-16.6M
$95.9M
Q1 24
$16.5M
$13.4M
FCF Margin
STAA
STAA
TFSL
TFSL
Q4 25
68.2%
Q3 25
83.0%
Q2 25
30.5%
Q1 25
18.0%
Q4 24
-10.4%
60.0%
Q3 24
-2.7%
113.8%
Q2 24
-16.8%
127.0%
Q1 24
21.3%
17.4%
Capex Intensity
STAA
STAA
TFSL
TFSL
Q4 25
2.0%
Q3 25
13.4%
Q2 25
2.1%
Q1 25
8.8%
Q4 24
11.7%
0.9%
Q3 24
7.0%
4.1%
Q2 24
6.3%
1.1%
Q1 24
6.7%
1.1%
Cash Conversion
STAA
STAA
TFSL
TFSL
Q4 25
2.64×
Q3 25
3.17×
Q2 25
1.24×
Q1 25
1.01×
Q4 24
2.03×
Q3 24
0.38×
4.86×
Q2 24
-1.41×
4.85×
Q1 24
0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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