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Side-by-side financial comparison of STEM, INC. (STEM) and FIRST FINANCIAL CORP (THFF). Click either name above to swap in a different company.
FIRST FINANCIAL CORP is the larger business by last-quarter revenue ($70.5M vs $47.1M, roughly 1.5× STEM, INC.). FIRST FINANCIAL CORP runs the higher net margin — 30.4% vs -33.9%, a 64.3% gap on every dollar of revenue. On growth, FIRST FINANCIAL CORP posted the faster year-over-year revenue change (14.1% vs -15.6%). Over the past eight quarters, STEM, INC.'s revenue compounded faster (36.1% CAGR vs 20.8%).
StemCells, Inc. is a public biopharmaceutical company headquartered in Newark, California, that is developing purified human neural stem cells (HuCNS-SCs) in the hopes of treating central nervous system disorders and paralysis. StemCells' HuCNS-SCs have the ability to differentiate into the three main types of cells found in the central nervous system: neurons, astrocytes and oligodendrocytes.
First American Financial Corporation is an American financial services company which provides title insurance and settlement services to the real estate and mortgage industries.
STEM vs THFF — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.1M | $70.5M |
| Net Profit | $-16.0M | $21.5M |
| Gross Margin | 48.9% | — |
| Operating Margin | -17.7% | 37.4% |
| Net Margin | -33.9% | 30.4% |
| Revenue YoY | -15.6% | 14.1% |
| Net Profit YoY | 68.8% | 32.1% |
| EPS (diluted) | $-4.40 | $1.81 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $47.1M | $70.5M | ||
| Q3 25 | $38.2M | $65.8M | ||
| Q2 25 | $38.4M | $63.1M | ||
| Q1 25 | $32.5M | $62.5M | ||
| Q4 24 | $55.8M | $61.8M | ||
| Q3 24 | $29.3M | $58.4M | ||
| Q2 24 | $34.0M | $49.2M | ||
| Q1 24 | $25.5M | $48.4M |
| Q4 25 | $-16.0M | $21.5M | ||
| Q3 25 | $-23.8M | $20.8M | ||
| Q2 25 | $202.5M | $18.6M | ||
| Q1 25 | $-25.0M | $18.4M | ||
| Q4 24 | $-51.1M | $16.2M | ||
| Q3 24 | $-148.3M | $8.7M | ||
| Q2 24 | $-582.3M | $11.4M | ||
| Q1 24 | $-72.3M | $10.9M |
| Q4 25 | 48.9% | — | ||
| Q3 25 | 35.5% | — | ||
| Q2 25 | 33.4% | — | ||
| Q1 25 | 32.4% | — | ||
| Q4 24 | -4.4% | — | ||
| Q3 24 | 21.2% | — | ||
| Q2 24 | 27.6% | — | ||
| Q1 24 | -95.0% | — |
| Q4 25 | -17.7% | 37.4% | ||
| Q3 25 | -33.6% | 39.2% | ||
| Q2 25 | -34.8% | 36.2% | ||
| Q1 25 | -65.0% | 38.1% | ||
| Q4 24 | -84.4% | 32.4% | ||
| Q3 24 | -493.2% | 17.9% | ||
| Q2 24 | -1705.5% | 27.6% | ||
| Q1 24 | -267.0% | 27.2% |
| Q4 25 | -33.9% | 30.4% | ||
| Q3 25 | -62.2% | 31.6% | ||
| Q2 25 | 527.8% | 29.5% | ||
| Q1 25 | -76.9% | 29.5% | ||
| Q4 24 | -91.6% | 26.3% | ||
| Q3 24 | -506.3% | 15.0% | ||
| Q2 24 | -1712.6% | 23.1% | ||
| Q1 24 | -283.9% | 22.6% |
| Q4 25 | $-4.40 | $1.81 | ||
| Q3 25 | $-2.84 | $1.75 | ||
| Q2 25 | $-1.79 | $1.57 | ||
| Q1 25 | $-0.15 | $1.55 | ||
| Q4 24 | $-15.29 | $1.37 | ||
| Q3 24 | $-18.24 | $0.74 | ||
| Q2 24 | $-71.81 | $0.96 | ||
| Q1 24 | $-0.46 | $0.93 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $48.9M | — |
| Total DebtLower is stronger | — | $188.2M |
| Stockholders' EquityBook value | $-249.4M | $650.9M |
| Total Assets | $308.9M | $5.8B |
| Debt / EquityLower = less leverage | — | 0.29× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $48.9M | — | ||
| Q3 25 | $43.1M | — | ||
| Q2 25 | $40.8M | — | ||
| Q1 25 | $58.6M | — | ||
| Q4 24 | $56.3M | — | ||
| Q3 24 | $75.4M | — | ||
| Q2 24 | $89.6M | — | ||
| Q1 24 | $112.8M | — |
| Q4 25 | — | $188.2M | ||
| Q3 25 | — | $170.5M | ||
| Q2 25 | — | $122.7M | ||
| Q1 25 | — | $124.9M | ||
| Q4 24 | — | $28.1M | ||
| Q3 24 | — | $30.5M | ||
| Q2 24 | — | $108.6M | ||
| Q1 24 | — | $58.6M |
| Q4 25 | $-249.4M | $650.9M | ||
| Q3 25 | $-235.7M | $622.2M | ||
| Q2 25 | $-214.1M | $587.7M | ||
| Q1 25 | $-417.5M | $571.9M | ||
| Q4 24 | $-398.4M | $549.0M | ||
| Q3 24 | $-344.1M | $566.0M | ||
| Q2 24 | $-203.2M | $530.7M | ||
| Q1 24 | $371.6M | $520.8M |
| Q4 25 | $308.9M | $5.8B | ||
| Q3 25 | $362.6M | $5.7B | ||
| Q2 25 | $379.2M | $5.6B | ||
| Q1 25 | $405.1M | $5.5B | ||
| Q4 24 | $437.4M | $5.6B | ||
| Q3 24 | $537.8M | $5.5B | ||
| Q2 24 | $691.5M | $4.9B | ||
| Q1 24 | $1.3B | $4.9B |
| Q4 25 | — | 0.29× | ||
| Q3 25 | — | 0.27× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.22× | ||
| Q4 24 | — | 0.05× | ||
| Q3 24 | — | 0.05× | ||
| Q2 24 | — | 0.20× | ||
| Q1 24 | — | 0.11× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $8.2M | $90.4M |
| Free Cash FlowOCF − Capex | — | $86.4M |
| FCF MarginFCF / Revenue | — | 122.5% |
| Capex IntensityCapex / Revenue | — | 5.6% |
| Cash ConversionOCF / Net Profit | — | 4.21× |
| TTM Free Cash FlowTrailing 4 quarters | — | $144.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $8.2M | $90.4M | ||
| Q3 25 | $11.4M | $26.9M | ||
| Q2 25 | $-21.3M | $12.7M | ||
| Q1 25 | $8.5M | $21.1M | ||
| Q4 24 | $-14.7M | $60.4M | ||
| Q3 24 | $-9.4M | $23.3M | ||
| Q2 24 | $-11.9M | $8.8M | ||
| Q1 24 | $-621.0K | $12.4M |
| Q4 25 | — | $86.4M | ||
| Q3 25 | — | $25.8M | ||
| Q2 25 | — | $11.6M | ||
| Q1 25 | — | $20.5M | ||
| Q4 24 | — | $54.3M | ||
| Q3 24 | — | $19.5M | ||
| Q2 24 | — | $8.4M | ||
| Q1 24 | — | $11.5M |
| Q4 25 | — | 122.5% | ||
| Q3 25 | — | 39.2% | ||
| Q2 25 | — | 18.4% | ||
| Q1 25 | — | 32.8% | ||
| Q4 24 | — | 87.8% | ||
| Q3 24 | — | 33.5% | ||
| Q2 24 | — | 17.2% | ||
| Q1 24 | — | 23.7% |
| Q4 25 | — | 5.6% | ||
| Q3 25 | — | 1.7% | ||
| Q2 25 | — | 1.8% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | — | 9.9% | ||
| Q3 24 | — | 6.5% | ||
| Q2 24 | — | 0.7% | ||
| Q1 24 | — | 2.0% |
| Q4 25 | — | 4.21× | ||
| Q3 25 | — | 1.29× | ||
| Q2 25 | -0.11× | 0.68× | ||
| Q1 25 | — | 1.14× | ||
| Q4 24 | — | 3.72× | ||
| Q3 24 | — | 2.67× | ||
| Q2 24 | — | 0.77× | ||
| Q1 24 | — | 1.14× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
