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Side-by-side financial comparison of STERLING INFRASTRUCTURE, INC. (STRL) and UNIVERSAL INSURANCE HOLDINGS, INC. (UVE). Click either name above to swap in a different company.

STERLING INFRASTRUCTURE, INC. is the larger business by last-quarter revenue ($755.6M vs $393.6M, roughly 1.9× UNIVERSAL INSURANCE HOLDINGS, INC.). UNIVERSAL INSURANCE HOLDINGS, INC. runs the higher net margin — 13.8% vs 11.6%, a 2.2% gap on every dollar of revenue. On growth, STERLING INFRASTRUCTURE, INC. posted the faster year-over-year revenue change (51.5% vs -0.3%). Over the past eight quarters, STERLING INFRASTRUCTURE, INC.'s revenue compounded faster (31.0% CAGR vs 1.7%).

Sterling & Wilson is an Indian multinational engineering, procurement, and construction (EPC) company headquartered in Mumbai, Maharashtra. It operates across multiple sectors including renewable energy, data centers, diesel power generation, and mechanical, electrical, and plumbing (MEP) services. The company has delivered projects in over 30 countries, with execution teams located across Asia, the Middle East, Africa, Europe, and Australia.

New York Life Insurance Company (NYLIC), most commonly known as New York Life, is the second-largest life insurance company and the largest mutual life insurance company in the United States, and is ranked #69 on the 2025 Fortune 500 list of the largest U.S. corporations by total revenue. In 2025, NYLIC achieved the best possible ratings by the four independent rating companies. Other New York Life affiliates provide an array of securities products and services, as well as institutional and r...

STRL vs UVE — Head-to-Head

Bigger by revenue
STRL
STRL
1.9× larger
STRL
$755.6M
$393.6M
UVE
Growing faster (revenue YoY)
STRL
STRL
+51.8% gap
STRL
51.5%
-0.3%
UVE
Higher net margin
UVE
UVE
2.2% more per $
UVE
13.8%
11.6%
STRL
Faster 2-yr revenue CAGR
STRL
STRL
Annualised
STRL
31.0%
1.7%
UVE

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
STRL
STRL
UVE
UVE
Revenue
$755.6M
$393.6M
Net Profit
$87.6M
$54.3M
Gross Margin
21.7%
Operating Margin
15.9%
Net Margin
11.6%
13.8%
Revenue YoY
51.5%
-0.3%
Net Profit YoY
-22.6%
EPS (diluted)
$2.82
$1.88

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
STRL
STRL
UVE
UVE
Q1 26
$393.6M
Q4 25
$755.6M
$407.9M
Q3 25
$689.0M
$401.0M
Q2 25
$614.5M
$400.1M
Q1 25
$430.9M
$394.9M
Q4 24
$498.8M
$384.8M
Q3 24
$593.7M
$387.6M
Q2 24
$582.8M
$380.2M
Net Profit
STRL
STRL
UVE
UVE
Q1 26
$54.3M
Q4 25
$87.6M
$66.6M
Q3 25
$92.1M
$39.8M
Q2 25
$71.0M
$35.1M
Q1 25
$39.5M
$41.4M
Q4 24
$113.2M
$6.0M
Q3 24
$61.3M
$-16.2M
Q2 24
$51.9M
$35.4M
Gross Margin
STRL
STRL
UVE
UVE
Q1 26
Q4 25
21.7%
Q3 25
24.7%
Q2 25
23.3%
Q1 25
22.0%
Q4 24
21.4%
Q3 24
21.9%
Q2 24
19.3%
Operating Margin
STRL
STRL
UVE
UVE
Q1 26
Q4 25
15.9%
21.7%
Q3 25
18.2%
13.2%
Q2 25
17.0%
11.6%
Q1 25
13.0%
14.0%
Q4 24
12.5%
1.9%
Q3 24
14.7%
-4.7%
Q2 24
12.5%
12.6%
Net Margin
STRL
STRL
UVE
UVE
Q1 26
13.8%
Q4 25
11.6%
16.3%
Q3 25
13.4%
9.9%
Q2 25
11.6%
8.8%
Q1 25
9.2%
10.5%
Q4 24
22.7%
1.6%
Q3 24
10.3%
-4.2%
Q2 24
8.9%
9.3%
EPS (diluted)
STRL
STRL
UVE
UVE
Q1 26
$1.88
Q4 25
$2.82
$2.29
Q3 25
$2.97
$1.38
Q2 25
$2.31
$1.21
Q1 25
$1.28
$1.44
Q4 24
$3.63
$0.23
Q3 24
$1.97
$-0.57
Q2 24
$1.67
$1.21

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
STRL
STRL
UVE
UVE
Cash + ST InvestmentsLiquidity on hand
$390.7M
$595.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.1B
$584.7M
Total Assets
$2.6B
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
STRL
STRL
UVE
UVE
Q1 26
$595.8M
Q4 25
$390.7M
$408.9M
Q3 25
$306.4M
$405.1M
Q2 25
$699.4M
$367.1M
Q1 25
$638.6M
$398.2M
Q4 24
$664.2M
$259.4M
Q3 24
$648.1M
$333.7M
Q2 24
$540.0M
$283.3M
Total Debt
STRL
STRL
UVE
UVE
Q1 26
Q4 25
$100.5M
Q3 25
$100.7M
Q2 25
$100.9M
Q1 25
$101.1M
Q4 24
$101.2M
Q3 24
$101.4M
Q2 24
$101.6M
Stockholders' Equity
STRL
STRL
UVE
UVE
Q1 26
$584.7M
Q4 25
$1.1B
$551.0M
Q3 25
$1.1B
$495.0M
Q2 25
$881.7M
$457.8M
Q1 25
$805.4M
$422.4M
Q4 24
$808.1M
$373.3M
Q3 24
$716.5M
$400.2M
Q2 24
$670.7M
$393.2M
Total Assets
STRL
STRL
UVE
UVE
Q1 26
$2.8B
Q4 25
$2.6B
$2.8B
Q3 25
$2.6B
$3.1B
Q2 25
$2.2B
$3.3B
Q1 25
$2.0B
$2.7B
Q4 24
$2.0B
$2.8B
Q3 24
$2.0B
$2.7B
Q2 24
$2.0B
$2.7B
Debt / Equity
STRL
STRL
UVE
UVE
Q1 26
Q4 25
0.18×
Q3 25
0.20×
Q2 25
0.22×
Q1 25
0.24×
Q4 24
0.27×
Q3 24
0.25×
Q2 24
0.26×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
STRL
STRL
UVE
UVE
Operating Cash FlowLast quarter
$186.1M
Free Cash FlowOCF − Capex
$159.7M
FCF MarginFCF / Revenue
21.1%
Capex IntensityCapex / Revenue
3.5%
Cash ConversionOCF / Net Profit
2.12×
TTM Free Cash FlowTrailing 4 quarters
$362.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
STRL
STRL
UVE
UVE
Q1 26
Q4 25
$186.1M
$381.5M
Q3 25
$83.6M
$62.4M
Q2 25
$85.4M
$106.2M
Q1 25
$84.9M
$186.8M
Q4 24
$174.3M
$137.4M
Q3 24
$152.3M
$82.6M
Q2 24
$121.0M
$73.2M
Free Cash Flow
STRL
STRL
UVE
UVE
Q1 26
Q4 25
$159.7M
$377.1M
Q3 25
$64.0M
$61.3M
Q2 25
$72.1M
$105.2M
Q1 25
$67.0M
$185.5M
Q4 24
$158.6M
$130.0M
Q3 24
$138.3M
$81.0M
Q2 24
$92.1M
$71.6M
FCF Margin
STRL
STRL
UVE
UVE
Q1 26
Q4 25
21.1%
92.4%
Q3 25
9.3%
15.3%
Q2 25
11.7%
26.3%
Q1 25
15.5%
47.0%
Q4 24
31.8%
33.8%
Q3 24
23.3%
20.9%
Q2 24
15.8%
18.8%
Capex Intensity
STRL
STRL
UVE
UVE
Q1 26
Q4 25
3.5%
1.1%
Q3 25
2.9%
0.3%
Q2 25
2.2%
0.2%
Q1 25
4.2%
0.3%
Q4 24
3.1%
1.9%
Q3 24
2.4%
0.4%
Q2 24
5.0%
0.4%
Cash Conversion
STRL
STRL
UVE
UVE
Q1 26
Q4 25
2.12×
5.73×
Q3 25
0.91×
1.57×
Q2 25
1.20×
3.03×
Q1 25
2.15×
4.51×
Q4 24
1.54×
22.82×
Q3 24
2.48×
Q2 24
2.33×
2.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

STRL
STRL

Lump Sum$464.9M62%
Heavy Highway$99.6M13%
Residential Construction$70.4M9%
Road And Highway Builders LLC$52.4M7%
Other Revenue$36.6M5%
Aviation$16.6M2%
Commercial$11.4M2%
Related Party$600.0K0%

UVE
UVE

Segment breakdown not available.

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