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Side-by-side financial comparison of SILVERCORP METALS INC (SVM) and UNITED COMMUNITY BANKS INC (UCB). Click either name above to swap in a different company.

UNITED COMMUNITY BANKS INC is the larger business by last-quarter revenue ($276.5M vs $223.8M, roughly 1.2× SILVERCORP METALS INC). UNITED COMMUNITY BANKS INC runs the higher net margin — 30.5% vs -1.3%, a 31.8% gap on every dollar of revenue. Over the past eight quarters, SILVERCORP METALS INC's revenue compounded faster (87.6% CAGR vs 6.2%).

Silvercorp Metals Inc. (Silvercorp) is a Canadian-based, China-focused precious metals company engaged in the acquisition, exploration, and development of silver-containing properties.

United Community is an American bank. United is one of the largest full-service financial institutions in the Southeast, with $27.7 billion in assets and 200 offices in Alabama, Florida, Georgia, North Carolina, South Carolina and Tennessee. In addition to its presence in the Southeast, United Community is the largest bank headquartered in South Carolina by total asset size.

SVM vs UCB — Head-to-Head

Bigger by revenue
UCB
UCB
1.2× larger
UCB
$276.5M
$223.8M
SVM
Higher net margin
UCB
UCB
31.8% more per $
UCB
30.5%
-1.3%
SVM
Faster 2-yr revenue CAGR
SVM
SVM
Annualised
SVM
87.6%
6.2%
UCB

Income Statement — Q3 FY2026 vs Q1 FY2026

Metric
SVM
SVM
UCB
UCB
Revenue
$223.8M
$276.5M
Net Profit
$-2.9M
$84.3M
Gross Margin
Operating Margin
Net Margin
-1.3%
30.5%
Revenue YoY
11.6%
Net Profit YoY
18.0%
EPS (diluted)
$0.69

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SVM
SVM
UCB
UCB
Q1 26
$276.5M
Q4 25
$223.8M
$278.4M
Q3 25
$276.8M
Q2 25
$72.2M
$260.2M
Q1 25
$247.7M
Q4 24
$172.5M
$250.9M
Q3 24
$114.0M
$217.3M
Q2 24
$60.0M
$245.3M
Net Profit
SVM
SVM
UCB
UCB
Q1 26
$84.3M
Q4 25
$-2.9M
$86.5M
Q3 25
$91.5M
Q2 25
$28.1M
$78.7M
Q1 25
$71.4M
Q4 24
$42.1M
$75.8M
Q3 24
$28.0M
$47.3M
Q2 24
$13.2M
$66.6M
Operating Margin
SVM
SVM
UCB
UCB
Q1 26
Q4 25
40.5%
Q3 25
42.6%
Q2 25
38.6%
Q1 25
36.8%
Q4 24
30.5%
38.4%
Q3 24
30.7%
27.5%
Q2 24
30.0%
35.1%
Net Margin
SVM
SVM
UCB
UCB
Q1 26
30.5%
Q4 25
-1.3%
31.1%
Q3 25
33.0%
Q2 25
39.0%
30.3%
Q1 25
28.8%
Q4 24
24.4%
30.2%
Q3 24
24.5%
21.8%
Q2 24
22.0%
27.2%
EPS (diluted)
SVM
SVM
UCB
UCB
Q1 26
$0.69
Q4 25
$0.71
Q3 25
$0.70
Q2 25
$0.63
Q1 25
$0.58
Q4 24
$0.61
Q3 24
$0.38
Q2 24
$0.54

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SVM
SVM
UCB
UCB
Cash + ST InvestmentsLiquidity on hand
$493.1M
Total DebtLower is stronger
$205.5M
Stockholders' EquityBook value
$3.7B
Total Assets
$28.2M
Debt / EquityLower = less leverage
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SVM
SVM
UCB
UCB
Q1 26
$493.1M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Total Debt
SVM
SVM
UCB
UCB
Q1 26
$205.5M
Q4 25
$120.4M
Q3 25
$155.3M
Q2 25
$155.1M
Q1 25
$254.3M
Q4 24
$254.2M
Q3 24
$316.4M
Q2 24
$324.9M
Stockholders' Equity
SVM
SVM
UCB
UCB
Q1 26
$3.7B
Q4 25
$3.6B
Q3 25
$3.6B
Q2 25
$3.6B
Q1 25
$3.5B
Q4 24
$3.4B
Q3 24
$3.4B
Q2 24
$3.3B
Total Assets
SVM
SVM
UCB
UCB
Q1 26
$28.2M
Q4 25
$28.0B
Q3 25
$28.1B
Q2 25
$28.1B
Q1 25
$27.9B
Q4 24
$27.7B
Q3 24
$27.4B
Q2 24
$27.1B
Debt / Equity
SVM
SVM
UCB
UCB
Q1 26
0.06×
Q4 25
0.03×
Q3 25
0.04×
Q2 25
0.04×
Q1 25
0.07×
Q4 24
0.07×
Q3 24
0.09×
Q2 24
0.10×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SVM
SVM
UCB
UCB
Operating Cash FlowLast quarter
$107.9M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SVM
SVM
UCB
UCB
Q1 26
Q4 25
$107.9M
$384.0M
Q3 25
$123.1M
Q2 25
$40.0M
$96.8M
Q1 25
$98.6M
Q4 24
$81.3M
$349.7M
Q3 24
$57.7M
$7.7M
Q2 24
$28.9M
$105.1M
Free Cash Flow
SVM
SVM
UCB
UCB
Q1 26
Q4 25
$356.5M
Q3 25
$117.7M
Q2 25
$84.7M
Q1 25
$94.3M
Q4 24
$302.7M
Q3 24
$33.8M
$-2.2M
Q2 24
$17.0M
$87.2M
FCF Margin
SVM
SVM
UCB
UCB
Q1 26
Q4 25
128.0%
Q3 25
42.5%
Q2 25
32.6%
Q1 25
38.1%
Q4 24
120.7%
Q3 24
29.6%
-1.0%
Q2 24
28.3%
35.6%
Capex Intensity
SVM
SVM
UCB
UCB
Q1 26
Q4 25
9.9%
Q3 25
1.9%
Q2 25
4.7%
Q1 25
1.7%
Q4 24
18.8%
Q3 24
21.0%
4.6%
Q2 24
19.8%
7.3%
Cash Conversion
SVM
SVM
UCB
UCB
Q1 26
Q4 25
4.44×
Q3 25
1.35×
Q2 25
1.42×
1.23×
Q1 25
1.38×
Q4 24
1.93×
4.61×
Q3 24
2.06×
0.16×
Q2 24
2.19×
1.58×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SVM
SVM

Segment breakdown not available.

UCB
UCB

Deposits$98.0M35%
Investment securities, including tax exempt of $1,646 and $1,678, respectively$45.3M16%
Money market$40.7M15%
Time$28.7M10%
NOW and interest-bearing demand$28.1M10%
Service charges and fees$9.5M3%
Other$8.0M3%
Mortgage loan gains and other related fees$8.0M3%
Wealth management fees$4.6M2%
Lending and loan servicing fees$4.0M1%
Deposits in banks and short-term investments$1.2M0%
Securities gains, net$133.0K0%

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