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Side-by-side financial comparison of Stock Yards Bancorp, Inc. (SYBT) and Triumph Financial, Inc. (TFIN). Click either name above to swap in a different company.

Triumph Financial, Inc. is the larger business by last-quarter revenue ($120.1M vs $104.4M, roughly 1.2× Stock Yards Bancorp, Inc.). On growth, Triumph Financial, Inc. posted the faster year-over-year revenue change (16.0% vs 11.7%). Over the past eight quarters, Stock Yards Bancorp, Inc.'s revenue compounded faster (11.9% CAGR vs 9.0%).

Community Trust Bancorp is an American regional bank holding company that was founded in 1903 as Pikeville National Bank. The renamed corporation continues to have its headquarters in Pikeville, Kentucky, at the heart of Appalachia. Community Trust Bancorp operates a commercial bank, Community Trust Bank, and a trust company, Community Trust and Investment Company of Lexington.

The Triumph Motor Company was a British car and motor manufacturing company in the 19th and 20th centuries. The marque had its origins in 1885 when Siegfried Bettmann of Nuremberg formed S. Bettmann & Co. and started importing bicycles from Europe and selling them under his own trade name in London. The trade name became "Triumph" the following year, and in 1887 Bettmann was joined by a partner, Moritz Schulte, also from Germany. In 1889, the businessmen started producing their own bicycles i...

SYBT vs TFIN — Head-to-Head

Bigger by revenue
TFIN
TFIN
1.2× larger
TFIN
$120.1M
$104.4M
SYBT
Growing faster (revenue YoY)
TFIN
TFIN
+4.3% gap
TFIN
16.0%
11.7%
SYBT
Faster 2-yr revenue CAGR
SYBT
SYBT
Annualised
SYBT
11.9%
9.0%
TFIN

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SYBT
SYBT
TFIN
TFIN
Revenue
$104.4M
$120.1M
Net Profit
$36.6M
Gross Margin
Operating Margin
45.9%
Net Margin
35.1%
Revenue YoY
11.7%
16.0%
Net Profit YoY
15.5%
400.6%
EPS (diluted)
$1.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SYBT
SYBT
TFIN
TFIN
Q4 25
$104.4M
$120.1M
Q3 25
$101.5M
$109.3M
Q2 25
$97.8M
$108.1M
Q1 25
$93.5M
$101.6M
Q4 24
$93.5M
$103.6M
Q3 24
$89.8M
$106.2M
Q2 24
$85.7M
$105.1M
Q1 24
$83.3M
$101.0M
Net Profit
SYBT
SYBT
TFIN
TFIN
Q4 25
$36.6M
Q3 25
$36.2M
$1.7M
Q2 25
$34.0M
$4.4M
Q1 25
$33.3M
$17.0K
Q4 24
$31.7M
$3.8M
Q3 24
$29.4M
$5.3M
Q2 24
$27.6M
$2.7M
Q1 24
$25.9M
$4.2M
Operating Margin
SYBT
SYBT
TFIN
TFIN
Q4 25
45.9%
Q3 25
45.0%
1.2%
Q2 25
43.9%
7.3%
Q1 25
44.5%
0.1%
Q4 24
41.9%
5.6%
Q3 24
41.2%
5.9%
Q2 24
41.2%
3.4%
Q1 24
39.5%
4.7%
Net Margin
SYBT
SYBT
TFIN
TFIN
Q4 25
35.1%
Q3 25
35.7%
1.6%
Q2 25
34.8%
4.1%
Q1 25
35.6%
0.0%
Q4 24
33.9%
3.7%
Q3 24
32.7%
5.0%
Q2 24
32.2%
2.6%
Q1 24
31.1%
4.1%
EPS (diluted)
SYBT
SYBT
TFIN
TFIN
Q4 25
$1.24
Q3 25
$1.23
$0.04
Q2 25
$1.15
$0.15
Q1 25
$1.13
$-0.03
Q4 24
$1.07
$0.13
Q3 24
$1.00
$0.19
Q2 24
$0.94
$0.08
Q1 24
$0.88
$0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SYBT
SYBT
TFIN
TFIN
Cash + ST InvestmentsLiquidity on hand
$248.5M
Total DebtLower is stronger
$26.8M
Stockholders' EquityBook value
$1.1B
$941.8M
Total Assets
$9.5B
$6.4B
Debt / EquityLower = less leverage
0.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SYBT
SYBT
TFIN
TFIN
Q4 25
$248.5M
Q3 25
$147.2M
Q2 25
$282.3M
Q1 25
$502.9M
Q4 24
$330.1M
Q3 24
$489.3M
Q2 24
$500.7M
Q1 24
$417.0M
Total Debt
SYBT
SYBT
TFIN
TFIN
Q4 25
$26.8M
Q3 25
$26.8M
Q2 25
Q1 25
$26.8M
Q4 24
$26.8M
Q3 24
$26.8M
Q2 24
$26.8M
Q1 24
$26.8M
Stockholders' Equity
SYBT
SYBT
TFIN
TFIN
Q4 25
$1.1B
$941.8M
Q3 25
$1.0B
$919.3M
Q2 25
$1.0B
$912.4M
Q1 25
$975.5M
$893.9M
Q4 24
$940.5M
$890.9M
Q3 24
$934.1M
$885.8M
Q2 24
$894.5M
$874.2M
Q1 24
$874.7M
$872.3M
Total Assets
SYBT
SYBT
TFIN
TFIN
Q4 25
$9.5B
$6.4B
Q3 25
$9.3B
$6.4B
Q2 25
$9.2B
$6.5B
Q1 25
$9.0B
$6.3B
Q4 24
$8.9B
$5.9B
Q3 24
$8.4B
$5.9B
Q2 24
$8.3B
$5.8B
Q1 24
$8.1B
$5.6B
Debt / Equity
SYBT
SYBT
TFIN
TFIN
Q4 25
0.02×
Q3 25
0.03×
Q2 25
Q1 25
0.03×
Q4 24
0.03×
Q3 24
0.03×
Q2 24
0.03×
Q1 24
0.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SYBT
SYBT
TFIN
TFIN
Operating Cash FlowLast quarter
$166.0M
$67.1M
Free Cash FlowOCF − Capex
$154.0M
FCF MarginFCF / Revenue
147.5%
Capex IntensityCapex / Revenue
11.5%
Cash ConversionOCF / Net Profit
4.54×
TTM Free Cash FlowTrailing 4 quarters
$260.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SYBT
SYBT
TFIN
TFIN
Q4 25
$166.0M
$67.1M
Q3 25
$38.2M
$24.4M
Q2 25
$55.9M
$9.8M
Q1 25
$19.8M
$-3.6M
Q4 24
$142.9M
$58.5M
Q3 24
$55.4M
$26.6M
Q2 24
$51.1M
$21.9M
Q1 24
$17.4M
$-10.7M
Free Cash Flow
SYBT
SYBT
TFIN
TFIN
Q4 25
$154.0M
Q3 25
$35.2M
$22.4M
Q2 25
$53.5M
$6.8M
Q1 25
$17.8M
$-7.9M
Q4 24
$133.0M
Q3 24
$53.9M
$25.8M
Q2 24
$47.9M
$-31.9M
Q1 24
$15.6M
FCF Margin
SYBT
SYBT
TFIN
TFIN
Q4 25
147.5%
Q3 25
34.6%
20.5%
Q2 25
54.7%
6.2%
Q1 25
19.1%
-7.7%
Q4 24
142.3%
Q3 24
60.0%
24.3%
Q2 24
55.9%
-30.3%
Q1 24
18.7%
Capex Intensity
SYBT
SYBT
TFIN
TFIN
Q4 25
11.5%
Q3 25
3.0%
1.8%
Q2 25
2.5%
2.8%
Q1 25
2.1%
4.2%
Q4 24
10.5%
Q3 24
1.7%
0.8%
Q2 24
3.8%
51.1%
Q1 24
2.2%
Cash Conversion
SYBT
SYBT
TFIN
TFIN
Q4 25
4.54×
Q3 25
1.05×
14.29×
Q2 25
1.64×
2.22×
Q1 25
0.59×
-212.82×
Q4 24
4.51×
15.25×
Q3 24
1.89×
4.97×
Q2 24
1.85×
7.95×
Q1 24
0.67×
-2.58×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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