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Side-by-side financial comparison of Talkspace, Inc. (TALK) and UNITY BANCORP INC (UNTY). Click either name above to swap in a different company.

Talkspace, Inc. is the larger business by last-quarter revenue ($63.0M vs $35.3M, roughly 1.8× UNITY BANCORP INC). UNITY BANCORP INC runs the higher net margin — 43.9% vs 7.6%, a 36.3% gap on every dollar of revenue. On growth, Talkspace, Inc. posted the faster year-over-year revenue change (29.3% vs 24.2%). Over the past eight quarters, Talkspace, Inc.'s revenue compounded faster (17.8% CAGR vs 17.5%).

Talkspace, Inc. is an American company that provides online and mobile therapy services. Founded in 2012 by Oren and Roni Frank, Talkspace connects users with licensed therapists and psychiatrists through web and mobile platforms. The service offers communication through text, audio, and video messaging, as well as live video sessions in some cases. The company is headquartered in New York City.

Unity Bancorp Inc is a New Jersey-headquartered financial holding company operating Unity Bank. It offers a full range of commercial and retail banking services including business loans, deposit products, mortgage services, and personal banking solutions, primarily serving small and medium-sized enterprises and individual consumers across local communities in New Jersey and eastern Pennsylvania.

TALK vs UNTY — Head-to-Head

Bigger by revenue
TALK
TALK
1.8× larger
TALK
$63.0M
$35.3M
UNTY
Growing faster (revenue YoY)
TALK
TALK
+5.2% gap
TALK
29.3%
24.2%
UNTY
Higher net margin
UNTY
UNTY
36.3% more per $
UNTY
43.9%
7.6%
TALK
Faster 2-yr revenue CAGR
TALK
TALK
Annualised
TALK
17.8%
17.5%
UNTY

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
TALK
TALK
UNTY
UNTY
Revenue
$63.0M
$35.3M
Net Profit
$4.8M
$15.5M
Gross Margin
Operating Margin
6.1%
55.8%
Net Margin
7.6%
43.9%
Revenue YoY
29.3%
24.2%
Net Profit YoY
292.5%
34.5%
EPS (diluted)
$1.52

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TALK
TALK
UNTY
UNTY
Q4 25
$63.0M
$35.3M
Q3 25
$59.4M
$32.8M
Q2 25
$54.3M
$34.4M
Q1 25
$52.2M
$29.4M
Q4 24
$48.7M
$28.4M
Q3 24
$47.4M
$27.7M
Q2 24
$46.1M
$25.5M
Q1 24
$45.4M
$25.6M
Net Profit
TALK
TALK
UNTY
UNTY
Q4 25
$4.8M
$15.5M
Q3 25
$3.3M
$14.4M
Q2 25
$-541.0K
$16.5M
Q1 25
$318.0K
$11.6M
Q4 24
$1.2M
$11.5M
Q3 24
$1.9M
$10.9M
Q2 24
$-474.0K
$9.5M
Q1 24
$-1.5M
$9.6M
Gross Margin
TALK
TALK
UNTY
UNTY
Q4 25
Q3 25
Q2 25
Q1 25
44.6%
Q4 24
44.2%
Q3 24
45.6%
Q2 24
45.5%
Q1 24
47.8%
Operating Margin
TALK
TALK
UNTY
UNTY
Q4 25
6.1%
55.8%
Q3 25
3.7%
57.5%
Q2 25
-3.3%
62.6%
Q1 25
-2.1%
52.6%
Q4 24
1.2%
51.0%
Q3 24
0.2%
52.7%
Q2 24
-7.6%
49.3%
Q1 24
-3.7%
50.0%
Net Margin
TALK
TALK
UNTY
UNTY
Q4 25
7.6%
43.9%
Q3 25
5.5%
43.8%
Q2 25
-1.0%
48.0%
Q1 25
0.6%
39.5%
Q4 24
2.5%
40.5%
Q3 24
4.0%
39.4%
Q2 24
-1.0%
37.1%
Q1 24
-3.2%
37.5%
EPS (diluted)
TALK
TALK
UNTY
UNTY
Q4 25
$1.52
Q3 25
$0.02
$1.41
Q2 25
$1.61
Q1 25
$0.00
$1.13
Q4 24
$0.01
$1.13
Q3 24
$0.01
$1.07
Q2 24
$0.00
$0.92
Q1 24
$-0.01
$0.94

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TALK
TALK
UNTY
UNTY
Cash + ST InvestmentsLiquidity on hand
$37.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$117.0M
$345.6M
Total Assets
$134.9M
$3.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TALK
TALK
UNTY
UNTY
Q4 25
$37.4M
Q3 25
$39.5M
Q2 25
$54.3M
Q1 25
$60.1M
Q4 24
$76.7M
Q3 24
$119.0M
Q2 24
$114.9M
Q1 24
$120.3M
Total Debt
TALK
TALK
UNTY
UNTY
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$230.8M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
TALK
TALK
UNTY
UNTY
Q4 25
$117.0M
$345.6M
Q3 25
$109.1M
$334.0M
Q2 25
$112.9M
$319.8M
Q1 25
$113.4M
$306.1M
Q4 24
$117.4M
$295.6M
Q3 24
$117.6M
$284.3M
Q2 24
$114.0M
$273.4M
Q1 24
$119.6M
$266.8M
Total Assets
TALK
TALK
UNTY
UNTY
Q4 25
$134.9M
$3.0B
Q3 25
$129.1M
$2.9B
Q2 25
$132.8M
$2.9B
Q1 25
$134.2M
$2.8B
Q4 24
$138.7M
$2.7B
Q3 24
$138.2M
$2.6B
Q2 24
$133.8M
$2.6B
Q1 24
$138.3M
$2.6B
Debt / Equity
TALK
TALK
UNTY
UNTY
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.78×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TALK
TALK
UNTY
UNTY
Operating Cash FlowLast quarter
$5.4M
$44.9M
Free Cash FlowOCF − Capex
$44.3M
FCF MarginFCF / Revenue
125.7%
Capex IntensityCapex / Revenue
1.6%
Cash ConversionOCF / Net Profit
1.13×
2.90×
TTM Free Cash FlowTrailing 4 quarters
$81.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TALK
TALK
UNTY
UNTY
Q4 25
$5.4M
$44.9M
Q3 25
$4.7M
$45.5M
Q2 25
$-351.0K
$-25.3M
Q1 25
$-1.2M
$17.9M
Q4 24
$3.7M
$48.0M
Q3 24
$6.2M
$17.7M
Q2 24
$4.8M
$-8.4M
Q1 24
$-3.4M
$15.8M
Free Cash Flow
TALK
TALK
UNTY
UNTY
Q4 25
$44.3M
Q3 25
$45.3M
Q2 25
$-25.5M
Q1 25
$17.6M
Q4 24
$47.3M
Q3 24
$17.5M
Q2 24
$4.5M
$-8.6M
Q1 24
$-3.8M
$15.7M
FCF Margin
TALK
TALK
UNTY
UNTY
Q4 25
125.7%
Q3 25
138.1%
Q2 25
-74.2%
Q1 25
59.9%
Q4 24
166.5%
Q3 24
63.3%
Q2 24
9.7%
-33.7%
Q1 24
-8.3%
61.4%
Capex Intensity
TALK
TALK
UNTY
UNTY
Q4 25
1.6%
Q3 25
0.7%
Q2 25
0.5%
Q1 25
1.0%
Q4 24
2.4%
Q3 24
0.5%
Q2 24
0.7%
0.5%
Q1 24
0.8%
0.3%
Cash Conversion
TALK
TALK
UNTY
UNTY
Q4 25
1.13×
2.90×
Q3 25
1.46×
3.16×
Q2 25
-1.54×
Q1 25
-3.90×
1.54×
Q4 24
3.02×
4.17×
Q3 24
3.31×
1.62×
Q2 24
-0.89×
Q1 24
1.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

TALK
TALK

Payor Revenue$47.7M76%
Dte Revenue$11.6M18%
Consumer$3.7M6%

UNTY
UNTY

Segment breakdown not available.

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