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Side-by-side financial comparison of Texas Community Bancshares, Inc. (TCBS) and XTI Aerospace, Inc. (XTIA). Click either name above to swap in a different company.

Texas Community Bancshares, Inc. is the larger business by last-quarter revenue ($4.4M vs $2.5M, roughly 1.8× XTI Aerospace, Inc.). Texas Community Bancshares, Inc. runs the higher net margin — 18.9% vs -541.3%, a 560.2% gap on every dollar of revenue. On growth, XTI Aerospace, Inc. posted the faster year-over-year revenue change (170.6% vs 10.8%). Texas Community Bancshares, Inc. produced more free cash flow last quarter ($973.0K vs $-8.4M).

Huntington Bancshares Incorporated is an American bank holding company headquartered in Columbus, Ohio. Its banking subsidiary, The Huntington National Bank, operates 1,047 banking offices, primarily in the Midwest: 459 in Ohio, 290 in Michigan, 80 in Minnesota, 51 in Pennsylvania, 45 in Indiana, 35 in Illinois, 32 in Colorado, 29 in West Virginia, 16 in Wisconsin, 10 in Kentucky, and one in North Carolina.

Nextant Aerospace is a United States–based company specializing in the remanufacturing of business jets. Founded in 2007, Nextant is the first company to introduce the concept of aircraft remanufacturing to the business jet market.

TCBS vs XTIA — Head-to-Head

Bigger by revenue
TCBS
TCBS
1.8× larger
TCBS
$4.4M
$2.5M
XTIA
Growing faster (revenue YoY)
XTIA
XTIA
+159.8% gap
XTIA
170.6%
10.8%
TCBS
Higher net margin
TCBS
TCBS
560.2% more per $
TCBS
18.9%
-541.3%
XTIA
More free cash flow
TCBS
TCBS
$9.4M more FCF
TCBS
$973.0K
$-8.4M
XTIA

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
TCBS
TCBS
XTIA
XTIA
Revenue
$4.4M
$2.5M
Net Profit
$841.0K
$-13.4M
Gross Margin
43.4%
Operating Margin
23.1%
-596.2%
Net Margin
18.9%
-541.3%
Revenue YoY
10.8%
170.6%
Net Profit YoY
62.7%
-203.2%
EPS (diluted)
$0.31
$-0.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TCBS
TCBS
XTIA
XTIA
Q4 25
$4.4M
Q3 25
$4.4M
$2.5M
Q2 25
$3.8M
$600.0K
Q1 25
$3.8M
$484.0K
Q4 24
$3.2M
$1.0M
Q3 24
$3.7M
$918.0K
Q2 24
$3.6M
$1.0M
Q1 24
$3.0M
Net Profit
TCBS
TCBS
XTIA
XTIA
Q4 25
$841.0K
Q3 25
$680.0K
$-13.4M
Q2 25
$678.0K
$-20.9M
Q1 25
$643.0K
$-12.9M
Q4 24
$517.0K
Q3 24
$515.0K
$-4.4M
Q2 24
$348.0K
$-14.7M
Q1 24
$-2.7M
Gross Margin
TCBS
TCBS
XTIA
XTIA
Q4 25
Q3 25
43.4%
Q2 25
80.5%
Q1 25
69.2%
Q4 24
54.7%
Q3 24
56.6%
Q2 24
64.2%
Q1 24
Operating Margin
TCBS
TCBS
XTIA
XTIA
Q4 25
23.1%
Q3 25
17.4%
-596.2%
Q2 25
21.9%
-1855.0%
Q1 25
19.8%
-2149.2%
Q4 24
19.1%
Q3 24
16.1%
-459.3%
Q2 24
11.1%
-1350.8%
Q1 24
-114.5%
Net Margin
TCBS
TCBS
XTIA
XTIA
Q4 25
18.9%
Q3 25
15.4%
-541.3%
Q2 25
18.1%
-3476.3%
Q1 25
17.0%
-2659.5%
Q4 24
16.2%
Q3 24
13.8%
-483.1%
Q2 24
9.7%
-1426.8%
Q1 24
-90.6%
EPS (diluted)
TCBS
TCBS
XTIA
XTIA
Q4 25
$0.31
Q3 25
$0.24
$-0.61
Q2 25
$0.23
$-2.93
Q1 25
$0.22
$-3.80
Q4 24
$0.16
Q3 24
$0.17
$-33.40
Q2 24
$0.12
$-261.99
Q1 24
$-0.89

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TCBS
TCBS
XTIA
XTIA
Cash + ST InvestmentsLiquidity on hand
$32.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$53.8M
$10.5M
Total Assets
$429.8M
$47.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TCBS
TCBS
XTIA
XTIA
Q4 25
Q3 25
$32.2M
Q2 25
$20.0M
Q1 25
$8.0M
Q4 24
$4.0M
Q3 24
$511.0K
Q2 24
$5.8M
Q1 24
Total Debt
TCBS
TCBS
XTIA
XTIA
Q4 25
Q3 25
Q2 25
$65.0K
Q1 25
$65.0K
Q4 24
$65.0K
Q3 24
Q2 24
Q1 24
Stockholders' Equity
TCBS
TCBS
XTIA
XTIA
Q4 25
$53.8M
Q3 25
$53.5M
$10.5M
Q2 25
$52.9M
$12.4M
Q1 25
$52.8M
$13.9M
Q4 24
$52.1M
$6.6M
Q3 24
$52.7M
$6.9M
Q2 24
$51.8M
$10.6M
Q1 24
$51.5M
Total Assets
TCBS
TCBS
XTIA
XTIA
Q4 25
$429.8M
Q3 25
$439.5M
$47.9M
Q2 25
$444.1M
$35.4M
Q1 25
$442.2M
$27.1M
Q4 24
$443.5M
$24.3M
Q3 24
$446.0M
$29.3M
Q2 24
$451.6M
$34.0M
Q1 24
$463.8M
Debt / Equity
TCBS
TCBS
XTIA
XTIA
Q4 25
Q3 25
Q2 25
0.01×
Q1 25
0.00×
Q4 24
0.01×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TCBS
TCBS
XTIA
XTIA
Operating Cash FlowLast quarter
$1.4M
$-8.4M
Free Cash FlowOCF − Capex
$973.0K
$-8.4M
FCF MarginFCF / Revenue
21.9%
-338.0%
Capex IntensityCapex / Revenue
8.9%
0.9%
Cash ConversionOCF / Net Profit
1.63×
TTM Free Cash FlowTrailing 4 quarters
$1.8M
$-52.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TCBS
TCBS
XTIA
XTIA
Q4 25
$1.4M
Q3 25
$1.6M
$-8.4M
Q2 25
$1.0M
$-6.7M
Q1 25
$-1.5M
$-15.2M
Q4 24
$1.9M
$-22.3M
Q3 24
$816.0K
$-6.1M
Q2 24
$404.0K
$-5.6M
Q1 24
$641.0K
Free Cash Flow
TCBS
TCBS
XTIA
XTIA
Q4 25
$973.0K
Q3 25
$1.6M
$-8.4M
Q2 25
$822.0K
$-6.8M
Q1 25
$-1.6M
$-15.3M
Q4 24
$740.0K
$-22.4M
Q3 24
$805.0K
$-6.2M
Q2 24
$209.0K
$-5.7M
Q1 24
$-345.0K
FCF Margin
TCBS
TCBS
XTIA
XTIA
Q4 25
21.9%
Q3 25
35.2%
-338.0%
Q2 25
21.9%
-1133.2%
Q1 25
-41.2%
-3158.5%
Q4 24
23.2%
-2166.0%
Q3 24
21.5%
-670.0%
Q2 24
5.8%
-548.0%
Q1 24
-11.6%
Capex Intensity
TCBS
TCBS
XTIA
XTIA
Q4 25
8.9%
Q3 25
0.9%
0.9%
Q2 25
4.9%
9.7%
Q1 25
0.7%
9.3%
Q4 24
37.6%
6.6%
Q3 24
0.3%
3.9%
Q2 24
5.5%
1.1%
Q1 24
33.3%
Cash Conversion
TCBS
TCBS
XTIA
XTIA
Q4 25
1.63×
Q3 25
2.34×
Q2 25
1.49×
Q1 25
-2.38×
Q4 24
3.75×
Q3 24
1.58×
Q2 24
1.16×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

TCBS
TCBS

Segment breakdown not available.

XTIA
XTIA

Short Term Contract With Customer$2.1M85%
Other$374.0K15%

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