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Side-by-side financial comparison of Texas Community Bancshares, Inc. (TCBS) and YXT.COM GROUP HOLDING Ltd (YXT). Click either name above to swap in a different company.

Texas Community Bancshares, Inc. is the larger business by last-quarter revenue ($4.4M vs $3.1M, roughly 1.4× YXT.COM GROUP HOLDING Ltd). Texas Community Bancshares, Inc. runs the higher net margin — 18.9% vs 12.9%, a 6.0% gap on every dollar of revenue.

Huntington Bancshares Incorporated is an American bank holding company headquartered in Columbus, Ohio. Its banking subsidiary, The Huntington National Bank, operates 1,047 banking offices, primarily in the Midwest: 459 in Ohio, 290 in Michigan, 80 in Minnesota, 51 in Pennsylvania, 45 in Indiana, 35 in Illinois, 32 in Colorado, 29 in West Virginia, 16 in Wisconsin, 10 in Kentucky, and one in North Carolina.

YXT.COM GROUP HOLDING Ltd is a leading digital learning solution provider operating primarily in the Chinese market. It offers corporate learning management systems, customized training content, and integrated talent development services for enterprise, educational institution and public sector clients across industries.

TCBS vs YXT — Head-to-Head

Bigger by revenue
TCBS
TCBS
1.4× larger
TCBS
$4.4M
$3.1M
YXT
Higher net margin
TCBS
TCBS
6.0% more per $
TCBS
18.9%
12.9%
YXT

Income Statement — Q4 FY2025 vs Q2 FY2024

Metric
TCBS
TCBS
YXT
YXT
Revenue
$4.4M
$3.1M
Net Profit
$841.0K
$405.6K
Gross Margin
61.1%
Operating Margin
23.1%
-44.3%
Net Margin
18.9%
12.9%
Revenue YoY
10.8%
Net Profit YoY
62.7%
EPS (diluted)
$0.31

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TCBS
TCBS
YXT
YXT
Q4 25
$4.4M
Q3 25
$4.4M
Q2 25
$3.8M
Q1 25
$3.8M
Q4 24
$3.2M
Q3 24
$3.7M
Q2 24
$3.6M
$3.1M
Q1 24
$3.0M
Net Profit
TCBS
TCBS
YXT
YXT
Q4 25
$841.0K
Q3 25
$680.0K
Q2 25
$678.0K
Q1 25
$643.0K
Q4 24
$517.0K
Q3 24
$515.0K
Q2 24
$348.0K
$405.6K
Q1 24
$-2.7M
Gross Margin
TCBS
TCBS
YXT
YXT
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
61.1%
Q1 24
Operating Margin
TCBS
TCBS
YXT
YXT
Q4 25
23.1%
Q3 25
17.4%
Q2 25
21.9%
Q1 25
19.8%
Q4 24
19.1%
Q3 24
16.1%
Q2 24
11.1%
-44.3%
Q1 24
-114.5%
Net Margin
TCBS
TCBS
YXT
YXT
Q4 25
18.9%
Q3 25
15.4%
Q2 25
18.1%
Q1 25
17.0%
Q4 24
16.2%
Q3 24
13.8%
Q2 24
9.7%
12.9%
Q1 24
-90.6%
EPS (diluted)
TCBS
TCBS
YXT
YXT
Q4 25
$0.31
Q3 25
$0.24
Q2 25
$0.23
Q1 25
$0.22
Q4 24
$0.16
Q3 24
$0.17
Q2 24
$0.12
Q1 24
$-0.89

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TCBS
TCBS
YXT
YXT
Cash + ST InvestmentsLiquidity on hand
$8.5M
Total DebtLower is stronger
$2.3M
Stockholders' EquityBook value
$53.8M
Total Assets
$429.8M
$15.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TCBS
TCBS
YXT
YXT
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$8.5M
Q1 24
Total Debt
TCBS
TCBS
YXT
YXT
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$2.3M
Q1 24
Stockholders' Equity
TCBS
TCBS
YXT
YXT
Q4 25
$53.8M
Q3 25
$53.5M
Q2 25
$52.9M
Q1 25
$52.8M
Q4 24
$52.1M
Q3 24
$52.7M
Q2 24
$51.8M
Q1 24
$51.5M
Total Assets
TCBS
TCBS
YXT
YXT
Q4 25
$429.8M
Q3 25
$439.5M
Q2 25
$444.1M
Q1 25
$442.2M
Q4 24
$443.5M
Q3 24
$446.0M
Q2 24
$451.6M
$15.9M
Q1 24
$463.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TCBS
TCBS
YXT
YXT
Operating Cash FlowLast quarter
$1.4M
Free Cash FlowOCF − Capex
$973.0K
FCF MarginFCF / Revenue
21.9%
Capex IntensityCapex / Revenue
8.9%
Cash ConversionOCF / Net Profit
1.63×
TTM Free Cash FlowTrailing 4 quarters
$1.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TCBS
TCBS
YXT
YXT
Q4 25
$1.4M
Q3 25
$1.6M
Q2 25
$1.0M
Q1 25
$-1.5M
Q4 24
$1.9M
Q3 24
$816.0K
Q2 24
$404.0K
Q1 24
$641.0K
Free Cash Flow
TCBS
TCBS
YXT
YXT
Q4 25
$973.0K
Q3 25
$1.6M
Q2 25
$822.0K
Q1 25
$-1.6M
Q4 24
$740.0K
Q3 24
$805.0K
Q2 24
$209.0K
Q1 24
$-345.0K
FCF Margin
TCBS
TCBS
YXT
YXT
Q4 25
21.9%
Q3 25
35.2%
Q2 25
21.9%
Q1 25
-41.2%
Q4 24
23.2%
Q3 24
21.5%
Q2 24
5.8%
Q1 24
-11.6%
Capex Intensity
TCBS
TCBS
YXT
YXT
Q4 25
8.9%
Q3 25
0.9%
Q2 25
4.9%
Q1 25
0.7%
Q4 24
37.6%
Q3 24
0.3%
Q2 24
5.5%
Q1 24
33.3%
Cash Conversion
TCBS
TCBS
YXT
YXT
Q4 25
1.63×
Q3 25
2.34×
Q2 25
1.49×
Q1 25
-2.38×
Q4 24
3.75×
Q3 24
1.58×
Q2 24
1.16×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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