vs

Side-by-side financial comparison of Third Coast Bancshares, Inc. (TCBX) and Valneva SE (VALN). Click either name above to swap in a different company.

Third Coast Bancshares, Inc. is the larger business by last-quarter revenue ($57.7M vs $36.2M, roughly 1.6× Valneva SE). Third Coast Bancshares, Inc. runs the higher net margin — 28.4% vs -54.1%, a 82.5% gap on every dollar of revenue.

Third Coast Bancshares, Inc. is a regional financial holding company headquartered in the U.S. Gulf Coast region. It provides a full suite of commercial and retail banking services including deposit products, business and consumer loans, mortgage services, and wealth management solutions, serving local small and medium-sized enterprises, individual consumers, and community clients across Texas and surrounding areas.

Valneva SE is a specialty vaccine company registered in Saint-Herblain, France, developing, producing and commercializing vaccines for infectious diseases. It has manufacturing sites in Livingston, Scotland; Solna, Sweden, and Vienna, Austria; with other offices in France, Canada and the United States.

TCBX vs VALN — Head-to-Head

Bigger by revenue
TCBX
TCBX
1.6× larger
TCBX
$57.7M
$36.2M
VALN
Higher net margin
TCBX
TCBX
82.5% more per $
TCBX
28.4%
-54.1%
VALN

Income Statement — Q1 FY2026 vs Q1 FY2023

Metric
TCBX
TCBX
VALN
VALN
Revenue
$57.7M
$36.2M
Net Profit
$16.4M
$-19.6M
Gross Margin
38.9%
Operating Margin
-49.5%
Net Margin
28.4%
-54.1%
Revenue YoY
Net Profit YoY
20.5%
EPS (diluted)
$0.88

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TCBX
TCBX
VALN
VALN
Q1 26
$57.7M
Q4 25
$56.5M
Q3 25
$54.5M
Q2 25
$52.0M
Q1 25
$45.9M
Q4 24
$46.3M
Q3 24
$42.9M
Q2 24
$41.7M
Net Profit
TCBX
TCBX
VALN
VALN
Q1 26
$16.4M
Q4 25
$17.9M
Q3 25
$18.1M
Q2 25
$16.7M
Q1 25
$13.6M
Q4 24
$13.7M
Q3 24
$12.8M
Q2 24
$10.8M
Operating Margin
TCBX
TCBX
VALN
VALN
Q1 26
Q4 25
38.1%
Q3 25
41.9%
Q2 25
40.5%
Q1 25
37.8%
Q4 24
38.7%
Q3 24
37.9%
Q2 24
34.1%
Net Margin
TCBX
TCBX
VALN
VALN
Q1 26
28.4%
Q4 25
31.7%
Q3 25
33.1%
Q2 25
32.2%
Q1 25
29.6%
Q4 24
29.7%
Q3 24
29.8%
Q2 24
25.9%
EPS (diluted)
TCBX
TCBX
VALN
VALN
Q1 26
$0.88
Q4 25
$1.02
Q3 25
$1.03
Q2 25
$0.96
Q1 25
$0.78
Q4 24
$0.80
Q3 24
$0.74
Q2 24
$0.63

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TCBX
TCBX
VALN
VALN
Cash + ST InvestmentsLiquidity on hand
$274.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$650.5M
$221.2M
Total Assets
$6.6B
$637.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TCBX
TCBX
VALN
VALN
Q1 26
Q4 25
$175.2M
Q3 25
$116.4M
Q2 25
$113.1M
Q1 25
$219.0M
Q4 24
$371.2M
Q3 24
$258.2M
Q2 24
$241.8M
Stockholders' Equity
TCBX
TCBX
VALN
VALN
Q1 26
$650.5M
Q4 25
$531.0M
Q3 25
$513.8M
Q2 25
$496.1M
Q1 25
$479.8M
Q4 24
$460.7M
Q3 24
$450.5M
Q2 24
$435.0M
Total Assets
TCBX
TCBX
VALN
VALN
Q1 26
$6.6B
Q4 25
$5.3B
Q3 25
$5.1B
Q2 25
$4.9B
Q1 25
$4.9B
Q4 24
$4.9B
Q3 24
$4.6B
Q2 24
$4.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TCBX
TCBX
VALN
VALN
Operating Cash FlowLast quarter
$-26.3M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TCBX
TCBX
VALN
VALN
Q1 26
Q4 25
$50.8M
Q3 25
$20.7M
Q2 25
$13.9M
Q1 25
$10.5M
Q4 24
$35.1M
Q3 24
$22.0M
Q2 24
$7.3M
Free Cash Flow
TCBX
TCBX
VALN
VALN
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$33.4M
Q3 24
Q2 24
FCF Margin
TCBX
TCBX
VALN
VALN
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
72.1%
Q3 24
Q2 24
Capex Intensity
TCBX
TCBX
VALN
VALN
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
3.8%
Q3 24
Q2 24
Cash Conversion
TCBX
TCBX
VALN
VALN
Q1 26
Q4 25
2.84×
Q3 25
1.15×
Q2 25
0.83×
Q1 25
0.77×
Q4 24
2.56×
Q3 24
1.72×
Q2 24
0.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

TCBX
TCBX

Net Interest Income$53.6M93%
Noninterest Income$4.0M7%

VALN
VALN

Segment breakdown not available.

Related Comparisons