vs

Side-by-side financial comparison of TERADATA CORP (TDC) and UNIVERSAL INSURANCE HOLDINGS, INC. (UVE). Click either name above to swap in a different company.

TERADATA CORP is the larger business by last-quarter revenue ($421.0M vs $393.6M, roughly 1.1× UNIVERSAL INSURANCE HOLDINGS, INC.). UNIVERSAL INSURANCE HOLDINGS, INC. runs the higher net margin — 13.8% vs 8.8%, a 5.0% gap on every dollar of revenue. On growth, TERADATA CORP posted the faster year-over-year revenue change (2.9% vs -0.3%). Over the past eight quarters, UNIVERSAL INSURANCE HOLDINGS, INC.'s revenue compounded faster (1.7% CAGR vs -4.8%).

Teradata is a global enterprise software and data analytics provider offering cloud-native data platforms, advanced analytics tools, and professional consulting services. It primarily serves large enterprise clients across finance, retail, telecommunications and healthcare sectors, helping organizations leverage big data to drive data-driven business decisions and operational optimization.

New York Life Insurance Company (NYLIC), most commonly known as New York Life, is the second-largest life insurance company and the largest mutual life insurance company in the United States, and is ranked #69 on the 2025 Fortune 500 list of the largest U.S. corporations by total revenue. In 2025, NYLIC achieved the best possible ratings by the four independent rating companies. Other New York Life affiliates provide an array of securities products and services, as well as institutional and r...

TDC vs UVE — Head-to-Head

Bigger by revenue
TDC
TDC
1.1× larger
TDC
$421.0M
$393.6M
UVE
Growing faster (revenue YoY)
TDC
TDC
+3.3% gap
TDC
2.9%
-0.3%
UVE
Higher net margin
UVE
UVE
5.0% more per $
UVE
13.8%
8.8%
TDC
Faster 2-yr revenue CAGR
UVE
UVE
Annualised
UVE
1.7%
-4.8%
TDC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
TDC
TDC
UVE
UVE
Revenue
$421.0M
$393.6M
Net Profit
$37.0M
$54.3M
Gross Margin
60.8%
Operating Margin
12.8%
Net Margin
8.8%
13.8%
Revenue YoY
2.9%
-0.3%
Net Profit YoY
48.0%
31.0%
EPS (diluted)
$0.39
$1.88

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TDC
TDC
UVE
UVE
Q1 26
$393.6M
Q4 25
$421.0M
$407.9M
Q3 25
$416.0M
$401.0M
Q2 25
$408.0M
$400.1M
Q1 25
$418.0M
$394.9M
Q4 24
$409.0M
$384.8M
Q3 24
$440.0M
$387.6M
Q2 24
$436.0M
$380.2M
Net Profit
TDC
TDC
UVE
UVE
Q1 26
$54.3M
Q4 25
$37.0M
$66.6M
Q3 25
$40.0M
$39.8M
Q2 25
$9.0M
$35.1M
Q1 25
$44.0M
$41.4M
Q4 24
$25.0M
$6.0M
Q3 24
$32.0M
$-16.2M
Q2 24
$37.0M
$35.4M
Gross Margin
TDC
TDC
UVE
UVE
Q1 26
Q4 25
60.8%
Q3 25
60.8%
Q2 25
56.4%
Q1 25
59.3%
Q4 24
59.4%
Q3 24
60.5%
Q2 24
60.8%
Operating Margin
TDC
TDC
UVE
UVE
Q1 26
Q4 25
12.8%
21.7%
Q3 25
14.7%
13.2%
Q2 25
5.9%
11.6%
Q1 25
15.8%
14.0%
Q4 24
9.5%
1.9%
Q3 24
12.7%
-4.7%
Q2 24
15.1%
12.6%
Net Margin
TDC
TDC
UVE
UVE
Q1 26
13.8%
Q4 25
8.8%
16.3%
Q3 25
9.6%
9.9%
Q2 25
2.2%
8.8%
Q1 25
10.5%
10.5%
Q4 24
6.1%
1.6%
Q3 24
7.3%
-4.2%
Q2 24
8.5%
9.3%
EPS (diluted)
TDC
TDC
UVE
UVE
Q1 26
$1.88
Q4 25
$0.39
$2.29
Q3 25
$0.42
$1.38
Q2 25
$0.09
$1.21
Q1 25
$0.45
$1.44
Q4 24
$0.25
$0.23
Q3 24
$0.33
$-0.57
Q2 24
$0.38
$1.21

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TDC
TDC
UVE
UVE
Cash + ST InvestmentsLiquidity on hand
$493.0M
$595.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$230.0M
$584.7M
Total Assets
$1.8B
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TDC
TDC
UVE
UVE
Q1 26
$595.8M
Q4 25
$493.0M
$408.9M
Q3 25
$406.0M
$405.1M
Q2 25
$369.0M
$367.1M
Q1 25
$368.0M
$398.2M
Q4 24
$420.0M
$259.4M
Q3 24
$348.0M
$333.7M
Q2 24
$301.0M
$283.3M
Total Debt
TDC
TDC
UVE
UVE
Q1 26
Q4 25
$100.5M
Q3 25
$100.7M
Q2 25
$100.9M
Q1 25
$101.1M
Q4 24
$101.2M
Q3 24
$101.4M
Q2 24
$101.6M
Stockholders' Equity
TDC
TDC
UVE
UVE
Q1 26
$584.7M
Q4 25
$230.0M
$551.0M
Q3 25
$219.0M
$495.0M
Q2 25
$176.0M
$457.8M
Q1 25
$158.0M
$422.4M
Q4 24
$133.0M
$373.3M
Q3 24
$125.0M
$400.2M
Q2 24
$75.0M
$393.2M
Total Assets
TDC
TDC
UVE
UVE
Q1 26
$2.8B
Q4 25
$1.8B
$2.8B
Q3 25
$1.8B
$3.1B
Q2 25
$1.7B
$3.3B
Q1 25
$1.8B
$2.7B
Q4 24
$1.7B
$2.8B
Q3 24
$1.7B
$2.7B
Q2 24
$1.6B
$2.7B
Debt / Equity
TDC
TDC
UVE
UVE
Q1 26
Q4 25
0.18×
Q3 25
0.20×
Q2 25
0.22×
Q1 25
0.24×
Q4 24
0.27×
Q3 24
0.25×
Q2 24
0.26×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TDC
TDC
UVE
UVE
Operating Cash FlowLast quarter
$160.0M
Free Cash FlowOCF − Capex
$151.0M
FCF MarginFCF / Revenue
35.9%
Capex IntensityCapex / Revenue
2.1%
Cash ConversionOCF / Net Profit
4.32×
TTM Free Cash FlowTrailing 4 quarters
$286.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TDC
TDC
UVE
UVE
Q1 26
Q4 25
$160.0M
$381.5M
Q3 25
$94.0M
$62.4M
Q2 25
$43.0M
$106.2M
Q1 25
$8.0M
$186.8M
Q4 24
$156.0M
$137.4M
Q3 24
$77.0M
$82.6M
Q2 24
$43.0M
$73.2M
Free Cash Flow
TDC
TDC
UVE
UVE
Q1 26
Q4 25
$151.0M
$377.1M
Q3 25
$89.0M
$61.3M
Q2 25
$39.0M
$105.2M
Q1 25
$7.0M
$185.5M
Q4 24
$149.0M
$130.0M
Q3 24
$69.0M
$81.0M
Q2 24
$40.0M
$71.6M
FCF Margin
TDC
TDC
UVE
UVE
Q1 26
Q4 25
35.9%
92.4%
Q3 25
21.4%
15.3%
Q2 25
9.6%
26.3%
Q1 25
1.7%
47.0%
Q4 24
36.4%
33.8%
Q3 24
15.7%
20.9%
Q2 24
9.2%
18.8%
Capex Intensity
TDC
TDC
UVE
UVE
Q1 26
Q4 25
2.1%
1.1%
Q3 25
1.2%
0.3%
Q2 25
1.0%
0.2%
Q1 25
0.2%
0.3%
Q4 24
1.7%
1.9%
Q3 24
1.8%
0.4%
Q2 24
0.7%
0.4%
Cash Conversion
TDC
TDC
UVE
UVE
Q1 26
Q4 25
4.32×
5.73×
Q3 25
2.35×
1.57×
Q2 25
4.78×
3.03×
Q1 25
0.18×
4.51×
Q4 24
6.24×
22.82×
Q3 24
2.41×
Q2 24
1.16×
2.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

TDC
TDC

Services And Other Recurring$302.0M72%
Subscription Software License Recurring$65.0M15%
Consulting Services Segment$53.0M13%
Software And Hardware Perpetual$1.0M0%

UVE
UVE

Segment breakdown not available.

Related Comparisons