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Side-by-side financial comparison of Tectonic Financial, Inc. (TECTP) and Ucommune International Ltd (UK). Click either name above to swap in a different company.

Tectonic Financial, Inc. is the larger business by last-quarter revenue ($23.0M vs $16.4M, roughly 1.4× Ucommune International Ltd). Tectonic Financial, Inc. runs the higher net margin — 23.8% vs -42.2%, a 66.0% gap on every dollar of revenue. On growth, Tectonic Financial, Inc. posted the faster year-over-year revenue change (17.9% vs -56.1%). Ucommune International Ltd produced more free cash flow last quarter ($-892.0K vs $-17.3M).

Tectonic Financial, Inc. is a US-based diversified financial services provider. It offers core services including wealth management, investment banking, capital markets advisory, and tailored financial solutions. Its key client segments cover high-net-worth individuals, institutional investors, and small to mid-sized enterprises across North America.

Ucommune International Ltd., formerly known as UrWork, is a Beijing-based co-working space provider founded in 2015 by Mao Daqing. It is now the second-largest co-working space provider after WeWork, with properties in three dozen cities around the world, including Shanghai, Singapore, Hong Kong and New York City. The company was valued at 1.8 billion US dollars in August 2018, making it the first domestic unicorn in the Chinese co-working space, but by November 2018, Ucommune had completed i...

TECTP vs UK — Head-to-Head

Bigger by revenue
TECTP
TECTP
1.4× larger
TECTP
$23.0M
$16.4M
UK
Growing faster (revenue YoY)
TECTP
TECTP
+73.9% gap
TECTP
17.9%
-56.1%
UK
Higher net margin
TECTP
TECTP
66.0% more per $
TECTP
23.8%
-42.2%
UK
More free cash flow
UK
UK
$16.4M more FCF
UK
$-892.0K
$-17.3M
TECTP

Income Statement — Q3 FY2025 vs Q2 FY2024

Metric
TECTP
TECTP
UK
UK
Revenue
$23.0M
$16.4M
Net Profit
$5.5M
$-6.9M
Gross Margin
Operating Margin
30.6%
-23.6%
Net Margin
23.8%
-42.2%
Revenue YoY
17.9%
-56.1%
Net Profit YoY
15.9%
-30.2%
EPS (diluted)
$0.73
$-8.55

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TECTP
TECTP
UK
UK
Q3 25
$23.0M
Q2 25
$21.6M
Q1 25
$21.8M
Q4 24
$21.4M
Q3 24
$19.5M
Q2 24
$18.6M
$16.4M
Q1 24
$17.6M
Q4 23
$1.7M
Net Profit
TECTP
TECTP
UK
UK
Q3 25
$5.5M
Q2 25
$4.3M
Q1 25
$4.5M
Q4 24
$3.0M
Q3 24
$4.7M
Q2 24
$3.1M
$-6.9M
Q1 24
$3.1M
Q4 23
$3.3M
Operating Margin
TECTP
TECTP
UK
UK
Q3 25
30.6%
Q2 25
25.9%
Q1 25
26.0%
Q4 24
22.1%
Q3 24
29.1%
Q2 24
21.5%
-23.6%
Q1 24
22.2%
Q4 23
Net Margin
TECTP
TECTP
UK
UK
Q3 25
23.8%
Q2 25
19.8%
Q1 25
20.4%
Q4 24
14.0%
Q3 24
24.2%
Q2 24
16.9%
-42.2%
Q1 24
17.4%
Q4 23
197.4%
EPS (diluted)
TECTP
TECTP
UK
UK
Q3 25
$0.73
Q2 25
$0.55
Q1 25
$0.57
Q4 24
$0.35
Q3 24
$0.58
Q2 24
$0.38
$-8.55
Q1 24
$0.37
Q4 23
$0.40

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TECTP
TECTP
UK
UK
Cash + ST InvestmentsLiquidity on hand
$10.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$119.2M
$4.7M
Total Assets
$1.1B
$68.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TECTP
TECTP
UK
UK
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$10.7M
Q1 24
Q4 23
Stockholders' Equity
TECTP
TECTP
UK
UK
Q3 25
$119.2M
Q2 25
$114.6M
Q1 25
$111.3M
Q4 24
$113.4M
Q3 24
$112.8M
Q2 24
$110.4M
$4.7M
Q1 24
$108.5M
Q4 23
$106.9M
Total Assets
TECTP
TECTP
UK
UK
Q3 25
$1.1B
Q2 25
$997.0M
Q1 25
$910.5M
Q4 24
$863.4M
Q3 24
$847.5M
Q2 24
$777.1M
$68.0M
Q1 24
$777.6M
Q4 23
$677.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TECTP
TECTP
UK
UK
Operating Cash FlowLast quarter
$-17.3M
$-677.0K
Free Cash FlowOCF − Capex
$-17.3M
$-892.0K
FCF MarginFCF / Revenue
-74.9%
-5.5%
Capex IntensityCapex / Revenue
0.0%
1.3%
Cash ConversionOCF / Net Profit
-3.14×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TECTP
TECTP
UK
UK
Q3 25
$-17.3M
Q2 25
$-32.5M
Q1 25
$-35.6M
Q4 24
$-86.6M
Q3 24
$-22.5M
Q2 24
$-30.7M
$-677.0K
Q1 24
$-3.2M
Q4 23
$-16.7M
Free Cash Flow
TECTP
TECTP
UK
UK
Q3 25
$-17.3M
Q2 25
Q1 25
$-35.6M
Q4 24
$-86.8M
Q3 24
$-22.5M
Q2 24
$-30.7M
$-892.0K
Q1 24
$-3.3M
Q4 23
$-16.7M
FCF Margin
TECTP
TECTP
UK
UK
Q3 25
-74.9%
Q2 25
Q1 25
-163.2%
Q4 24
-406.5%
Q3 24
-115.0%
Q2 24
-165.5%
-5.5%
Q1 24
-18.8%
Q4 23
-996.2%
Capex Intensity
TECTP
TECTP
UK
UK
Q3 25
0.0%
Q2 25
0.0%
Q1 25
0.0%
Q4 24
1.0%
Q3 24
0.1%
Q2 24
0.3%
1.3%
Q1 24
0.9%
Q4 23
0.4%
Cash Conversion
TECTP
TECTP
UK
UK
Q3 25
-3.14×
Q2 25
-7.61×
Q1 25
-8.00×
Q4 24
-28.99×
Q3 24
-4.74×
Q2 24
-9.76×
Q1 24
-1.03×
Q4 23
-5.04×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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