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Side-by-side financial comparison of TFS Financial CORP (TFSL) and UNIVERSAL ELECTRONICS INC (UEIC). Click either name above to swap in a different company.

UNIVERSAL ELECTRONICS INC is the larger business by last-quarter revenue ($87.7M vs $83.7M, roughly 1.0× TFS Financial CORP). On growth, TFS Financial CORP posted the faster year-over-year revenue change (11.9% vs -20.6%). TFS Financial CORP produced more free cash flow last quarter ($57.1M vs $-4.9M). Over the past eight quarters, TFS Financial CORP's revenue compounded faster (4.2% CAGR vs -2.3%).

TFS Financial Corporation is a US-based financial holding company primarily operating through its retail banking subsidiary. It offers residential mortgage loans, savings accounts, and other consumer financial products, with its core customer base concentrated in Ohio and Florida, mainly serving individual and family clients.

Universal Electronics Inc. (UEI) is an American smart home technology provider and manufacturer of universal remote controls, IoT devices such as voice-enabled smart home hubs, smart thermostats, home sensors; as well as a white label digital assistant platform optimized for smart home applications, and other software and cloud services for device discovery, fingerprinting and interoperability. The company designs, develops, manufactures and ships products both under the "One For All" brand a...

TFSL vs UEIC — Head-to-Head

Bigger by revenue
UEIC
UEIC
1.0× larger
UEIC
$87.7M
$83.7M
TFSL
Growing faster (revenue YoY)
TFSL
TFSL
+32.4% gap
TFSL
11.9%
-20.6%
UEIC
More free cash flow
TFSL
TFSL
$62.0M more FCF
TFSL
$57.1M
$-4.9M
UEIC
Faster 2-yr revenue CAGR
TFSL
TFSL
Annualised
TFSL
4.2%
-2.3%
UEIC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
TFSL
TFSL
UEIC
UEIC
Revenue
$83.7M
$87.7M
Net Profit
$22.3M
Gross Margin
29.7%
Operating Margin
34.0%
1.0%
Net Margin
26.6%
Revenue YoY
11.9%
-20.6%
Net Profit YoY
-0.7%
EPS (diluted)
$0.08
$-0.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TFSL
TFSL
UEIC
UEIC
Q4 25
$83.7M
$87.7M
Q3 25
$85.5M
$90.6M
Q2 25
$82.0M
$97.7M
Q1 25
$79.1M
$92.3M
Q4 24
$74.8M
$110.5M
Q3 24
$75.1M
$102.1M
Q2 24
$75.5M
$90.5M
Q1 24
$77.1M
$91.9M
Net Profit
TFSL
TFSL
UEIC
UEIC
Q4 25
$22.3M
Q3 25
$26.0M
$-8.3M
Q2 25
$21.5M
$-2.9M
Q1 25
$21.0M
$-6.3M
Q4 24
$22.4M
Q3 24
$18.2M
$-2.7M
Q2 24
$20.0M
$-8.2M
Q1 24
$20.7M
$-8.6M
Gross Margin
TFSL
TFSL
UEIC
UEIC
Q4 25
29.7%
Q3 25
27.7%
Q2 25
29.9%
Q1 25
28.3%
Q4 24
28.4%
Q3 24
30.1%
Q2 24
28.7%
Q1 24
28.3%
Operating Margin
TFSL
TFSL
UEIC
UEIC
Q4 25
34.0%
1.0%
Q3 25
37.9%
-5.0%
Q2 25
33.3%
1.0%
Q1 25
33.5%
-4.1%
Q4 24
37.9%
-3.9%
Q3 24
30.7%
0.4%
Q2 24
33.4%
-4.9%
Q1 24
33.6%
-7.5%
Net Margin
TFSL
TFSL
UEIC
UEIC
Q4 25
26.6%
Q3 25
30.4%
-9.2%
Q2 25
26.2%
-3.0%
Q1 25
26.6%
-6.8%
Q4 24
30.0%
Q3 24
24.2%
-2.6%
Q2 24
26.4%
-9.1%
Q1 24
26.9%
-9.4%
EPS (diluted)
TFSL
TFSL
UEIC
UEIC
Q4 25
$0.08
$-0.09
Q3 25
$0.09
$-0.62
Q2 25
$0.08
$-0.22
Q1 25
$0.07
$-0.48
Q4 24
$0.08
$-0.35
Q3 24
$0.07
$-0.20
Q2 24
$0.07
$-0.63
Q1 24
$0.07
$-0.67

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TFSL
TFSL
UEIC
UEIC
Cash + ST InvestmentsLiquidity on hand
$456.7M
$32.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.9B
$146.2M
Total Assets
$17.5B
$274.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TFSL
TFSL
UEIC
UEIC
Q4 25
$456.7M
$32.3M
Q3 25
$429.4M
$31.5M
Q2 25
$452.6M
$34.3M
Q1 25
$463.6M
$27.4M
Q4 24
$465.9M
$26.8M
Q3 24
$463.7M
$26.3M
Q2 24
$560.4M
$23.1M
Q1 24
$594.3M
$26.9M
Stockholders' Equity
TFSL
TFSL
UEIC
UEIC
Q4 25
$1.9B
$146.2M
Q3 25
$1.9B
$146.1M
Q2 25
$1.9B
$152.8M
Q1 25
$1.9B
$150.0M
Q4 24
$1.9B
$153.1M
Q3 24
$1.9B
$161.2M
Q2 24
$1.9B
$159.8M
Q1 24
$1.9B
$169.7M
Total Assets
TFSL
TFSL
UEIC
UEIC
Q4 25
$17.5B
$274.0M
Q3 25
$17.5B
$280.7M
Q2 25
$17.4B
$304.1M
Q1 25
$17.1B
$310.6M
Q4 24
$17.1B
$323.4M
Q3 24
$17.1B
$321.3M
Q2 24
$17.0B
$314.0M
Q1 24
$17.0B
$322.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TFSL
TFSL
UEIC
UEIC
Operating Cash FlowLast quarter
$58.7M
$-4.2M
Free Cash FlowOCF − Capex
$57.1M
$-4.9M
FCF MarginFCF / Revenue
68.2%
-5.6%
Capex IntensityCapex / Revenue
2.0%
0.8%
Cash ConversionOCF / Net Profit
2.64×
TTM Free Cash FlowTrailing 4 quarters
$167.4M
$19.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TFSL
TFSL
UEIC
UEIC
Q4 25
$58.7M
$-4.2M
Q3 25
$82.4M
$10.1M
Q2 25
$26.8M
$8.7M
Q1 25
$21.2M
$9.0M
Q4 24
$45.5M
$6.5M
Q3 24
$88.6M
$5.7M
Q2 24
$96.7M
$5.5M
Q1 24
$14.2M
$-2.8M
Free Cash Flow
TFSL
TFSL
UEIC
UEIC
Q4 25
$57.1M
$-4.9M
Q3 25
$71.0M
$9.3M
Q2 25
$25.0M
$7.5M
Q1 25
$14.3M
$7.9M
Q4 24
$44.9M
$5.5M
Q3 24
$85.5M
$4.8M
Q2 24
$95.9M
$4.1M
Q1 24
$13.4M
$-4.1M
FCF Margin
TFSL
TFSL
UEIC
UEIC
Q4 25
68.2%
-5.6%
Q3 25
83.0%
10.2%
Q2 25
30.5%
7.7%
Q1 25
18.0%
8.6%
Q4 24
60.0%
4.9%
Q3 24
113.8%
4.7%
Q2 24
127.0%
4.5%
Q1 24
17.4%
-4.5%
Capex Intensity
TFSL
TFSL
UEIC
UEIC
Q4 25
2.0%
0.8%
Q3 25
13.4%
1.0%
Q2 25
2.1%
1.2%
Q1 25
8.8%
1.1%
Q4 24
0.9%
0.9%
Q3 24
4.1%
0.8%
Q2 24
1.1%
1.5%
Q1 24
1.1%
1.5%
Cash Conversion
TFSL
TFSL
UEIC
UEIC
Q4 25
2.64×
Q3 25
3.17×
Q2 25
1.24×
Q1 25
1.01×
Q4 24
2.03×
Q3 24
4.86×
Q2 24
4.85×
Q1 24
0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

TFSL
TFSL

Segment breakdown not available.

UEIC
UEIC

Other$39.6M45%
Connected Home$29.8M34%
Asia Excluding Peoples Republic Of China$18.4M21%

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