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Side-by-side financial comparison of TFS Financial CORP (TFSL) and VIEMED HEALTHCARE, INC. (VMD). Click either name above to swap in a different company.

TFS Financial CORP is the larger business by last-quarter revenue ($83.7M vs $76.2M, roughly 1.1× VIEMED HEALTHCARE, INC.). TFS Financial CORP runs the higher net margin — 26.6% vs 7.4%, a 19.2% gap on every dollar of revenue. On growth, VIEMED HEALTHCARE, INC. posted the faster year-over-year revenue change (25.5% vs 11.9%). TFS Financial CORP produced more free cash flow last quarter ($57.1M vs $9.7M). Over the past eight quarters, VIEMED HEALTHCARE, INC.'s revenue compounded faster (22.7% CAGR vs 4.2%).

TFS Financial Corporation is a US-based financial holding company primarily operating through its retail banking subsidiary. It offers residential mortgage loans, savings accounts, and other consumer financial products, with its core customer base concentrated in Ohio and Florida, mainly serving individual and family clients.

Viemed Healthcare, Inc. is a medical technology firm specializing in respiratory care solutions. It develops, manufactures and distributes portable ventilators, respiratory therapy devices and related support services, catering to acute care, post-acute care and home care segments across North America, Europe and key Asia-Pacific markets for patients with respiratory conditions.

TFSL vs VMD — Head-to-Head

Bigger by revenue
TFSL
TFSL
1.1× larger
TFSL
$83.7M
$76.2M
VMD
Growing faster (revenue YoY)
VMD
VMD
+13.6% gap
VMD
25.5%
11.9%
TFSL
Higher net margin
TFSL
TFSL
19.2% more per $
TFSL
26.6%
7.4%
VMD
More free cash flow
TFSL
TFSL
$47.4M more FCF
TFSL
$57.1M
$9.7M
VMD
Faster 2-yr revenue CAGR
VMD
VMD
Annualised
VMD
22.7%
4.2%
TFSL

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
TFSL
TFSL
VMD
VMD
Revenue
$83.7M
$76.2M
Net Profit
$22.3M
$5.6M
Gross Margin
57.9%
Operating Margin
34.0%
11.0%
Net Margin
26.6%
7.4%
Revenue YoY
11.9%
25.5%
Net Profit YoY
-0.7%
30.7%
EPS (diluted)
$0.08
$0.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TFSL
TFSL
VMD
VMD
Q4 25
$83.7M
$76.2M
Q3 25
$85.5M
$71.9M
Q2 25
$82.0M
$63.1M
Q1 25
$79.1M
$59.1M
Q4 24
$74.8M
$60.7M
Q3 24
$75.1M
$58.0M
Q2 24
$75.5M
$55.0M
Q1 24
$77.1M
$50.6M
Net Profit
TFSL
TFSL
VMD
VMD
Q4 25
$22.3M
$5.6M
Q3 25
$26.0M
$3.5M
Q2 25
$21.5M
$3.2M
Q1 25
$21.0M
$2.6M
Q4 24
$22.4M
$4.3M
Q3 24
$18.2M
$3.9M
Q2 24
$20.0M
$1.5M
Q1 24
$20.7M
$1.6M
Gross Margin
TFSL
TFSL
VMD
VMD
Q4 25
57.9%
Q3 25
57.5%
Q2 25
58.3%
Q1 25
56.3%
Q4 24
59.5%
Q3 24
59.3%
Q2 24
59.8%
Q1 24
58.9%
Operating Margin
TFSL
TFSL
VMD
VMD
Q4 25
34.0%
11.0%
Q3 25
37.9%
7.8%
Q2 25
33.3%
8.1%
Q1 25
33.5%
6.5%
Q4 24
37.9%
10.6%
Q3 24
30.7%
9.7%
Q2 24
33.4%
6.6%
Q1 24
33.6%
4.4%
Net Margin
TFSL
TFSL
VMD
VMD
Q4 25
26.6%
7.4%
Q3 25
30.4%
4.9%
Q2 25
26.2%
5.0%
Q1 25
26.6%
4.4%
Q4 24
30.0%
7.1%
Q3 24
24.2%
6.7%
Q2 24
26.4%
2.7%
Q1 24
26.9%
3.2%
EPS (diluted)
TFSL
TFSL
VMD
VMD
Q4 25
$0.08
$0.14
Q3 25
$0.09
$0.09
Q2 25
$0.08
$0.08
Q1 25
$0.07
$0.06
Q4 24
$0.08
$0.10
Q3 24
$0.07
$0.10
Q2 24
$0.07
$0.04
Q1 24
$0.07
$0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TFSL
TFSL
VMD
VMD
Cash + ST InvestmentsLiquidity on hand
$456.7M
$13.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.9B
$141.5M
Total Assets
$17.5B
$199.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TFSL
TFSL
VMD
VMD
Q4 25
$456.7M
$13.5M
Q3 25
$429.4M
$11.1M
Q2 25
$452.6M
$20.0M
Q1 25
$463.6M
$10.2M
Q4 24
$465.9M
$17.5M
Q3 24
$463.7M
$11.3M
Q2 24
$560.4M
$8.8M
Q1 24
$594.3M
$7.3M
Stockholders' Equity
TFSL
TFSL
VMD
VMD
Q4 25
$1.9B
$141.5M
Q3 25
$1.9B
$133.6M
Q2 25
$1.9B
$139.7M
Q1 25
$1.9B
$134.8M
Q4 24
$1.9B
$131.4M
Q3 24
$1.9B
$125.0M
Q2 24
$1.9B
$119.4M
Q1 24
$1.9B
$116.3M
Total Assets
TFSL
TFSL
VMD
VMD
Q4 25
$17.5B
$199.2M
Q3 25
$17.5B
$202.4M
Q2 25
$17.4B
$184.6M
Q1 25
$17.1B
$178.1M
Q4 24
$17.1B
$177.1M
Q3 24
$17.1B
$169.5M
Q2 24
$17.0B
$163.9M
Q1 24
$17.0B
$154.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TFSL
TFSL
VMD
VMD
Operating Cash FlowLast quarter
$58.7M
$18.4M
Free Cash FlowOCF − Capex
$57.1M
$9.7M
FCF MarginFCF / Revenue
68.2%
12.7%
Capex IntensityCapex / Revenue
2.0%
11.5%
Cash ConversionOCF / Net Profit
2.64×
3.27×
TTM Free Cash FlowTrailing 4 quarters
$167.4M
$11.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TFSL
TFSL
VMD
VMD
Q4 25
$58.7M
$18.4M
Q3 25
$82.4M
$18.4M
Q2 25
$26.8M
$12.3M
Q1 25
$21.2M
$2.9M
Q4 24
$45.5M
$15.0M
Q3 24
$88.6M
$12.7M
Q2 24
$96.7M
$10.2M
Q1 24
$14.2M
$1.2M
Free Cash Flow
TFSL
TFSL
VMD
VMD
Q4 25
$57.1M
$9.7M
Q3 25
$71.0M
$10.7M
Q2 25
$25.0M
$4.1M
Q1 25
$14.3M
$-12.6M
Q4 24
$44.9M
$3.2M
Q3 24
$85.5M
$1.7M
Q2 24
$95.9M
$1.2M
Q1 24
$13.4M
$-4.8M
FCF Margin
TFSL
TFSL
VMD
VMD
Q4 25
68.2%
12.7%
Q3 25
83.0%
14.9%
Q2 25
30.5%
6.5%
Q1 25
18.0%
-21.4%
Q4 24
60.0%
5.2%
Q3 24
113.8%
3.0%
Q2 24
127.0%
2.3%
Q1 24
17.4%
-9.5%
Capex Intensity
TFSL
TFSL
VMD
VMD
Q4 25
2.0%
11.5%
Q3 25
13.4%
10.6%
Q2 25
2.1%
12.9%
Q1 25
8.8%
26.2%
Q4 24
0.9%
19.5%
Q3 24
4.1%
19.0%
Q2 24
1.1%
16.3%
Q1 24
1.1%
11.9%
Cash Conversion
TFSL
TFSL
VMD
VMD
Q4 25
2.64×
3.27×
Q3 25
3.17×
5.23×
Q2 25
1.24×
3.88×
Q1 25
1.01×
1.09×
Q4 24
2.03×
3.47×
Q3 24
4.86×
3.29×
Q2 24
4.85×
6.94×
Q1 24
0.69×
0.73×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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