vs

Side-by-side financial comparison of TFS Financial CORP (TFSL) and WIDEPOINT CORP (WYY). Click either name above to swap in a different company.

TFS Financial CORP is the larger business by last-quarter revenue ($83.7M vs $42.3M, roughly 2.0× WIDEPOINT CORP). TFS Financial CORP runs the higher net margin — 26.6% vs -2.0%, a 28.6% gap on every dollar of revenue. On growth, WIDEPOINT CORP posted the faster year-over-year revenue change (12.3% vs 11.9%). TFS Financial CORP produced more free cash flow last quarter ($57.1M vs $-270.0K). Over the past eight quarters, WIDEPOINT CORP's revenue compounded faster (11.2% CAGR vs 4.2%).

TFS Financial Corporation is a US-based financial holding company primarily operating through its retail banking subsidiary. It offers residential mortgage loans, savings accounts, and other consumer financial products, with its core customer base concentrated in Ohio and Florida, mainly serving individual and family clients.

WidePoint Corporation is an American company based in Fairfax, Virginia that provides technology-based products and services to the government sector and commercial markets in the United States. The company holds a patent for a digital parsing tool that allows users to access accounts through a secure repository gateway, established using asymmetric authentication employed as public key infrastructure (PKI). WidePoint provides smart card identity verification, wireless expense management, pen...

TFSL vs WYY — Head-to-Head

Bigger by revenue
TFSL
TFSL
2.0× larger
TFSL
$83.7M
$42.3M
WYY
Growing faster (revenue YoY)
WYY
WYY
+0.4% gap
WYY
12.3%
11.9%
TFSL
Higher net margin
TFSL
TFSL
28.6% more per $
TFSL
26.6%
-2.0%
WYY
More free cash flow
TFSL
TFSL
$57.4M more FCF
TFSL
$57.1M
$-270.0K
WYY
Faster 2-yr revenue CAGR
WYY
WYY
Annualised
WYY
11.2%
4.2%
TFSL

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
TFSL
TFSL
WYY
WYY
Revenue
$83.7M
$42.3M
Net Profit
$22.3M
$-849.4K
Gross Margin
13.8%
Operating Margin
34.0%
-1.9%
Net Margin
26.6%
-2.0%
Revenue YoY
11.9%
12.3%
Net Profit YoY
-0.7%
-138.3%
EPS (diluted)
$0.08
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TFSL
TFSL
WYY
WYY
Q4 25
$83.7M
$42.3M
Q3 25
$85.5M
$36.1M
Q2 25
$82.0M
$37.9M
Q1 25
$79.1M
$34.2M
Q4 24
$74.8M
$37.7M
Q3 24
$75.1M
$34.6M
Q2 24
$75.5M
$36.0M
Q1 24
$77.1M
$34.2M
Net Profit
TFSL
TFSL
WYY
WYY
Q4 25
$22.3M
$-849.4K
Q3 25
$26.0M
$-559.2K
Q2 25
$21.5M
$-618.5K
Q1 25
$21.0M
$-724.1K
Q4 24
$22.4M
$-356.4K
Q3 24
$18.2M
$-425.2K
Q2 24
$20.0M
$-499.6K
Q1 24
$20.7M
$-653.1K
Gross Margin
TFSL
TFSL
WYY
WYY
Q4 25
13.8%
Q3 25
14.6%
Q2 25
13.5%
Q1 25
14.0%
Q4 24
12.6%
Q3 24
13.6%
Q2 24
13.6%
Q1 24
13.6%
Operating Margin
TFSL
TFSL
WYY
WYY
Q4 25
34.0%
-1.9%
Q3 25
37.9%
-1.3%
Q2 25
33.3%
-1.9%
Q1 25
33.5%
-2.4%
Q4 24
37.9%
-0.8%
Q3 24
30.7%
-1.3%
Q2 24
33.4%
-1.3%
Q1 24
33.6%
-1.9%
Net Margin
TFSL
TFSL
WYY
WYY
Q4 25
26.6%
-2.0%
Q3 25
30.4%
-1.5%
Q2 25
26.2%
-1.6%
Q1 25
26.6%
-2.1%
Q4 24
30.0%
-0.9%
Q3 24
24.2%
-1.2%
Q2 24
26.4%
-1.4%
Q1 24
26.9%
-1.9%
EPS (diluted)
TFSL
TFSL
WYY
WYY
Q4 25
$0.08
$-0.08
Q3 25
$0.09
$-0.06
Q2 25
$0.08
$-0.06
Q1 25
$0.07
$-0.08
Q4 24
$0.08
$-0.05
Q3 24
$0.07
$-0.04
Q2 24
$0.07
$-0.05
Q1 24
$0.07
$-0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TFSL
TFSL
WYY
WYY
Cash + ST InvestmentsLiquidity on hand
$456.7M
$9.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.9B
$11.5M
Total Assets
$17.5B
$79.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TFSL
TFSL
WYY
WYY
Q4 25
$456.7M
$9.8M
Q3 25
$429.4M
$12.1M
Q2 25
$452.6M
$6.8M
Q1 25
$463.6M
$3.7M
Q4 24
$465.9M
$6.8M
Q3 24
$463.7M
Q2 24
$560.4M
Q1 24
$594.3M
Stockholders' Equity
TFSL
TFSL
WYY
WYY
Q4 25
$1.9B
$11.5M
Q3 25
$1.9B
$12.2M
Q2 25
$1.9B
$12.6M
Q1 25
$1.9B
$13.0M
Q4 24
$1.9B
$13.6M
Q3 24
$1.9B
$13.8M
Q2 24
$1.9B
$14.0M
Q1 24
$1.9B
$14.2M
Total Assets
TFSL
TFSL
WYY
WYY
Q4 25
$17.5B
$79.8M
Q3 25
$17.5B
$70.6M
Q2 25
$17.4B
$76.6M
Q1 25
$17.1B
$71.4M
Q4 24
$17.1B
$71.6M
Q3 24
$17.1B
$56.9M
Q2 24
$17.0B
$58.6M
Q1 24
$17.0B
$54.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TFSL
TFSL
WYY
WYY
Operating Cash FlowLast quarter
$58.7M
$-173.5K
Free Cash FlowOCF − Capex
$57.1M
$-270.0K
FCF MarginFCF / Revenue
68.2%
-0.6%
Capex IntensityCapex / Revenue
2.0%
0.2%
Cash ConversionOCF / Net Profit
2.64×
TTM Free Cash FlowTrailing 4 quarters
$167.4M
$5.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TFSL
TFSL
WYY
WYY
Q4 25
$58.7M
$-173.5K
Q3 25
$82.4M
$5.9M
Q2 25
$26.8M
$3.2M
Q1 25
$21.2M
$-3.2M
Q4 24
$45.5M
$2.4M
Q3 24
$88.6M
$1.9M
Q2 24
$96.7M
$-1.1M
Q1 24
$14.2M
$-1.6M
Free Cash Flow
TFSL
TFSL
WYY
WYY
Q4 25
$57.1M
$-270.0K
Q3 25
$71.0M
$5.9M
Q2 25
$25.0M
$3.1M
Q1 25
$14.3M
$-3.3M
Q4 24
$44.9M
$2.4M
Q3 24
$85.5M
$1.8M
Q2 24
$95.9M
$-1.1M
Q1 24
$13.4M
$-1.6M
FCF Margin
TFSL
TFSL
WYY
WYY
Q4 25
68.2%
-0.6%
Q3 25
83.0%
16.4%
Q2 25
30.5%
8.1%
Q1 25
18.0%
-9.5%
Q4 24
60.0%
6.4%
Q3 24
113.8%
5.3%
Q2 24
127.0%
-3.0%
Q1 24
17.4%
-4.6%
Capex Intensity
TFSL
TFSL
WYY
WYY
Q4 25
2.0%
0.2%
Q3 25
13.4%
0.1%
Q2 25
2.1%
0.2%
Q1 25
8.8%
0.1%
Q4 24
0.9%
0.1%
Q3 24
4.1%
0.2%
Q2 24
1.1%
0.0%
Q1 24
1.1%
0.0%
Cash Conversion
TFSL
TFSL
WYY
WYY
Q4 25
2.64×
Q3 25
3.17×
Q2 25
1.24×
Q1 25
1.01×
Q4 24
2.03×
Q3 24
4.86×
Q2 24
4.85×
Q1 24
0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

TFSL
TFSL

Segment breakdown not available.

WYY
WYY

Carrier Services$26.8M63%
Managed Services$15.5M37%

Related Comparisons