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Side-by-side financial comparison of TFS Financial CORP (TFSL) and Planet Image International Ltd (YIBO). Click either name above to swap in a different company.

TFS Financial CORP is the larger business by last-quarter revenue ($83.7M vs $80.7M, roughly 1.0× Planet Image International Ltd). TFS Financial CORP runs the higher net margin — 26.6% vs -0.3%, a 26.9% gap on every dollar of revenue. TFS Financial CORP produced more free cash flow last quarter ($57.1M vs $1.6M).

TFS Financial Corporation is a US-based financial holding company primarily operating through its retail banking subsidiary. It offers residential mortgage loans, savings accounts, and other consumer financial products, with its core customer base concentrated in Ohio and Florida, mainly serving individual and family clients.

Planet Labs PBC, known as "Planet.", is a publicly traded American Earth imaging company based in San Francisco, California. Their goal is to image the entirety of the Earth daily to monitor changes and pinpoint trends.

TFSL vs YIBO — Head-to-Head

Bigger by revenue
TFSL
TFSL
1.0× larger
TFSL
$83.7M
$80.7M
YIBO
Higher net margin
TFSL
TFSL
26.9% more per $
TFSL
26.6%
-0.3%
YIBO
More free cash flow
TFSL
TFSL
$55.5M more FCF
TFSL
$57.1M
$1.6M
YIBO

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
TFSL
TFSL
YIBO
YIBO
Revenue
$83.7M
$80.7M
Net Profit
$22.3M
$-213.0K
Gross Margin
26.9%
Operating Margin
34.0%
-1.0%
Net Margin
26.6%
-0.3%
Revenue YoY
11.9%
Net Profit YoY
-0.7%
EPS (diluted)
$0.08
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TFSL
TFSL
YIBO
YIBO
Q4 25
$83.7M
$80.7M
Q3 25
$85.5M
Q2 25
$82.0M
$74.5M
Q1 25
$79.1M
Q4 24
$74.8M
Q3 24
$75.1M
Q2 24
$75.5M
$77.3M
Q1 24
$77.1M
Net Profit
TFSL
TFSL
YIBO
YIBO
Q4 25
$22.3M
$-213.0K
Q3 25
$26.0M
Q2 25
$21.5M
$-8.0M
Q1 25
$21.0M
Q4 24
$22.4M
Q3 24
$18.2M
Q2 24
$20.0M
$4.3M
Q1 24
$20.7M
Gross Margin
TFSL
TFSL
YIBO
YIBO
Q4 25
26.9%
Q3 25
Q2 25
32.2%
Q1 25
Q4 24
Q3 24
Q2 24
36.5%
Q1 24
Operating Margin
TFSL
TFSL
YIBO
YIBO
Q4 25
34.0%
-1.0%
Q3 25
37.9%
Q2 25
33.3%
-14.1%
Q1 25
33.5%
Q4 24
37.9%
Q3 24
30.7%
Q2 24
33.4%
7.5%
Q1 24
33.6%
Net Margin
TFSL
TFSL
YIBO
YIBO
Q4 25
26.6%
-0.3%
Q3 25
30.4%
Q2 25
26.2%
-10.8%
Q1 25
26.6%
Q4 24
30.0%
Q3 24
24.2%
Q2 24
26.4%
5.6%
Q1 24
26.9%
EPS (diluted)
TFSL
TFSL
YIBO
YIBO
Q4 25
$0.08
$0.01
Q3 25
$0.09
Q2 25
$0.08
$-0.15
Q1 25
$0.07
Q4 24
$0.08
Q3 24
$0.07
Q2 24
$0.07
Q1 24
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TFSL
TFSL
YIBO
YIBO
Cash + ST InvestmentsLiquidity on hand
$456.7M
$54.4M
Total DebtLower is stronger
$8.5M
Stockholders' EquityBook value
$1.9B
$57.9M
Total Assets
$17.5B
$154.1M
Debt / EquityLower = less leverage
0.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TFSL
TFSL
YIBO
YIBO
Q4 25
$456.7M
$54.4M
Q3 25
$429.4M
Q2 25
$452.6M
$54.8M
Q1 25
$463.6M
Q4 24
$465.9M
Q3 24
$463.7M
Q2 24
$560.4M
$53.5M
Q1 24
$594.3M
Total Debt
TFSL
TFSL
YIBO
YIBO
Q4 25
$8.5M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
TFSL
TFSL
YIBO
YIBO
Q4 25
$1.9B
$57.9M
Q3 25
$1.9B
Q2 25
$1.9B
$58.2M
Q1 25
$1.9B
Q4 24
$1.9B
Q3 24
$1.9B
Q2 24
$1.9B
$53.9M
Q1 24
$1.9B
Total Assets
TFSL
TFSL
YIBO
YIBO
Q4 25
$17.5B
$154.1M
Q3 25
$17.5B
Q2 25
$17.4B
$140.4M
Q1 25
$17.1B
Q4 24
$17.1B
Q3 24
$17.1B
Q2 24
$17.0B
$139.3M
Q1 24
$17.0B
Debt / Equity
TFSL
TFSL
YIBO
YIBO
Q4 25
0.15×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TFSL
TFSL
YIBO
YIBO
Operating Cash FlowLast quarter
$58.7M
$2.0M
Free Cash FlowOCF − Capex
$57.1M
$1.6M
FCF MarginFCF / Revenue
68.2%
2.0%
Capex IntensityCapex / Revenue
2.0%
0.5%
Cash ConversionOCF / Net Profit
2.64×
TTM Free Cash FlowTrailing 4 quarters
$167.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TFSL
TFSL
YIBO
YIBO
Q4 25
$58.7M
$2.0M
Q3 25
$82.4M
Q2 25
$26.8M
$-4.5M
Q1 25
$21.2M
Q4 24
$45.5M
Q3 24
$88.6M
Q2 24
$96.7M
Q1 24
$14.2M
Free Cash Flow
TFSL
TFSL
YIBO
YIBO
Q4 25
$57.1M
$1.6M
Q3 25
$71.0M
Q2 25
$25.0M
$-4.9M
Q1 25
$14.3M
Q4 24
$44.9M
Q3 24
$85.5M
Q2 24
$95.9M
Q1 24
$13.4M
FCF Margin
TFSL
TFSL
YIBO
YIBO
Q4 25
68.2%
2.0%
Q3 25
83.0%
Q2 25
30.5%
-6.6%
Q1 25
18.0%
Q4 24
60.0%
Q3 24
113.8%
Q2 24
127.0%
Q1 24
17.4%
Capex Intensity
TFSL
TFSL
YIBO
YIBO
Q4 25
2.0%
0.5%
Q3 25
13.4%
Q2 25
2.1%
0.5%
Q1 25
8.8%
Q4 24
0.9%
Q3 24
4.1%
Q2 24
1.1%
Q1 24
1.1%
Cash Conversion
TFSL
TFSL
YIBO
YIBO
Q4 25
2.64×
Q3 25
3.17×
Q2 25
1.24×
Q1 25
1.01×
Q4 24
2.03×
Q3 24
4.86×
Q2 24
4.85×
Q1 24
0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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