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Side-by-side financial comparison of FIRST FINANCIAL CORP (THFF) and Via Transportation, Inc. (VIA). Click either name above to swap in a different company.

Via Transportation, Inc. is the larger business by last-quarter revenue ($109.7M vs $70.5M, roughly 1.6× FIRST FINANCIAL CORP). FIRST FINANCIAL CORP runs the higher net margin — 30.4% vs -33.6%, a 64.0% gap on every dollar of revenue. FIRST FINANCIAL CORP produced more free cash flow last quarter ($86.4M vs $-31.8M).

First American Financial Corporation is an American financial services company which provides title insurance and settlement services to the real estate and mortgage industries.

Via Transportation, Inc. is an American technology company that provides software as a service (SaaS) and operations to improve public transportation networks for cities, transit agencies, schools and universities, healthcare providers, and corporations around the world. Via offers fully managed transit services as well as transportation planning tools, consulting services, operational support, and navigation.

THFF vs VIA — Head-to-Head

Bigger by revenue
VIA
VIA
1.6× larger
VIA
$109.7M
$70.5M
THFF
Higher net margin
THFF
THFF
64.0% more per $
THFF
30.4%
-33.6%
VIA
More free cash flow
THFF
THFF
$118.2M more FCF
THFF
$86.4M
$-31.8M
VIA

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
THFF
THFF
VIA
VIA
Revenue
$70.5M
$109.7M
Net Profit
$21.5M
$-36.9M
Gross Margin
39.3%
Operating Margin
37.4%
-17.2%
Net Margin
30.4%
-33.6%
Revenue YoY
14.1%
Net Profit YoY
32.1%
EPS (diluted)
$1.81
$-1.49

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
THFF
THFF
VIA
VIA
Q4 25
$70.5M
Q3 25
$65.8M
$109.7M
Q2 25
$63.1M
Q1 25
$62.5M
Q4 24
$61.8M
Q3 24
$58.4M
Q2 24
$49.2M
Q1 24
$48.4M
Net Profit
THFF
THFF
VIA
VIA
Q4 25
$21.5M
Q3 25
$20.8M
$-36.9M
Q2 25
$18.6M
Q1 25
$18.4M
Q4 24
$16.2M
Q3 24
$8.7M
Q2 24
$11.4M
Q1 24
$10.9M
Gross Margin
THFF
THFF
VIA
VIA
Q4 25
Q3 25
39.3%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
THFF
THFF
VIA
VIA
Q4 25
37.4%
Q3 25
39.2%
-17.2%
Q2 25
36.2%
Q1 25
38.1%
Q4 24
32.4%
Q3 24
17.9%
Q2 24
27.6%
Q1 24
27.2%
Net Margin
THFF
THFF
VIA
VIA
Q4 25
30.4%
Q3 25
31.6%
-33.6%
Q2 25
29.5%
Q1 25
29.5%
Q4 24
26.3%
Q3 24
15.0%
Q2 24
23.1%
Q1 24
22.6%
EPS (diluted)
THFF
THFF
VIA
VIA
Q4 25
$1.81
Q3 25
$1.75
$-1.49
Q2 25
$1.57
Q1 25
$1.55
Q4 24
$1.37
Q3 24
$0.74
Q2 24
$0.96
Q1 24
$0.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
THFF
THFF
VIA
VIA
Cash + ST InvestmentsLiquidity on hand
$378.2M
Total DebtLower is stronger
$188.2M
Stockholders' EquityBook value
$650.9M
$574.6M
Total Assets
$5.8B
$702.1M
Debt / EquityLower = less leverage
0.29×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
THFF
THFF
VIA
VIA
Q4 25
Q3 25
$378.2M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
THFF
THFF
VIA
VIA
Q4 25
$188.2M
Q3 25
$170.5M
Q2 25
$122.7M
Q1 25
$124.9M
Q4 24
$28.1M
Q3 24
$30.5M
Q2 24
$108.6M
Q1 24
$58.6M
Stockholders' Equity
THFF
THFF
VIA
VIA
Q4 25
$650.9M
Q3 25
$622.2M
$574.6M
Q2 25
$587.7M
Q1 25
$571.9M
Q4 24
$549.0M
Q3 24
$566.0M
Q2 24
$530.7M
Q1 24
$520.8M
Total Assets
THFF
THFF
VIA
VIA
Q4 25
$5.8B
Q3 25
$5.7B
$702.1M
Q2 25
$5.6B
Q1 25
$5.5B
Q4 24
$5.6B
Q3 24
$5.5B
Q2 24
$4.9B
Q1 24
$4.9B
Debt / Equity
THFF
THFF
VIA
VIA
Q4 25
0.29×
Q3 25
0.27×
Q2 25
0.21×
Q1 25
0.22×
Q4 24
0.05×
Q3 24
0.05×
Q2 24
0.20×
Q1 24
0.11×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
THFF
THFF
VIA
VIA
Operating Cash FlowLast quarter
$90.4M
$-30.4M
Free Cash FlowOCF − Capex
$86.4M
$-31.8M
FCF MarginFCF / Revenue
122.5%
-29.0%
Capex IntensityCapex / Revenue
5.6%
1.2%
Cash ConversionOCF / Net Profit
4.21×
TTM Free Cash FlowTrailing 4 quarters
$144.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
THFF
THFF
VIA
VIA
Q4 25
$90.4M
Q3 25
$26.9M
$-30.4M
Q2 25
$12.7M
Q1 25
$21.1M
Q4 24
$60.4M
Q3 24
$23.3M
Q2 24
$8.8M
Q1 24
$12.4M
Free Cash Flow
THFF
THFF
VIA
VIA
Q4 25
$86.4M
Q3 25
$25.8M
$-31.8M
Q2 25
$11.6M
Q1 25
$20.5M
Q4 24
$54.3M
Q3 24
$19.5M
Q2 24
$8.4M
Q1 24
$11.5M
FCF Margin
THFF
THFF
VIA
VIA
Q4 25
122.5%
Q3 25
39.2%
-29.0%
Q2 25
18.4%
Q1 25
32.8%
Q4 24
87.8%
Q3 24
33.5%
Q2 24
17.2%
Q1 24
23.7%
Capex Intensity
THFF
THFF
VIA
VIA
Q4 25
5.6%
Q3 25
1.7%
1.2%
Q2 25
1.8%
Q1 25
0.9%
Q4 24
9.9%
Q3 24
6.5%
Q2 24
0.7%
Q1 24
2.0%
Cash Conversion
THFF
THFF
VIA
VIA
Q4 25
4.21×
Q3 25
1.29×
Q2 25
0.68×
Q1 25
1.14×
Q4 24
3.72×
Q3 24
2.67×
Q2 24
0.77×
Q1 24
1.14×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

THFF
THFF

Segment breakdown not available.

VIA
VIA

Government Customer$103.7M95%
Commercial Customer$5.9M5%

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