vs

Side-by-side financial comparison of FIRST FINANCIAL CORP (THFF) and Youlife Group Inc. (YOUL). Click either name above to swap in a different company.

Youlife Group Inc. is the larger business by last-quarter revenue ($127.5M vs $70.5M, roughly 1.8× FIRST FINANCIAL CORP). FIRST FINANCIAL CORP runs the higher net margin — 30.4% vs 4.1%, a 26.3% gap on every dollar of revenue.

First American Financial Corporation is an American financial services company which provides title insurance and settlement services to the real estate and mortgage industries.

THFF vs YOUL — Head-to-Head

Bigger by revenue
YOUL
YOUL
1.8× larger
YOUL
$127.5M
$70.5M
THFF
Higher net margin
THFF
THFF
26.3% more per $
THFF
30.4%
4.1%
YOUL

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
THFF
THFF
YOUL
YOUL
Revenue
$70.5M
$127.5M
Net Profit
$21.5M
$5.2M
Gross Margin
14.1%
Operating Margin
37.4%
5.0%
Net Margin
30.4%
4.1%
Revenue YoY
14.1%
Net Profit YoY
32.1%
EPS (diluted)
$1.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
THFF
THFF
YOUL
YOUL
Q4 25
$70.5M
Q3 25
$65.8M
Q2 25
$63.1M
$127.5M
Q1 25
$62.5M
Q4 24
$61.8M
Q3 24
$58.4M
Q2 24
$49.2M
Q1 24
$48.4M
Net Profit
THFF
THFF
YOUL
YOUL
Q4 25
$21.5M
Q3 25
$20.8M
Q2 25
$18.6M
$5.2M
Q1 25
$18.4M
Q4 24
$16.2M
Q3 24
$8.7M
Q2 24
$11.4M
Q1 24
$10.9M
Gross Margin
THFF
THFF
YOUL
YOUL
Q4 25
Q3 25
Q2 25
14.1%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
THFF
THFF
YOUL
YOUL
Q4 25
37.4%
Q3 25
39.2%
Q2 25
36.2%
5.0%
Q1 25
38.1%
Q4 24
32.4%
Q3 24
17.9%
Q2 24
27.6%
Q1 24
27.2%
Net Margin
THFF
THFF
YOUL
YOUL
Q4 25
30.4%
Q3 25
31.6%
Q2 25
29.5%
4.1%
Q1 25
29.5%
Q4 24
26.3%
Q3 24
15.0%
Q2 24
23.1%
Q1 24
22.6%
EPS (diluted)
THFF
THFF
YOUL
YOUL
Q4 25
$1.81
Q3 25
$1.75
Q2 25
$1.57
Q1 25
$1.55
Q4 24
$1.37
Q3 24
$0.74
Q2 24
$0.96
Q1 24
$0.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
THFF
THFF
YOUL
YOUL
Cash + ST InvestmentsLiquidity on hand
$22.2M
Total DebtLower is stronger
$188.2M
Stockholders' EquityBook value
$650.9M
$-55.7M
Total Assets
$5.8B
$148.8M
Debt / EquityLower = less leverage
0.29×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
THFF
THFF
YOUL
YOUL
Q4 25
Q3 25
Q2 25
$22.2M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
THFF
THFF
YOUL
YOUL
Q4 25
$188.2M
Q3 25
$170.5M
Q2 25
$122.7M
Q1 25
$124.9M
Q4 24
$28.1M
Q3 24
$30.5M
Q2 24
$108.6M
Q1 24
$58.6M
Stockholders' Equity
THFF
THFF
YOUL
YOUL
Q4 25
$650.9M
Q3 25
$622.2M
Q2 25
$587.7M
$-55.7M
Q1 25
$571.9M
Q4 24
$549.0M
Q3 24
$566.0M
Q2 24
$530.7M
Q1 24
$520.8M
Total Assets
THFF
THFF
YOUL
YOUL
Q4 25
$5.8B
Q3 25
$5.7B
Q2 25
$5.6B
$148.8M
Q1 25
$5.5B
Q4 24
$5.6B
Q3 24
$5.5B
Q2 24
$4.9B
Q1 24
$4.9B
Debt / Equity
THFF
THFF
YOUL
YOUL
Q4 25
0.29×
Q3 25
0.27×
Q2 25
0.21×
Q1 25
0.22×
Q4 24
0.05×
Q3 24
0.05×
Q2 24
0.20×
Q1 24
0.11×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
THFF
THFF
YOUL
YOUL
Operating Cash FlowLast quarter
$90.4M
Free Cash FlowOCF − Capex
$86.4M
FCF MarginFCF / Revenue
122.5%
Capex IntensityCapex / Revenue
5.6%
Cash ConversionOCF / Net Profit
4.21×
TTM Free Cash FlowTrailing 4 quarters
$144.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
THFF
THFF
YOUL
YOUL
Q4 25
$90.4M
Q3 25
$26.9M
Q2 25
$12.7M
Q1 25
$21.1M
Q4 24
$60.4M
Q3 24
$23.3M
Q2 24
$8.8M
Q1 24
$12.4M
Free Cash Flow
THFF
THFF
YOUL
YOUL
Q4 25
$86.4M
Q3 25
$25.8M
Q2 25
$11.6M
Q1 25
$20.5M
Q4 24
$54.3M
Q3 24
$19.5M
Q2 24
$8.4M
Q1 24
$11.5M
FCF Margin
THFF
THFF
YOUL
YOUL
Q4 25
122.5%
Q3 25
39.2%
Q2 25
18.4%
Q1 25
32.8%
Q4 24
87.8%
Q3 24
33.5%
Q2 24
17.2%
Q1 24
23.7%
Capex Intensity
THFF
THFF
YOUL
YOUL
Q4 25
5.6%
Q3 25
1.7%
Q2 25
1.8%
Q1 25
0.9%
Q4 24
9.9%
Q3 24
6.5%
Q2 24
0.7%
Q1 24
2.0%
Cash Conversion
THFF
THFF
YOUL
YOUL
Q4 25
4.21×
Q3 25
1.29×
Q2 25
0.68×
Q1 25
1.14×
Q4 24
3.72×
Q3 24
2.67×
Q2 24
0.77×
Q1 24
1.14×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons