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Side-by-side financial comparison of Oncology Institute, Inc. (TOI) and Vroom, Inc. (VRM). Click either name above to swap in a different company.

Vroom, Inc. is the larger business by last-quarter revenue ($235.9M vs $142.0M, roughly 1.7× Oncology Institute, Inc.). Oncology Institute, Inc. runs the higher net margin — -5.3% vs -59.8%, a 54.5% gap on every dollar of revenue. On growth, Oncology Institute, Inc. posted the faster year-over-year revenue change (41.6% vs 12.9%). Oncology Institute, Inc. produced more free cash flow last quarter ($2.2M vs $-108.8M). Over the past eight quarters, Oncology Institute, Inc.'s revenue compounded faster (22.5% CAGR vs -49.5%).

Oncology Institute, Inc. is a specialized healthcare enterprise focused on delivering patient-centric, evidence-based oncology care services, including advanced treatment regimens, clinical trial access, and supportive care programs. It primarily operates across the United States, serving patients with diverse cancer diagnoses and partnering with care teams to improve treatment outcomes.

Vroom, Inc. is a parent company of United Auto Credit Corporation (UACC) and CarStory. Previously, Vroom was a used car retailer and e-commerce company that let consumers buy, sell, and finance cars online. Vroom ceased e-commerce automotive sales operations on January 22, 2024.

TOI vs VRM — Head-to-Head

Bigger by revenue
VRM
VRM
1.7× larger
VRM
$235.9M
$142.0M
TOI
Growing faster (revenue YoY)
TOI
TOI
+28.6% gap
TOI
41.6%
12.9%
VRM
Higher net margin
TOI
TOI
54.5% more per $
TOI
-5.3%
-59.8%
VRM
More free cash flow
TOI
TOI
$110.9M more FCF
TOI
$2.2M
$-108.8M
VRM
Faster 2-yr revenue CAGR
TOI
TOI
Annualised
TOI
22.5%
-49.5%
VRM

Income Statement — Q4 FY2025 vs Q4 FY2023

Metric
TOI
TOI
VRM
VRM
Revenue
$142.0M
$235.9M
Net Profit
$-7.5M
$-141.1M
Gross Margin
12.3%
Operating Margin
-4.9%
-11.5%
Net Margin
-5.3%
-59.8%
Revenue YoY
41.6%
12.9%
Net Profit YoY
43.0%
-669.8%
EPS (diluted)
$-0.04
$-80.66

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TOI
TOI
VRM
VRM
Q4 25
$142.0M
Q3 25
$136.6M
Q2 25
$119.8M
Q1 25
$104.4M
Q4 24
$100.3M
Q3 24
$99.9M
Q2 24
$98.6M
Q1 24
$94.7M
Net Profit
TOI
TOI
VRM
VRM
Q4 25
$-7.5M
Q3 25
$-16.5M
Q2 25
$-17.0M
Q1 25
$-19.6M
Q4 24
$-13.2M
Q3 24
$-16.1M
Q2 24
$-15.5M
Q1 24
$-19.9M
Operating Margin
TOI
TOI
VRM
VRM
Q4 25
-4.9%
Q3 25
-5.9%
Q2 25
-9.4%
Q1 25
-9.5%
Q4 24
-11.9%
Q3 24
-13.9%
Q2 24
-16.6%
Q1 24
-19.0%
Net Margin
TOI
TOI
VRM
VRM
Q4 25
-5.3%
Q3 25
-12.1%
Q2 25
-14.2%
Q1 25
-18.8%
Q4 24
-13.1%
Q3 24
-16.1%
Q2 24
-15.7%
Q1 24
-21.0%
EPS (diluted)
TOI
TOI
VRM
VRM
Q4 25
$-0.04
Q3 25
$-0.14
Q2 25
$-0.15
Q1 25
$-0.21
Q4 24
$-0.14
Q3 24
$-0.18
Q2 24
$-0.17
Q1 24
$-0.22

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TOI
TOI
VRM
VRM
Cash + ST InvestmentsLiquidity on hand
$135.6M
Total DebtLower is stronger
$454.2M
Stockholders' EquityBook value
$-15.7M
$127.7M
Total Assets
$164.7M
$1.5B
Debt / EquityLower = less leverage
3.56×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TOI
TOI
VRM
VRM
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$9.9M
Q1 24
$29.8M
Stockholders' Equity
TOI
TOI
VRM
VRM
Q4 25
$-15.7M
Q3 25
$-12.3M
Q2 25
$-9.0M
Q1 25
$5.1M
Q4 24
$3.6M
Q3 24
$15.5M
Q2 24
$29.2M
Q1 24
$41.3M
Total Assets
TOI
TOI
VRM
VRM
Q4 25
$164.7M
Q3 25
$163.6M
Q2 25
$159.8M
Q1 25
$164.0M
Q4 24
$172.7M
Q3 24
$179.2M
Q2 24
$179.6M
Q1 24
$204.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TOI
TOI
VRM
VRM
Operating Cash FlowLast quarter
$3.2M
$-108.1M
Free Cash FlowOCF − Capex
$2.2M
$-108.8M
FCF MarginFCF / Revenue
1.5%
-46.1%
Capex IntensityCapex / Revenue
0.7%
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-27.8M
$-536.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TOI
TOI
VRM
VRM
Q4 25
$3.2M
Q3 25
$-12.6M
Q2 25
$-10.2M
Q1 25
$-5.0M
Q4 24
$4.2M
Q3 24
$819.0K
Q2 24
$-15.7M
Q1 24
$-15.9M
Free Cash Flow
TOI
TOI
VRM
VRM
Q4 25
$2.2M
Q3 25
$-13.2M
Q2 25
$-11.4M
Q1 25
$-5.3M
Q4 24
$2.4M
Q3 24
$417.0K
Q2 24
$-17.5M
Q1 24
$-16.5M
FCF Margin
TOI
TOI
VRM
VRM
Q4 25
1.5%
Q3 25
-9.7%
Q2 25
-9.5%
Q1 25
-5.1%
Q4 24
2.4%
Q3 24
0.4%
Q2 24
-17.7%
Q1 24
-17.4%
Capex Intensity
TOI
TOI
VRM
VRM
Q4 25
0.7%
Q3 25
0.4%
Q2 25
1.0%
Q1 25
0.3%
Q4 24
1.8%
Q3 24
0.4%
Q2 24
1.9%
Q1 24
0.6%

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

TOI
TOI

Other$82.1M58%
Fee For Service$36.3M26%
Capitated Revenue$23.6M17%

VRM
VRM

Segment breakdown not available.

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