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Side-by-side financial comparison of TRUSTMARK CORP (TRMK) and Vroom, Inc. (VRM). Click either name above to swap in a different company.
Vroom, Inc. is the larger business by last-quarter revenue ($235.9M vs $204.1M, roughly 1.2× TRUSTMARK CORP). TRUSTMARK CORP runs the higher net margin — 28.4% vs -59.8%, a 88.2% gap on every dollar of revenue. On growth, Vroom, Inc. posted the faster year-over-year revenue change (12.9% vs 4.5%). TRUSTMARK CORP produced more free cash flow last quarter ($232.0M vs $-108.8M). Over the past eight quarters, TRUSTMARK CORP's revenue compounded faster (8.9% CAGR vs -49.5%).
Trustmark is an insurance company. According to Crain's Chicago Business magazine, Trustmark ranks #69 among Chicago's Largest Privately Held Companies in 2018.
Vroom, Inc. is a parent company of United Auto Credit Corporation (UACC) and CarStory. Previously, Vroom was a used car retailer and e-commerce company that let consumers buy, sell, and finance cars online. Vroom ceased e-commerce automotive sales operations on January 22, 2024.
TRMK vs VRM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2023
| Metric | | |
|---|---|---|
| Revenue | $204.1M | $235.9M |
| Net Profit | $57.9M | $-141.1M |
| Gross Margin | — | 12.3% |
| Operating Margin | 34.7% | -11.5% |
| Net Margin | 28.4% | -59.8% |
| Revenue YoY | 4.5% | 12.9% |
| Net Profit YoY | 2.8% | -669.8% |
| EPS (diluted) | $0.96 | $-80.66 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $204.1M | — | ||
| Q3 25 | $202.4M | — | ||
| Q2 25 | $198.6M | — | ||
| Q1 25 | $194.6M | — | ||
| Q4 24 | $155.8M | — | ||
| Q3 24 | $192.3M | — | ||
| Q2 24 | $141.0M | — | ||
| Q1 24 | $172.2M | — |
| Q4 25 | $57.9M | — | ||
| Q3 25 | $56.8M | — | ||
| Q2 25 | $55.8M | — | ||
| Q1 25 | $53.6M | — | ||
| Q4 24 | $56.3M | — | ||
| Q3 24 | $51.3M | — | ||
| Q2 24 | $73.8M | — | ||
| Q1 24 | $41.5M | — |
| Q4 25 | 34.7% | — | ||
| Q3 25 | 34.5% | — | ||
| Q2 25 | 34.7% | — | ||
| Q1 25 | 33.6% | — | ||
| Q4 24 | 41.6% | — | ||
| Q3 24 | 32.5% | — | ||
| Q2 24 | -98.1% | — | ||
| Q1 24 | 26.1% | — |
| Q4 25 | 28.4% | — | ||
| Q3 25 | 28.1% | — | ||
| Q2 25 | 28.1% | — | ||
| Q1 25 | 27.6% | — | ||
| Q4 24 | 36.1% | — | ||
| Q3 24 | 26.7% | — | ||
| Q2 24 | 52.4% | — | ||
| Q1 24 | 24.1% | — |
| Q4 25 | $0.96 | — | ||
| Q3 25 | $0.94 | — | ||
| Q2 25 | $0.92 | — | ||
| Q1 25 | $0.88 | — | ||
| Q4 24 | $0.91 | — | ||
| Q3 24 | $0.84 | — | ||
| Q2 24 | $1.20 | — | ||
| Q1 24 | $0.68 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $135.6M |
| Total DebtLower is stronger | — | $454.2M |
| Stockholders' EquityBook value | $2.1B | $127.7M |
| Total Assets | $18.9B | $1.5B |
| Debt / EquityLower = less leverage | — | 3.56× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.1B | — | ||
| Q3 25 | $2.1B | — | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $2.0B | — | ||
| Q3 24 | $2.0B | — | ||
| Q2 24 | $1.9B | — | ||
| Q1 24 | $1.7B | — |
| Q4 25 | $18.9B | — | ||
| Q3 25 | $18.8B | — | ||
| Q2 25 | $18.6B | — | ||
| Q1 25 | $18.3B | — | ||
| Q4 24 | $18.2B | — | ||
| Q3 24 | $18.5B | — | ||
| Q2 24 | $18.5B | — | ||
| Q1 24 | $18.4B | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $243.9M | $-108.1M |
| Free Cash FlowOCF − Capex | $232.0M | $-108.8M |
| FCF MarginFCF / Revenue | 113.6% | -46.1% |
| Capex IntensityCapex / Revenue | 5.9% | 0.3% |
| Cash ConversionOCF / Net Profit | 4.21× | — |
| TTM Free Cash FlowTrailing 4 quarters | $409.8M | $-536.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $243.9M | — | ||
| Q3 25 | $66.2M | — | ||
| Q2 25 | $37.6M | — | ||
| Q1 25 | $82.4M | — | ||
| Q4 24 | $116.9M | — | ||
| Q3 24 | $59.5M | — | ||
| Q2 24 | $16.7M | — | ||
| Q1 24 | $-58.5M | — |
| Q4 25 | $232.0M | — | ||
| Q3 25 | $62.7M | — | ||
| Q2 25 | $34.5M | — | ||
| Q1 25 | $80.6M | — | ||
| Q4 24 | $93.4M | — | ||
| Q3 24 | $51.2M | — | ||
| Q2 24 | $10.5M | — | ||
| Q1 24 | $-63.6M | — |
| Q4 25 | 113.6% | — | ||
| Q3 25 | 31.0% | — | ||
| Q2 25 | 17.4% | — | ||
| Q1 25 | 41.4% | — | ||
| Q4 24 | 60.0% | — | ||
| Q3 24 | 26.7% | — | ||
| Q2 24 | 7.4% | — | ||
| Q1 24 | -36.9% | — |
| Q4 25 | 5.9% | — | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | 1.6% | — | ||
| Q1 25 | 0.9% | — | ||
| Q4 24 | 15.1% | — | ||
| Q3 24 | 4.3% | — | ||
| Q2 24 | 4.4% | — | ||
| Q1 24 | 2.9% | — |
| Q4 25 | 4.21× | — | ||
| Q3 25 | 1.17× | — | ||
| Q2 25 | 0.67× | — | ||
| Q1 25 | 1.54× | — | ||
| Q4 24 | 2.08× | — | ||
| Q3 24 | 1.16× | — | ||
| Q2 24 | 0.23× | — | ||
| Q1 24 | -1.41× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
