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Side-by-side financial comparison of TIMBERLAND BANCORP INC (TSBK) and X4 Pharmaceuticals, Inc (XFOR). Click either name above to swap in a different company.

X4 Pharmaceuticals, Inc is the larger business by last-quarter revenue ($28.8M vs $21.7M, roughly 1.3× TIMBERLAND BANCORP INC). TIMBERLAND BANCORP INC runs the higher net margin — 37.8% vs 1.0%, a 36.9% gap on every dollar of revenue.

Timberland Bancorp Inc is a U.S.-based bank holding company operating primarily across Washington state. It provides a full range of personal and commercial banking services including checking and savings accounts, residential and commercial mortgages, small business loans, and wealth management solutions for local retail and small to mid-sized business clients.

X4 Pharmaceuticals, Inc. is a clinical-stage biotechnology company focused on developing novel targeted therapies for rare immunological diseases and oncology indications with high unmet medical needs. It operates primarily across the U.S. and European markets, with a lead pipeline candidate for WHIM syndrome and multiple other preclinical and clinical assets for immune disorders and cancer.

TSBK vs XFOR — Head-to-Head

Bigger by revenue
XFOR
XFOR
1.3× larger
XFOR
$28.8M
$21.7M
TSBK
Higher net margin
TSBK
TSBK
36.9% more per $
TSBK
37.8%
1.0%
XFOR

Income Statement — Q1 FY2026 vs Q1 FY2025

Metric
TSBK
TSBK
XFOR
XFOR
Revenue
$21.7M
$28.8M
Net Profit
$8.2M
$282.0K
Gross Margin
83.6%
Operating Margin
-32.8%
Net Margin
37.8%
1.0%
Revenue YoY
10.4%
Net Profit YoY
19.8%
100.5%
EPS (diluted)
$1.04
$0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TSBK
TSBK
XFOR
XFOR
Q4 25
$21.7M
Q3 25
$22.5M
Q2 25
$20.5M
Q1 25
$19.9M
$28.8M
Q4 24
$19.7M
Q3 24
$19.5M
Q2 24
$18.8M
Q1 24
$18.3M
$0
Net Profit
TSBK
TSBK
XFOR
XFOR
Q4 25
$8.2M
Q3 25
$8.4M
Q2 25
$7.1M
Q1 25
$6.8M
$282.0K
Q4 24
$6.9M
Q3 24
$6.4M
Q2 24
$5.9M
Q1 24
$5.7M
$-51.8M
Gross Margin
TSBK
TSBK
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
83.6%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
TSBK
TSBK
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
-32.8%
Q4 24
Q3 24
Q2 24
Q1 24
Net Margin
TSBK
TSBK
XFOR
XFOR
Q4 25
37.8%
Q3 25
37.6%
Q2 25
34.6%
Q1 25
33.9%
1.0%
Q4 24
34.9%
Q3 24
32.6%
Q2 24
31.6%
Q1 24
31.3%
EPS (diluted)
TSBK
TSBK
XFOR
XFOR
Q4 25
$1.04
Q3 25
$1.06
Q2 25
$0.90
Q1 25
$0.85
$0.04
Q4 24
$0.86
Q3 24
$0.80
Q2 24
$0.74
Q1 24
$0.70
$-7.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TSBK
TSBK
XFOR
XFOR
Cash + ST InvestmentsLiquidity on hand
$246.9M
$40.3M
Total DebtLower is stronger
$75.0M
Stockholders' EquityBook value
$268.4M
$22.9M
Total Assets
$2.0B
$130.0M
Debt / EquityLower = less leverage
3.27×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TSBK
TSBK
XFOR
XFOR
Q4 25
$246.9M
Q3 25
$243.4M
Q2 25
$193.6M
Q1 25
$191.2M
$40.3M
Q4 24
$164.1M
Q3 24
$164.7M
Q2 24
$158.9M
Q1 24
$180.3M
$60.5M
Total Debt
TSBK
TSBK
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
$75.0M
Q4 24
Q3 24
Q2 24
Q1 24
$55.0M
Stockholders' Equity
TSBK
TSBK
XFOR
XFOR
Q4 25
$268.4M
Q3 25
$262.6M
Q2 25
$256.7M
Q1 25
$252.5M
$22.9M
Q4 24
$249.2M
Q3 24
$245.4M
Q2 24
$241.2M
Q1 24
$238.7M
$1.0M
Total Assets
TSBK
TSBK
XFOR
XFOR
Q4 25
$2.0B
Q3 25
$2.0B
Q2 25
$2.0B
Q1 25
$1.9B
$130.0M
Q4 24
$1.9B
Q3 24
$1.9B
Q2 24
$1.9B
Q1 24
$1.9B
$112.2M
Debt / Equity
TSBK
TSBK
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
3.27×
Q4 24
Q3 24
Q2 24
Q1 24
53.09×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TSBK
TSBK
XFOR
XFOR
Operating Cash FlowLast quarter
$6.1M
$-12.4M
Free Cash FlowOCF − Capex
$5.6M
FCF MarginFCF / Revenue
25.7%
Capex IntensityCapex / Revenue
2.3%
0.0%
Cash ConversionOCF / Net Profit
0.74×
-43.86×
TTM Free Cash FlowTrailing 4 quarters
$56.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TSBK
TSBK
XFOR
XFOR
Q4 25
$6.1M
Q3 25
$30.2M
Q2 25
$10.8M
Q1 25
$12.4M
$-12.4M
Q4 24
$-3.1M
Q3 24
$23.0M
Q2 24
$7.4M
Q1 24
$4.1M
$-33.6M
Free Cash Flow
TSBK
TSBK
XFOR
XFOR
Q4 25
$5.6M
Q3 25
$28.4M
Q2 25
$10.3M
Q1 25
$12.2M
Q4 24
$-3.6M
Q3 24
$21.7M
Q2 24
$7.2M
Q1 24
$3.6M
$-33.7M
FCF Margin
TSBK
TSBK
XFOR
XFOR
Q4 25
25.7%
Q3 25
126.4%
Q2 25
50.5%
Q1 25
61.1%
Q4 24
-18.1%
Q3 24
111.5%
Q2 24
38.4%
Q1 24
19.8%
Capex Intensity
TSBK
TSBK
XFOR
XFOR
Q4 25
2.3%
Q3 25
7.7%
Q2 25
2.1%
Q1 25
1.0%
0.0%
Q4 24
2.6%
Q3 24
6.7%
Q2 24
1.1%
Q1 24
2.7%
Cash Conversion
TSBK
TSBK
XFOR
XFOR
Q4 25
0.74×
Q3 25
3.57×
Q2 25
1.52×
Q1 25
1.83×
-43.86×
Q4 24
-0.45×
Q3 24
3.62×
Q2 24
1.25×
Q1 24
0.72×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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