vs

Side-by-side financial comparison of Trade Desk (The) (TTD) and UMB FINANCIAL CORP (UMBF). Click either name above to swap in a different company.

UMB FINANCIAL CORP is the larger business by last-quarter revenue ($739.2M vs $688.9M, roughly 1.1× Trade Desk (The)). UMB FINANCIAL CORP runs the higher net margin — 35.4% vs 5.8%, a 29.6% gap on every dollar of revenue. On growth, UMB FINANCIAL CORP posted the faster year-over-year revenue change (31.1% vs 11.9%). Over the past eight quarters, UMB FINANCIAL CORP's revenue compounded faster (73.7% CAGR vs 8.6%).

The Trade Desk, Inc. is an American multinational technology company that specializes in real-time programmatic marketing automation technologies, products, and services, designed to personalize digital content delivery to users.

UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.

TTD vs UMBF — Head-to-Head

Bigger by revenue
UMBF
UMBF
1.1× larger
UMBF
$739.2M
$688.9M
TTD
Growing faster (revenue YoY)
UMBF
UMBF
+19.2% gap
UMBF
31.1%
11.9%
TTD
Higher net margin
UMBF
UMBF
29.6% more per $
UMBF
35.4%
5.8%
TTD
Faster 2-yr revenue CAGR
UMBF
UMBF
Annualised
UMBF
73.7%
8.6%
TTD

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
TTD
TTD
UMBF
UMBF
Revenue
$688.9M
$739.2M
Net Profit
$40.0M
$261.4M
Gross Margin
Operating Margin
9.7%
Net Margin
5.8%
35.4%
Revenue YoY
11.9%
31.1%
Net Profit YoY
-21.6%
221.4%
EPS (diluted)
$0.08
$3.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TTD
TTD
UMBF
UMBF
Q1 26
$688.9M
$739.2M
Q4 25
$846.8M
$522.5M
Q3 25
$739.4M
$475.0M
Q2 25
$694.0M
$467.0M
Q1 25
$616.0M
$397.6M
Q4 24
$741.0M
$269.0M
Q3 24
$628.0M
$247.4M
Q2 24
$584.5M
$245.1M
Net Profit
TTD
TTD
UMBF
UMBF
Q1 26
$40.0M
$261.4M
Q4 25
$186.9M
$215.4M
Q3 25
$115.5M
$188.3M
Q2 25
$90.1M
$217.4M
Q1 25
$50.7M
$81.3M
Q4 24
$182.2M
$120.0M
Q3 24
$94.2M
$109.6M
Q2 24
$85.0M
$101.3M
Gross Margin
TTD
TTD
UMBF
UMBF
Q1 26
Q4 25
80.7%
Q3 25
78.1%
Q2 25
78.2%
Q1 25
76.8%
Q4 24
81.7%
Q3 24
80.5%
Q2 24
81.1%
Operating Margin
TTD
TTD
UMBF
UMBF
Q1 26
9.7%
Q4 25
30.3%
51.7%
Q3 25
21.8%
49.8%
Q2 25
16.8%
58.9%
Q1 25
8.8%
23.4%
Q4 24
26.4%
53.8%
Q3 24
17.3%
54.8%
Q2 24
16.2%
51.8%
Net Margin
TTD
TTD
UMBF
UMBF
Q1 26
5.8%
35.4%
Q4 25
22.1%
41.2%
Q3 25
15.6%
39.6%
Q2 25
13.0%
46.5%
Q1 25
8.2%
20.5%
Q4 24
24.6%
44.6%
Q3 24
15.0%
44.3%
Q2 24
14.5%
41.3%
EPS (diluted)
TTD
TTD
UMBF
UMBF
Q1 26
$0.08
$3.35
Q4 25
$0.39
$2.90
Q3 25
$0.23
$2.36
Q2 25
$0.18
$2.82
Q1 25
$0.10
$1.21
Q4 24
$0.36
$2.44
Q3 24
$0.19
$2.23
Q2 24
$0.17
$2.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TTD
TTD
UMBF
UMBF
Cash + ST InvestmentsLiquidity on hand
$878.4M
Total DebtLower is stronger
$477.2M
Stockholders' EquityBook value
$2.5B
$7.8B
Total Assets
$5.7B
$72.7B
Debt / EquityLower = less leverage
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TTD
TTD
UMBF
UMBF
Q1 26
$878.4M
Q4 25
$1.3B
$7.8B
Q3 25
$1.4B
$8.8B
Q2 25
$1.7B
$11.0B
Q1 25
$1.7B
$10.6B
Q4 24
$1.9B
$8.4B
Q3 24
$1.7B
$7.3B
Q2 24
$1.5B
$5.0B
Total Debt
TTD
TTD
UMBF
UMBF
Q1 26
$477.2M
Q4 25
$474.2M
Q3 25
$471.3M
Q2 25
$657.3M
Q1 25
$654.4M
Q4 24
$385.3M
Q3 24
$384.8M
Q2 24
$384.2M
Stockholders' Equity
TTD
TTD
UMBF
UMBF
Q1 26
$2.5B
$7.8B
Q4 25
$2.5B
$7.7B
Q3 25
$2.6B
$7.4B
Q2 25
$2.7B
$7.3B
Q1 25
$2.7B
$6.7B
Q4 24
$2.9B
$3.5B
Q3 24
$2.6B
$3.5B
Q2 24
$2.4B
$3.2B
Total Assets
TTD
TTD
UMBF
UMBF
Q1 26
$5.7B
$72.7B
Q4 25
$6.2B
$73.1B
Q3 25
$5.9B
$71.9B
Q2 25
$6.0B
$71.8B
Q1 25
$5.7B
$69.3B
Q4 24
$6.1B
$50.4B
Q3 24
$5.5B
$47.5B
Q2 24
$5.2B
$44.5B
Debt / Equity
TTD
TTD
UMBF
UMBF
Q1 26
0.06×
Q4 25
0.06×
Q3 25
0.06×
Q2 25
0.09×
Q1 25
0.10×
Q4 24
0.11×
Q3 24
0.11×
Q2 24
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TTD
TTD
UMBF
UMBF
Operating Cash FlowLast quarter
$391.8M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
9.80×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TTD
TTD
UMBF
UMBF
Q1 26
$391.8M
Q4 25
$311.6M
$106.1M
Q3 25
$224.7M
$272.2M
Q2 25
$165.0M
$285.4M
Q1 25
$291.4M
$363.0M
Q4 24
$199.4M
$-66.9M
Q3 24
$273.3M
$123.6M
Q2 24
$81.3M
$112.4M
Free Cash Flow
TTD
TTD
UMBF
UMBF
Q1 26
Q4 25
$285.3M
$95.3M
Q3 25
$158.3M
$257.8M
Q2 25
$119.8M
$270.8M
Q1 25
$232.3M
$354.2M
Q4 24
$179.2M
$-77.1M
Q3 24
$224.6M
$117.7M
Q2 24
$59.1M
$106.7M
FCF Margin
TTD
TTD
UMBF
UMBF
Q1 26
Q4 25
33.7%
18.2%
Q3 25
21.4%
54.3%
Q2 25
17.3%
58.0%
Q1 25
37.7%
89.1%
Q4 24
24.2%
-28.6%
Q3 24
35.8%
47.6%
Q2 24
10.1%
43.5%
Capex Intensity
TTD
TTD
UMBF
UMBF
Q1 26
Q4 25
3.1%
2.1%
Q3 25
9.0%
3.0%
Q2 25
6.5%
3.1%
Q1 25
9.6%
2.2%
Q4 24
2.7%
3.8%
Q3 24
7.8%
2.4%
Q2 24
3.8%
2.3%
Cash Conversion
TTD
TTD
UMBF
UMBF
Q1 26
9.80×
Q4 25
1.67×
0.49×
Q3 25
1.94×
1.45×
Q2 25
1.83×
1.31×
Q1 25
5.75×
4.46×
Q4 24
1.09×
-0.56×
Q3 24
2.90×
1.13×
Q2 24
0.96×
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons