vs

Side-by-side financial comparison of UNITED SECURITY BANCSHARES (UBFO) and UTAH MEDICAL PRODUCTS INC (UTMD). Click either name above to swap in a different company.

UNITED SECURITY BANCSHARES is the larger business by last-quarter revenue ($13.5M vs $9.0M, roughly 1.5× UTAH MEDICAL PRODUCTS INC). UTAH MEDICAL PRODUCTS INC runs the higher net margin — 28.4% vs 25.2%, a 3.2% gap on every dollar of revenue. On growth, UNITED SECURITY BANCSHARES posted the faster year-over-year revenue change (13.6% vs -1.2%). UNITED SECURITY BANCSHARES produced more free cash flow last quarter ($19.8M vs $3.4M). Over the past eight quarters, UNITED SECURITY BANCSHARES's revenue compounded faster (3.0% CAGR vs -10.7%).

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.

Varian Medical Systems is an American radiation oncology treatments and software maker based in Palo Alto, California. Their medical devices include linear accelerators (LINACs) and software for treating cancer and other medical conditions with radiotherapy, radiosurgery, proton therapy, and brachytherapy. The company supplies software for managing cancer clinics, radiotherapy centers, and medical oncology practices. Varian Medical Systems employs more than 7,100 people at manufacturing sites...

UBFO vs UTMD — Head-to-Head

Bigger by revenue
UBFO
UBFO
1.5× larger
UBFO
$13.5M
$9.0M
UTMD
Growing faster (revenue YoY)
UBFO
UBFO
+14.8% gap
UBFO
13.6%
-1.2%
UTMD
Higher net margin
UTMD
UTMD
3.2% more per $
UTMD
28.4%
25.2%
UBFO
More free cash flow
UBFO
UBFO
$16.4M more FCF
UBFO
$19.8M
$3.4M
UTMD
Faster 2-yr revenue CAGR
UBFO
UBFO
Annualised
UBFO
3.0%
-10.7%
UTMD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
UBFO
UBFO
UTMD
UTMD
Revenue
$13.5M
$9.0M
Net Profit
$3.4M
$2.6M
Gross Margin
58.2%
Operating Margin
31.5%
27.0%
Net Margin
25.2%
28.4%
Revenue YoY
13.6%
-1.2%
Net Profit YoY
36.8%
-11.6%
EPS (diluted)
$0.18
$0.80

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
UBFO
UBFO
UTMD
UTMD
Q4 25
$13.5M
$9.0M
Q3 25
$14.0M
$9.8M
Q2 25
$12.6M
$10.0M
Q1 25
$13.7M
$9.7M
Q4 24
$11.9M
$9.2M
Q3 24
$13.8M
$10.0M
Q2 24
$13.0M
$10.4M
Q1 24
$12.8M
$11.3M
Net Profit
UBFO
UBFO
UTMD
UTMD
Q4 25
$3.4M
$2.6M
Q3 25
$4.0M
$2.6M
Q2 25
$2.2M
$3.0M
Q1 25
$2.7M
$3.0M
Q4 24
$2.5M
$2.9M
Q3 24
$3.8M
$3.6M
Q2 24
$4.3M
$3.5M
Q1 24
$4.2M
$4.0M
Gross Margin
UBFO
UBFO
UTMD
UTMD
Q4 25
58.2%
Q3 25
57.1%
Q2 25
56.2%
Q1 25
57.0%
Q4 24
58.1%
Q3 24
58.0%
Q2 24
60.1%
Q1 24
59.7%
Operating Margin
UBFO
UBFO
UTMD
UTMD
Q4 25
31.5%
27.0%
Q3 25
40.3%
26.6%
Q2 25
24.0%
32.1%
Q1 25
27.5%
32.5%
Q4 24
27.5%
32.0%
Q3 24
37.1%
33.4%
Q2 24
46.4%
33.1%
Q1 24
45.9%
34.2%
Net Margin
UBFO
UBFO
UTMD
UTMD
Q4 25
25.2%
28.4%
Q3 25
28.7%
26.8%
Q2 25
17.2%
30.6%
Q1 25
19.6%
31.3%
Q4 24
20.9%
31.7%
Q3 24
27.7%
35.6%
Q2 24
33.0%
33.2%
Q1 24
32.6%
34.9%
EPS (diluted)
UBFO
UBFO
UTMD
UTMD
Q4 25
$0.18
$0.80
Q3 25
$0.23
$0.82
Q2 25
$0.13
$0.94
Q1 25
$0.16
$0.92
Q4 24
$0.14
$0.86
Q3 24
$0.22
$1.03
Q2 24
$0.25
$0.98
Q1 24
$0.24
$1.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
UBFO
UBFO
UTMD
UTMD
Cash + ST InvestmentsLiquidity on hand
$264.2M
$85.8M
Total DebtLower is stronger
$225.0K
Stockholders' EquityBook value
$139.7M
$119.3M
Total Assets
$1.2B
$122.5M
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
UBFO
UBFO
UTMD
UTMD
Q4 25
$264.2M
$85.8M
Q3 25
$211.1M
$84.3M
Q2 25
$199.5M
$82.2M
Q1 25
$198.4M
$83.3M
Q4 24
$216.9M
$83.0M
Q3 24
$216.8M
$88.5M
Q2 24
$166.3M
$89.2M
Q1 24
$168.6M
$93.8M
Total Debt
UBFO
UBFO
UTMD
UTMD
Q4 25
$225.0K
Q3 25
Q2 25
Q1 25
$269.0K
Q4 24
$282.0K
Q3 24
Q2 24
Q1 24
Stockholders' Equity
UBFO
UBFO
UTMD
UTMD
Q4 25
$139.7M
$119.3M
Q3 25
$137.4M
$118.3M
Q2 25
$134.3M
$117.5M
Q1 25
$132.9M
$117.0M
Q4 24
$130.4M
$117.4M
Q3 24
$132.9M
$124.2M
Q2 24
$127.3M
$124.1M
Q1 24
$124.2M
$127.7M
Total Assets
UBFO
UBFO
UTMD
UTMD
Q4 25
$1.2B
$122.5M
Q3 25
$1.2B
$122.0M
Q2 25
$1.2B
$120.8M
Q1 25
$1.2B
$122.5M
Q4 24
$1.2B
$122.5M
Q3 24
$1.3B
$129.7M
Q2 24
$1.2B
$130.0M
Q1 24
$1.2B
$135.4M
Debt / Equity
UBFO
UBFO
UTMD
UTMD
Q4 25
0.00×
Q3 25
Q2 25
Q1 25
0.00×
Q4 24
0.00×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
UBFO
UBFO
UTMD
UTMD
Operating Cash FlowLast quarter
$22.1M
$3.5M
Free Cash FlowOCF − Capex
$19.8M
$3.4M
FCF MarginFCF / Revenue
146.0%
37.2%
Capex IntensityCapex / Revenue
16.8%
1.2%
Cash ConversionOCF / Net Profit
6.46×
1.36×
TTM Free Cash FlowTrailing 4 quarters
$36.9M
$14.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
UBFO
UBFO
UTMD
UTMD
Q4 25
$22.1M
$3.5M
Q3 25
$7.0M
$3.9M
Q2 25
$8.7M
$2.9M
Q1 25
$3.0M
$4.5M
Q4 24
$19.6M
$2.9M
Q3 24
$5.4M
$3.9M
Q2 24
$2.3M
$2.8M
Q1 24
$7.4M
$5.3M
Free Cash Flow
UBFO
UBFO
UTMD
UTMD
Q4 25
$19.8M
$3.4M
Q3 25
$6.1M
$3.9M
Q2 25
$8.1M
$2.8M
Q1 25
$2.9M
$4.3M
Q4 24
$18.6M
$2.9M
Q3 24
$5.3M
$3.8M
Q2 24
$2.0M
$2.7M
Q1 24
$7.0M
$5.3M
FCF Margin
UBFO
UBFO
UTMD
UTMD
Q4 25
146.0%
37.2%
Q3 25
43.7%
39.2%
Q2 25
64.3%
28.4%
Q1 25
21.2%
44.1%
Q4 24
156.0%
32.0%
Q3 24
38.1%
37.7%
Q2 24
15.5%
25.5%
Q1 24
54.8%
46.3%
Capex Intensity
UBFO
UBFO
UTMD
UTMD
Q4 25
16.8%
1.2%
Q3 25
6.0%
0.3%
Q2 25
4.6%
0.5%
Q1 25
0.9%
1.9%
Q4 24
8.7%
0.1%
Q3 24
0.7%
0.9%
Q2 24
2.2%
1.1%
Q1 24
3.6%
0.2%
Cash Conversion
UBFO
UBFO
UTMD
UTMD
Q4 25
6.46×
1.36×
Q3 25
1.73×
1.47×
Q2 25
4.01×
0.94×
Q1 25
1.13×
1.47×
Q4 24
7.87×
1.01×
Q3 24
1.40×
1.08×
Q2 24
0.54×
0.80×
Q1 24
1.79×
1.33×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons