vs

Side-by-side financial comparison of UNITED SECURITY BANCSHARES (UBFO) and VOX ROYALTY CORP. (VOXR). Click either name above to swap in a different company.

UNITED SECURITY BANCSHARES is the larger business by last-quarter revenue ($13.5M vs $9.3M, roughly 1.5× VOX ROYALTY CORP.). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs -7.4%, a 32.6% gap on every dollar of revenue. Over the past eight quarters, VOX ROYALTY CORP.'s revenue compounded faster (26.4% CAGR vs 3.0%).

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.

Vox Royalty Corp. is a specialized mining royalty and streaming company that provides upfront capital to mining project owners and operators, in exchange for a share of future commodity production revenue or physical output. Its portfolio includes gold, silver, copper and other critical minerals, with core operating markets spanning North America, Australia and Africa, catering to the global mining exploration and development sector.

UBFO vs VOXR — Head-to-Head

Bigger by revenue
UBFO
UBFO
1.5× larger
UBFO
$13.5M
$9.3M
VOXR
Higher net margin
UBFO
UBFO
32.6% more per $
UBFO
25.2%
-7.4%
VOXR
Faster 2-yr revenue CAGR
VOXR
VOXR
Annualised
VOXR
26.4%
3.0%
UBFO

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
UBFO
UBFO
VOXR
VOXR
Revenue
$13.5M
$9.3M
Net Profit
$3.4M
$-682.6K
Gross Margin
69.2%
Operating Margin
31.5%
11.8%
Net Margin
25.2%
-7.4%
Revenue YoY
13.6%
Net Profit YoY
36.8%
EPS (diluted)
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
UBFO
UBFO
VOXR
VOXR
Q4 25
$13.5M
Q3 25
$14.0M
$9.3M
Q2 25
$12.6M
$5.4M
Q1 25
$13.7M
$2.7M
Q4 24
$11.9M
Q3 24
$13.8M
$8.2M
Q2 24
$13.0M
$5.7M
Q1 24
$12.8M
$2.9M
Net Profit
UBFO
UBFO
VOXR
VOXR
Q4 25
$3.4M
Q3 25
$4.0M
$-682.6K
Q2 25
$2.2M
$-575.0K
Q1 25
$2.7M
$-241.4K
Q4 24
$2.5M
Q3 24
$3.8M
$316.9K
Q2 24
$4.3M
$-729.7K
Q1 24
$4.2M
$-681.2K
Gross Margin
UBFO
UBFO
VOXR
VOXR
Q4 25
Q3 25
69.2%
Q2 25
83.0%
Q1 25
90.1%
Q4 24
Q3 24
97.0%
Q2 24
83.8%
Q1 24
Operating Margin
UBFO
UBFO
VOXR
VOXR
Q4 25
31.5%
Q3 25
40.3%
11.8%
Q2 25
24.0%
15.0%
Q1 25
27.5%
22.8%
Q4 24
27.5%
Q3 24
37.1%
28.5%
Q2 24
46.4%
7.4%
Q1 24
45.9%
32.7%
Net Margin
UBFO
UBFO
VOXR
VOXR
Q4 25
25.2%
Q3 25
28.7%
-7.4%
Q2 25
17.2%
-10.6%
Q1 25
19.6%
-9.0%
Q4 24
20.9%
Q3 24
27.7%
3.9%
Q2 24
33.0%
-12.8%
Q1 24
32.6%
-23.6%
EPS (diluted)
UBFO
UBFO
VOXR
VOXR
Q4 25
$0.18
Q3 25
$0.23
Q2 25
$0.13
Q1 25
$0.16
Q4 24
$0.14
Q3 24
$0.22
Q2 24
$0.25
Q1 24
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
UBFO
UBFO
VOXR
VOXR
Cash + ST InvestmentsLiquidity on hand
$264.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$139.7M
Total Assets
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
UBFO
UBFO
VOXR
VOXR
Q4 25
$264.2M
Q3 25
$211.1M
Q2 25
$199.5M
Q1 25
$198.4M
Q4 24
$216.9M
Q3 24
$216.8M
Q2 24
$166.3M
Q1 24
$168.6M
Stockholders' Equity
UBFO
UBFO
VOXR
VOXR
Q4 25
$139.7M
Q3 25
$137.4M
Q2 25
$134.3M
Q1 25
$132.9M
Q4 24
$130.4M
Q3 24
$132.9M
Q2 24
$127.3M
Q1 24
$124.2M
Total Assets
UBFO
UBFO
VOXR
VOXR
Q4 25
$1.2B
Q3 25
$1.2B
Q2 25
$1.2B
Q1 25
$1.2B
Q4 24
$1.2B
Q3 24
$1.3B
Q2 24
$1.2B
Q1 24
$1.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
UBFO
UBFO
VOXR
VOXR
Operating Cash FlowLast quarter
$22.1M
Free Cash FlowOCF − Capex
$19.8M
FCF MarginFCF / Revenue
146.0%
Capex IntensityCapex / Revenue
16.8%
Cash ConversionOCF / Net Profit
6.46×
TTM Free Cash FlowTrailing 4 quarters
$36.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
UBFO
UBFO
VOXR
VOXR
Q4 25
$22.1M
Q3 25
$7.0M
Q2 25
$8.7M
Q1 25
$3.0M
Q4 24
$19.6M
Q3 24
$5.4M
Q2 24
$2.3M
Q1 24
$7.4M
Free Cash Flow
UBFO
UBFO
VOXR
VOXR
Q4 25
$19.8M
Q3 25
$6.1M
Q2 25
$8.1M
Q1 25
$2.9M
Q4 24
$18.6M
Q3 24
$5.3M
Q2 24
$2.0M
Q1 24
$7.0M
FCF Margin
UBFO
UBFO
VOXR
VOXR
Q4 25
146.0%
Q3 25
43.7%
Q2 25
64.3%
Q1 25
21.2%
Q4 24
156.0%
Q3 24
38.1%
Q2 24
15.5%
Q1 24
54.8%
Capex Intensity
UBFO
UBFO
VOXR
VOXR
Q4 25
16.8%
Q3 25
6.0%
Q2 25
4.6%
Q1 25
0.9%
Q4 24
8.7%
Q3 24
0.7%
Q2 24
2.2%
Q1 24
3.6%
Cash Conversion
UBFO
UBFO
VOXR
VOXR
Q4 25
6.46×
Q3 25
1.73×
Q2 25
4.01×
Q1 25
1.13×
Q4 24
7.87×
Q3 24
1.40×
Q2 24
0.54×
Q1 24
1.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

UBFO
UBFO

Segment breakdown not available.

VOXR
VOXR

Total$8.2M88%
Other$1.1M12%

Related Comparisons