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Side-by-side financial comparison of UNITED SECURITY BANCSHARES (UBFO) and Verastem, Inc. (VSTM). Click either name above to swap in a different company.

UNITED SECURITY BANCSHARES is the larger business by last-quarter revenue ($13.5M vs $11.2M, roughly 1.2× Verastem, Inc.). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs -876.3%, a 901.5% gap on every dollar of revenue.

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.

Verastem, Inc., doing business as Verastem Oncology, is an American pharmaceutical company that develops medicines to treat certain cancers. Headquartered and founded in Boston, Massachusetts, the firm is a member of NASDAQ Biotechnology Index.

UBFO vs VSTM — Head-to-Head

Bigger by revenue
UBFO
UBFO
1.2× larger
UBFO
$13.5M
$11.2M
VSTM
Higher net margin
UBFO
UBFO
901.5% more per $
UBFO
25.2%
-876.3%
VSTM

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
UBFO
UBFO
VSTM
VSTM
Revenue
$13.5M
$11.2M
Net Profit
$3.4M
$-98.5M
Gross Margin
Operating Margin
31.5%
-362.2%
Net Margin
25.2%
-876.3%
Revenue YoY
13.6%
Net Profit YoY
36.8%
-311.1%
EPS (diluted)
$0.18
$-1.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
UBFO
UBFO
VSTM
VSTM
Q4 25
$13.5M
Q3 25
$14.0M
$11.2M
Q2 25
$12.6M
$2.1M
Q1 25
$13.7M
Q4 24
$11.9M
Q3 24
$13.8M
$0
Q2 24
$13.0M
$10.0M
Q1 24
$12.8M
Net Profit
UBFO
UBFO
VSTM
VSTM
Q4 25
$3.4M
Q3 25
$4.0M
$-98.5M
Q2 25
$2.2M
$-25.9M
Q1 25
$2.7M
Q4 24
$2.5M
Q3 24
$3.8M
$-24.0M
Q2 24
$4.3M
$-8.3M
Q1 24
$4.2M
Operating Margin
UBFO
UBFO
VSTM
VSTM
Q4 25
31.5%
Q3 25
40.3%
-362.2%
Q2 25
24.0%
-2047.9%
Q1 25
27.5%
Q4 24
27.5%
Q3 24
37.1%
Q2 24
46.4%
-182.8%
Q1 24
45.9%
Net Margin
UBFO
UBFO
VSTM
VSTM
Q4 25
25.2%
Q3 25
28.7%
-876.3%
Q2 25
17.2%
-1213.6%
Q1 25
19.6%
Q4 24
20.9%
Q3 24
27.7%
Q2 24
33.0%
-82.6%
Q1 24
32.6%
EPS (diluted)
UBFO
UBFO
VSTM
VSTM
Q4 25
$0.18
Q3 25
$0.23
$-1.35
Q2 25
$0.13
$-0.62
Q1 25
$0.16
Q4 24
$0.14
Q3 24
$0.22
$-0.60
Q2 24
$0.25
$-0.31
Q1 24
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
UBFO
UBFO
VSTM
VSTM
Cash + ST InvestmentsLiquidity on hand
$264.2M
$137.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$139.7M
$-15.5M
Total Assets
$1.2B
$176.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
UBFO
UBFO
VSTM
VSTM
Q4 25
$264.2M
Q3 25
$211.1M
$137.7M
Q2 25
$199.5M
$164.3M
Q1 25
$198.4M
Q4 24
$216.9M
Q3 24
$216.8M
$113.2M
Q2 24
$166.3M
$83.4M
Q1 24
$168.6M
Total Debt
UBFO
UBFO
VSTM
VSTM
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$40.5M
Q2 24
$40.3M
Q1 24
Stockholders' Equity
UBFO
UBFO
VSTM
VSTM
Q4 25
$139.7M
Q3 25
$137.4M
$-15.5M
Q2 25
$134.3M
$36.1M
Q1 25
$132.9M
Q4 24
$130.4M
Q3 24
$132.9M
$11.1M
Q2 24
$127.3M
$18.9M
Q1 24
$124.2M
Total Assets
UBFO
UBFO
VSTM
VSTM
Q4 25
$1.2B
Q3 25
$1.2B
$176.9M
Q2 25
$1.2B
$196.3M
Q1 25
$1.2B
Q4 24
$1.2B
Q3 24
$1.3B
$126.4M
Q2 24
$1.2B
$105.7M
Q1 24
$1.2B
Debt / Equity
UBFO
UBFO
VSTM
VSTM
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
3.66×
Q2 24
2.14×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
UBFO
UBFO
VSTM
VSTM
Operating Cash FlowLast quarter
$22.1M
$-36.2M
Free Cash FlowOCF − Capex
$19.8M
FCF MarginFCF / Revenue
146.0%
Capex IntensityCapex / Revenue
16.8%
Cash ConversionOCF / Net Profit
6.46×
TTM Free Cash FlowTrailing 4 quarters
$36.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
UBFO
UBFO
VSTM
VSTM
Q4 25
$22.1M
Q3 25
$7.0M
$-36.2M
Q2 25
$8.7M
$-32.7M
Q1 25
$3.0M
Q4 24
$19.6M
Q3 24
$5.4M
$-23.8M
Q2 24
$2.3M
$-27.6M
Q1 24
$7.4M
Free Cash Flow
UBFO
UBFO
VSTM
VSTM
Q4 25
$19.8M
Q3 25
$6.1M
Q2 25
$8.1M
Q1 25
$2.9M
Q4 24
$18.6M
Q3 24
$5.3M
Q2 24
$2.0M
$-27.6M
Q1 24
$7.0M
FCF Margin
UBFO
UBFO
VSTM
VSTM
Q4 25
146.0%
Q3 25
43.7%
Q2 25
64.3%
Q1 25
21.2%
Q4 24
156.0%
Q3 24
38.1%
Q2 24
15.5%
-275.8%
Q1 24
54.8%
Capex Intensity
UBFO
UBFO
VSTM
VSTM
Q4 25
16.8%
Q3 25
6.0%
Q2 25
4.6%
Q1 25
0.9%
Q4 24
8.7%
Q3 24
0.7%
Q2 24
2.2%
0.1%
Q1 24
3.6%
Cash Conversion
UBFO
UBFO
VSTM
VSTM
Q4 25
6.46×
Q3 25
1.73×
Q2 25
4.01×
Q1 25
1.13×
Q4 24
7.87×
Q3 24
1.40×
Q2 24
0.54×
Q1 24
1.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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