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Side-by-side financial comparison of U-BX Technology Ltd. (UBXG) and Western New England Bancorp, Inc. (WNEB). Click either name above to swap in a different company.

Western New England Bancorp, Inc. is the larger business by last-quarter revenue ($22.0M vs $12.4M, roughly 1.8× U-BX Technology Ltd.). Western New England Bancorp, Inc. runs the higher net margin — 23.7% vs -24.7%, a 48.4% gap on every dollar of revenue.

The Bank of New England Corporation refers to a current online real estate bank based in New Hampshire and former regional banking institution based in Boston, Massachusetts, which was seized by the Federal Deposit Insurance Corporation (FDIC) in 1991 as a result of heavy losses in its loan portfolio and was placed into Chapter 7 liquidation. At the time, it was the 33rd largest bank in the United States, and its federal seizure bailout was the second-largest on record. At its peak, it had be...

UBXG vs WNEB — Head-to-Head

Bigger by revenue
WNEB
WNEB
1.8× larger
WNEB
$22.0M
$12.4M
UBXG
Higher net margin
WNEB
WNEB
48.4% more per $
WNEB
23.7%
-24.7%
UBXG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
UBXG
UBXG
WNEB
WNEB
Revenue
$12.4M
$22.0M
Net Profit
$-3.1M
$5.2M
Gross Margin
0.4%
Operating Margin
-22.1%
30.1%
Net Margin
-24.7%
23.7%
Revenue YoY
18.8%
Net Profit YoY
58.4%
EPS (diluted)
$-0.55
$0.25

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
UBXG
UBXG
WNEB
WNEB
Q4 25
$22.0M
Q3 25
$21.3M
Q2 25
$12.4M
$21.1M
Q1 25
$18.3M
Q4 24
$18.5M
Q3 24
$17.9M
Q2 24
$18.3M
Q1 24
$18.0M
Net Profit
UBXG
UBXG
WNEB
WNEB
Q4 25
$5.2M
Q3 25
$3.2M
Q2 25
$-3.1M
$4.6M
Q1 25
$2.3M
Q4 24
$3.3M
Q3 24
$1.9M
Q2 24
$3.5M
Q1 24
$3.0M
Gross Margin
UBXG
UBXG
WNEB
WNEB
Q4 25
Q3 25
Q2 25
0.4%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
UBXG
UBXG
WNEB
WNEB
Q4 25
30.1%
Q3 25
19.7%
Q2 25
-22.1%
28.6%
Q1 25
16.2%
Q4 24
23.5%
Q3 24
14.1%
Q2 24
23.4%
Q1 24
21.0%
Net Margin
UBXG
UBXG
WNEB
WNEB
Q4 25
23.7%
Q3 25
14.9%
Q2 25
-24.7%
21.8%
Q1 25
12.6%
Q4 24
17.7%
Q3 24
10.7%
Q2 24
19.2%
Q1 24
16.4%
EPS (diluted)
UBXG
UBXG
WNEB
WNEB
Q4 25
$0.25
Q3 25
$0.16
Q2 25
$-0.55
$0.23
Q1 25
$0.11
Q4 24
$0.16
Q3 24
$0.09
Q2 24
$0.17
Q1 24
$0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
UBXG
UBXG
WNEB
WNEB
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$19.0M
$247.6M
Total Assets
$21.0M
$2.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Stockholders' Equity
UBXG
UBXG
WNEB
WNEB
Q4 25
$247.6M
Q3 25
$243.6M
Q2 25
$19.0M
$239.4M
Q1 25
$237.7M
Q4 24
$235.9M
Q3 24
$240.7M
Q2 24
$236.5M
Q1 24
$235.8M
Total Assets
UBXG
UBXG
WNEB
WNEB
Q4 25
$2.7B
Q3 25
$2.7B
Q2 25
$21.0M
$2.7B
Q1 25
$2.7B
Q4 24
$2.7B
Q3 24
$2.6B
Q2 24
$2.6B
Q1 24
$2.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
UBXG
UBXG
WNEB
WNEB
Operating Cash FlowLast quarter
$-1.2M
$18.2M
Free Cash FlowOCF − Capex
$17.1M
FCF MarginFCF / Revenue
77.9%
Capex IntensityCapex / Revenue
4.9%
Cash ConversionOCF / Net Profit
3.50×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
UBXG
UBXG
WNEB
WNEB
Q4 25
$18.2M
Q3 25
$5.6M
Q2 25
$-1.2M
$6.8M
Q1 25
$-1.2M
Q4 24
$12.2M
Q3 24
$3.0M
Q2 24
$2.0M
Q1 24
$1.2M
Free Cash Flow
UBXG
UBXG
WNEB
WNEB
Q4 25
$17.1M
Q3 25
Q2 25
Q1 25
Q4 24
$11.0M
Q3 24
Q2 24
Q1 24
FCF Margin
UBXG
UBXG
WNEB
WNEB
Q4 25
77.9%
Q3 25
Q2 25
Q1 25
Q4 24
59.2%
Q3 24
Q2 24
Q1 24
Capex Intensity
UBXG
UBXG
WNEB
WNEB
Q4 25
4.9%
Q3 25
Q2 25
Q1 25
Q4 24
6.5%
Q3 24
Q2 24
Q1 24
Cash Conversion
UBXG
UBXG
WNEB
WNEB
Q4 25
3.50×
Q3 25
1.76×
Q2 25
1.49×
Q1 25
-0.54×
Q4 24
3.70×
Q3 24
1.57×
Q2 24
0.56×
Q1 24
0.40×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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