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Side-by-side financial comparison of UNITED FIRE GROUP INC (UFCS) and VNET Group, Inc. (VNET). Click either name above to swap in a different company.

UNITED FIRE GROUP INC is the larger business by last-quarter revenue ($365.8M vs $362.7M, roughly 1.0× VNET Group, Inc.). Over the past eight quarters, VNET Group, Inc.'s revenue compounded faster (17.4% CAGR vs 11.2%).

The United Fruit Company was an American multinational corporation that traded in tropical fruit grown on Latin American plantations and sold in the United States and Europe. The company was formed in 1899 from the merger of the Boston Fruit Company with Minor C. Keith's banana-trading enterprises. It flourished in the early and mid-20th century, and it came to control vast territories and transportation networks in Central America, the Caribbean coast of Colombia, and the West Indies. Althou...

VNET Group, Inc. is a leading neutral internet data center service provider operating primarily in China. It offers cloud computing infrastructure, colocation services, managed network solutions, and hybrid cloud support to enterprise clients across technology, finance, and retail sectors, enabling stable, high-performance digital operation foundations for domestic and global businesses expanding in the Chinese market.

UFCS vs VNET — Head-to-Head

Bigger by revenue
UFCS
UFCS
1.0× larger
UFCS
$365.8M
$362.7M
VNET
Faster 2-yr revenue CAGR
VNET
VNET
Annualised
VNET
17.4%
11.2%
UFCS

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
UFCS
UFCS
VNET
VNET
Revenue
$365.8M
$362.7M
Net Profit
$-38.7M
Gross Margin
20.9%
Operating Margin
13.2%
0.5%
Net Margin
-10.7%
Revenue YoY
9.8%
Net Profit YoY
EPS (diluted)
$1.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
UFCS
UFCS
VNET
VNET
Q4 25
$365.8M
Q3 25
$354.0M
$362.7M
Q2 25
$335.5M
Q1 25
$331.1M
$309.5M
Q4 24
$333.2M
Q3 24
$323.0M
$302.2M
Q2 24
$301.2M
$274.4M
Q1 24
$296.0M
$262.9M
Net Profit
UFCS
UFCS
VNET
VNET
Q4 25
Q3 25
$39.2M
$-38.7M
Q2 25
$22.9M
Q1 25
$17.7M
$-2.4M
Q4 24
Q3 24
$19.7M
$-2.1M
Q2 24
$-2.7M
$-1.1M
Q1 24
$13.5M
$-22.0M
Gross Margin
UFCS
UFCS
VNET
VNET
Q4 25
Q3 25
20.9%
Q2 25
Q1 25
25.2%
Q4 24
Q3 24
23.2%
Q2 24
21.3%
Q1 24
21.6%
Operating Margin
UFCS
UFCS
VNET
VNET
Q4 25
13.2%
Q3 25
13.7%
0.5%
Q2 25
8.7%
Q1 25
6.6%
0.1%
Q4 24
11.9%
Q3 24
7.7%
24.5%
Q2 24
-1.3%
0.2%
Q1 24
5.5%
0.2%
Net Margin
UFCS
UFCS
VNET
VNET
Q4 25
Q3 25
11.1%
-10.7%
Q2 25
6.8%
Q1 25
5.3%
-0.8%
Q4 24
Q3 24
6.1%
-0.7%
Q2 24
-0.9%
-0.4%
Q1 24
4.6%
-8.4%
EPS (diluted)
UFCS
UFCS
VNET
VNET
Q4 25
$1.45
Q3 25
$1.49
Q2 25
$0.87
Q1 25
$0.67
Q4 24
$1.22
Q3 24
$0.76
Q2 24
$-0.11
Q1 24
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
UFCS
UFCS
VNET
VNET
Cash + ST InvestmentsLiquidity on hand
$156.3M
$492.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$941.2M
$890.8M
Total Assets
$3.8B
$6.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
UFCS
UFCS
VNET
VNET
Q4 25
$156.3M
Q3 25
$233.7M
$492.1M
Q2 25
$202.1M
Q1 25
$183.7M
$544.3M
Q4 24
$200.9M
Q3 24
$197.4M
$219.5M
Q2 24
$153.4M
$247.2M
Q1 24
$217.8M
$246.9M
Total Debt
UFCS
UFCS
VNET
VNET
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$1.2B
Q2 24
Q1 24
Stockholders' Equity
UFCS
UFCS
VNET
VNET
Q4 25
$941.2M
Q3 25
$898.7M
$890.8M
Q2 25
$845.7M
Q1 25
$817.7M
$927.8M
Q4 24
$781.5M
Q3 24
$785.8M
$902.9M
Q2 24
$726.6M
$900.6M
Q1 24
$736.8M
$895.1M
Total Assets
UFCS
UFCS
VNET
VNET
Q4 25
$3.8B
Q3 25
$3.8B
$6.1B
Q2 25
$3.7B
Q1 25
$3.5B
$5.4B
Q4 24
$3.5B
Q3 24
$3.5B
$4.3B
Q2 24
$3.4B
$4.0B
Q1 24
$3.2B
$3.9B
Debt / Equity
UFCS
UFCS
VNET
VNET
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
1.28×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
UFCS
UFCS
VNET
VNET
Operating Cash FlowLast quarter
$269.7M
$113.8M
Free Cash FlowOCF − Capex
$-193.1M
FCF MarginFCF / Revenue
-53.2%
Capex IntensityCapex / Revenue
84.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-589.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
UFCS
UFCS
VNET
VNET
Q4 25
$269.7M
Q3 25
$60.8M
$113.8M
Q2 25
$53.4M
Q1 25
$35.7M
$27.0M
Q4 24
$340.3M
Q3 24
$56.5M
$108.3M
Q2 24
$91.3M
$55.8M
Q1 24
$36.2M
$37.1M
Free Cash Flow
UFCS
UFCS
VNET
VNET
Q4 25
Q3 25
$-193.1M
Q2 25
Q1 25
$-220.0M
Q4 24
Q3 24
$-95.0M
Q2 24
$-81.6M
Q1 24
$-102.2M
FCF Margin
UFCS
UFCS
VNET
VNET
Q4 25
Q3 25
-53.2%
Q2 25
Q1 25
-71.1%
Q4 24
Q3 24
-31.4%
Q2 24
-29.8%
Q1 24
-38.9%
Capex Intensity
UFCS
UFCS
VNET
VNET
Q4 25
Q3 25
84.6%
Q2 25
Q1 25
79.8%
Q4 24
Q3 24
67.3%
Q2 24
50.1%
Q1 24
53.0%
Cash Conversion
UFCS
UFCS
VNET
VNET
Q4 25
Q3 25
1.55×
Q2 25
2.33×
Q1 25
2.02×
Q4 24
Q3 24
2.86×
Q2 24
Q1 24
2.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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