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Side-by-side financial comparison of UNION BANKSHARES INC (UNB) and Americas Gold & Silver Corp (USAS). Click either name above to swap in a different company.

Americas Gold & Silver Corp is the larger business by last-quarter revenue ($19.1M vs $14.1M, roughly 1.4× UNION BANKSHARES INC). On growth, UNION BANKSHARES INC posted the faster year-over-year revenue change (6.3% vs -28.0%). UNION BANKSHARES INC produced more free cash flow last quarter ($16.0M vs $-41.3M).

Atlantic Union Bankshares Corporation is a bank holding company based in Richmond, Virginia and is the parent company of Atlantic Union Bank, a regional bank. It operates 129 branches in Virginia, Maryland, and North Carolina and is the largest bank headquartered in Virginia. It is on the list of largest banks in the United States.

Pan American Silver Corporation is a mining company based in Canada with operations in Latin America. The company has mines and other projects in Mexico, Peru, Bolivia, and Argentina.

UNB vs USAS — Head-to-Head

Bigger by revenue
USAS
USAS
1.4× larger
USAS
$19.1M
$14.1M
UNB
Growing faster (revenue YoY)
UNB
UNB
+34.3% gap
UNB
6.3%
-28.0%
USAS
More free cash flow
UNB
UNB
$57.3M more FCF
UNB
$16.0M
$-41.3M
USAS

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
UNB
UNB
USAS
USAS
Revenue
$14.1M
$19.1M
Net Profit
$-15.7M
Gross Margin
34.2%
Operating Margin
Net Margin
-82.3%
Revenue YoY
6.3%
-28.0%
Net Profit YoY
2.8%
EPS (diluted)
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
UNB
UNB
USAS
USAS
Q4 25
$14.1M
Q3 25
$14.5M
$19.1M
Q2 25
$13.2M
Q1 25
$12.7M
Q4 24
$13.2M
Q3 24
$11.0M
$26.5M
Q2 24
$12.2M
Q1 24
$11.6M
Net Profit
UNB
UNB
USAS
USAS
Q4 25
Q3 25
$3.4M
$-15.7M
Q2 25
$2.4M
Q1 25
$2.5M
Q4 24
Q3 24
$1.3M
$-16.2M
Q2 24
$2.0M
Q1 24
$2.4M
Gross Margin
UNB
UNB
USAS
USAS
Q4 25
Q3 25
34.2%
Q2 25
Q1 25
Q4 24
Q3 24
23.6%
Q2 24
Q1 24
Net Margin
UNB
UNB
USAS
USAS
Q4 25
Q3 25
23.7%
-82.3%
Q2 25
18.1%
Q1 25
19.7%
Q4 24
Q3 24
12.0%
-60.9%
Q2 24
16.5%
Q1 24
20.9%
EPS (diluted)
UNB
UNB
USAS
USAS
Q4 25
$0.59
Q3 25
$0.75
Q2 25
$0.52
Q1 25
$0.55
Q4 24
$0.65
Q3 24
$0.29
Q2 24
$0.45
Q1 24
$0.53

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
UNB
UNB
USAS
USAS
Cash + ST InvestmentsLiquidity on hand
$39.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$80.9M
$50.2M
Total Assets
$1.6B
$234.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
UNB
UNB
USAS
USAS
Q4 25
Q3 25
$39.1M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
UNB
UNB
USAS
USAS
Q4 25
$80.9M
Q3 25
$77.7M
$50.2M
Q2 25
$71.3M
Q1 25
$70.1M
Q4 24
$66.5M
Q3 24
$72.3M
$53.1M
Q2 24
$64.0M
Q1 24
$63.8M
Total Assets
UNB
UNB
USAS
USAS
Q4 25
$1.6B
Q3 25
$1.6B
$234.7M
Q2 25
$1.5B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.5B
Q2 24
$1.4B
Q1 24
$1.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
UNB
UNB
USAS
USAS
Operating Cash FlowLast quarter
$17.2M
$-12.5M
Free Cash FlowOCF − Capex
$16.0M
$-41.3M
FCF MarginFCF / Revenue
113.6%
-216.5%
Capex IntensityCapex / Revenue
8.9%
150.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$29.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
UNB
UNB
USAS
USAS
Q4 25
$17.2M
Q3 25
$9.7M
$-12.5M
Q2 25
$288.0K
Q1 25
$4.1M
Q4 24
$12.2M
Q3 24
$1.3M
$2.4M
Q2 24
$3.3M
Q1 24
$1.9M
Free Cash Flow
UNB
UNB
USAS
USAS
Q4 25
$16.0M
Q3 25
$9.6M
$-41.3M
Q2 25
$-381.0K
Q1 25
$3.9M
Q4 24
$11.1M
Q3 24
$1.1M
$-11.2M
Q2 24
$2.9M
Q1 24
$1.5M
FCF Margin
UNB
UNB
USAS
USAS
Q4 25
113.6%
Q3 25
65.9%
-216.5%
Q2 25
-2.9%
Q1 25
30.8%
Q4 24
83.8%
Q3 24
9.7%
-42.2%
Q2 24
23.8%
Q1 24
12.8%
Capex Intensity
UNB
UNB
USAS
USAS
Q4 25
8.9%
Q3 25
1.1%
150.8%
Q2 25
5.1%
Q1 25
1.1%
Q4 24
8.1%
Q3 24
1.9%
51.2%
Q2 24
2.7%
Q1 24
3.3%
Cash Conversion
UNB
UNB
USAS
USAS
Q4 25
Q3 25
2.83×
Q2 25
0.12×
Q1 25
1.62×
Q4 24
Q3 24
0.97×
Q2 24
1.61×
Q1 24
0.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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