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Side-by-side financial comparison of UNITY BANCORP INC (UNTY) and ENERGY FUELS INC (UUUU). Click either name above to swap in a different company.

UNITY BANCORP INC is the larger business by last-quarter revenue ($35.3M vs $27.1M, roughly 1.3× ENERGY FUELS INC). UNITY BANCORP INC runs the higher net margin — 43.9% vs -77.3%, a 121.1% gap on every dollar of revenue. On growth, UNITY BANCORP INC posted the faster year-over-year revenue change (24.2% vs -32.1%). Over the past eight quarters, ENERGY FUELS INC's revenue compounded faster (98.7% CAGR vs 17.5%).

Unity Bancorp Inc is a New Jersey-headquartered financial holding company operating Unity Bank. It offers a full range of commercial and retail banking services including business loans, deposit products, mortgage services, and personal banking solutions, primarily serving small and medium-sized enterprises and individual consumers across local communities in New Jersey and eastern Pennsylvania.

FuelCell Energy, Inc. is a publicly traded fuel cell company headquartered in Danbury, Connecticut. It designs, manufactures, operates and services power plants based on molten carbonate fuel cells.

UNTY vs UUUU — Head-to-Head

Bigger by revenue
UNTY
UNTY
1.3× larger
UNTY
$35.3M
$27.1M
UUUU
Growing faster (revenue YoY)
UNTY
UNTY
+56.3% gap
UNTY
24.2%
-32.1%
UUUU
Higher net margin
UNTY
UNTY
121.1% more per $
UNTY
43.9%
-77.3%
UUUU
Faster 2-yr revenue CAGR
UUUU
UUUU
Annualised
UUUU
98.7%
17.5%
UNTY

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
UNTY
UNTY
UUUU
UUUU
Revenue
$35.3M
$27.1M
Net Profit
$15.5M
$-20.9M
Gross Margin
35.0%
Operating Margin
55.8%
-81.6%
Net Margin
43.9%
-77.3%
Revenue YoY
24.2%
-32.1%
Net Profit YoY
34.5%
36.5%
EPS (diluted)
$1.52
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
UNTY
UNTY
UUUU
UUUU
Q4 25
$35.3M
$27.1M
Q3 25
$32.8M
$17.7M
Q2 25
$34.4M
Q1 25
$29.4M
$16.9M
Q4 24
$28.4M
$39.9M
Q3 24
$27.7M
Q2 24
$25.5M
$8.7M
Q1 24
$25.6M
$25.4M
Net Profit
UNTY
UNTY
UUUU
UUUU
Q4 25
$15.5M
$-20.9M
Q3 25
$14.4M
$-16.7M
Q2 25
$16.5M
Q1 25
$11.6M
$-26.3M
Q4 24
$11.5M
$-33.0M
Q3 24
$10.9M
Q2 24
$9.5M
$-6.4M
Q1 24
$9.6M
$3.6M
Gross Margin
UNTY
UNTY
UUUU
UUUU
Q4 25
35.0%
Q3 25
27.8%
Q2 25
Q1 25
-7.3%
Q4 24
1.5%
Q3 24
Q2 24
57.8%
Q1 24
56.5%
Operating Margin
UNTY
UNTY
UUUU
UUUU
Q4 25
55.8%
-81.6%
Q3 25
57.5%
-150.6%
Q2 25
62.6%
Q1 25
52.6%
-155.0%
Q4 24
51.0%
-71.6%
Q3 24
52.7%
Q2 24
49.3%
-103.7%
Q1 24
50.0%
7.9%
Net Margin
UNTY
UNTY
UUUU
UUUU
Q4 25
43.9%
-77.3%
Q3 25
43.8%
-94.5%
Q2 25
48.0%
Q1 25
39.5%
-155.6%
Q4 24
40.5%
-82.6%
Q3 24
39.4%
Q2 24
37.1%
-73.6%
Q1 24
37.5%
14.3%
EPS (diluted)
UNTY
UNTY
UUUU
UUUU
Q4 25
$1.52
$-0.08
Q3 25
$1.41
$-0.07
Q2 25
$1.61
Q1 25
$1.13
$-0.13
Q4 24
$1.13
$-0.19
Q3 24
$1.07
Q2 24
$0.92
$-0.04
Q1 24
$0.94
$0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
UNTY
UNTY
UUUU
UUUU
Cash + ST InvestmentsLiquidity on hand
$64.7M
Total DebtLower is stronger
$675.7M
Stockholders' EquityBook value
$345.6M
$678.4M
Total Assets
$3.0B
$1.4B
Debt / EquityLower = less leverage
1.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
UNTY
UNTY
UUUU
UUUU
Q4 25
$64.7M
Q3 25
$94.0M
Q2 25
Q1 25
$73.0M
Q4 24
$38.6M
Q3 24
Q2 24
$24.6M
Q1 24
$54.8M
Total Debt
UNTY
UNTY
UUUU
UUUU
Q4 25
$675.7M
Q3 25
Q2 25
Q1 25
Q4 24
$230.8M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
UNTY
UNTY
UUUU
UUUU
Q4 25
$345.6M
$678.4M
Q3 25
$334.0M
$703.2M
Q2 25
$319.8M
Q1 25
$306.1M
$580.8M
Q4 24
$295.6M
$527.8M
Q3 24
$284.3M
Q2 24
$273.4M
$378.8M
Q1 24
$266.8M
$383.7M
Total Assets
UNTY
UNTY
UUUU
UUUU
Q4 25
$3.0B
$1.4B
Q3 25
$2.9B
$758.3M
Q2 25
$2.9B
Q1 25
$2.8B
$650.8M
Q4 24
$2.7B
$612.0M
Q3 24
$2.6B
Q2 24
$2.6B
$403.4M
Q1 24
$2.6B
$405.8M
Debt / Equity
UNTY
UNTY
UUUU
UUUU
Q4 25
1.00×
Q3 25
Q2 25
Q1 25
Q4 24
0.78×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
UNTY
UNTY
UUUU
UUUU
Operating Cash FlowLast quarter
$44.9M
$-16.2M
Free Cash FlowOCF − Capex
$44.3M
FCF MarginFCF / Revenue
125.7%
Capex IntensityCapex / Revenue
1.6%
Cash ConversionOCF / Net Profit
2.90×
TTM Free Cash FlowTrailing 4 quarters
$81.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
UNTY
UNTY
UUUU
UUUU
Q4 25
$44.9M
$-16.2M
Q3 25
$45.5M
$-28.5M
Q2 25
$-25.3M
Q1 25
$17.9M
$-18.8M
Q4 24
$48.0M
$-36.0M
Q3 24
$17.7M
Q2 24
$-8.4M
$-9.7M
Q1 24
$15.8M
$8.8M
Free Cash Flow
UNTY
UNTY
UUUU
UUUU
Q4 25
$44.3M
Q3 25
$45.3M
Q2 25
$-25.5M
Q1 25
$17.6M
Q4 24
$47.3M
Q3 24
$17.5M
Q2 24
$-8.6M
Q1 24
$15.7M
FCF Margin
UNTY
UNTY
UUUU
UUUU
Q4 25
125.7%
Q3 25
138.1%
Q2 25
-74.2%
Q1 25
59.9%
Q4 24
166.5%
Q3 24
63.3%
Q2 24
-33.7%
Q1 24
61.4%
Capex Intensity
UNTY
UNTY
UUUU
UUUU
Q4 25
1.6%
Q3 25
0.7%
Q2 25
0.5%
Q1 25
1.0%
Q4 24
2.4%
Q3 24
0.5%
Q2 24
0.5%
Q1 24
0.3%
Cash Conversion
UNTY
UNTY
UUUU
UUUU
Q4 25
2.90×
Q3 25
3.16×
Q2 25
-1.54×
Q1 25
1.54×
Q4 24
4.17×
Q3 24
1.62×
Q2 24
-0.89×
Q1 24
1.64×
2.43×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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