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Side-by-side financial comparison of UNITY BANCORP INC (UNTY) and WIDEPOINT CORP (WYY). Click either name above to swap in a different company.

WIDEPOINT CORP is the larger business by last-quarter revenue ($42.3M vs $35.3M, roughly 1.2× UNITY BANCORP INC). UNITY BANCORP INC runs the higher net margin — 43.9% vs -2.0%, a 45.9% gap on every dollar of revenue. On growth, UNITY BANCORP INC posted the faster year-over-year revenue change (24.2% vs 12.3%). UNITY BANCORP INC produced more free cash flow last quarter ($44.3M vs $-270.0K). Over the past eight quarters, UNITY BANCORP INC's revenue compounded faster (17.5% CAGR vs 11.2%).

Unity Bancorp Inc is a New Jersey-headquartered financial holding company operating Unity Bank. It offers a full range of commercial and retail banking services including business loans, deposit products, mortgage services, and personal banking solutions, primarily serving small and medium-sized enterprises and individual consumers across local communities in New Jersey and eastern Pennsylvania.

WidePoint Corporation is an American company based in Fairfax, Virginia that provides technology-based products and services to the government sector and commercial markets in the United States. The company holds a patent for a digital parsing tool that allows users to access accounts through a secure repository gateway, established using asymmetric authentication employed as public key infrastructure (PKI). WidePoint provides smart card identity verification, wireless expense management, pen...

UNTY vs WYY — Head-to-Head

Bigger by revenue
WYY
WYY
1.2× larger
WYY
$42.3M
$35.3M
UNTY
Growing faster (revenue YoY)
UNTY
UNTY
+11.9% gap
UNTY
24.2%
12.3%
WYY
Higher net margin
UNTY
UNTY
45.9% more per $
UNTY
43.9%
-2.0%
WYY
More free cash flow
UNTY
UNTY
$44.6M more FCF
UNTY
$44.3M
$-270.0K
WYY
Faster 2-yr revenue CAGR
UNTY
UNTY
Annualised
UNTY
17.5%
11.2%
WYY

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
UNTY
UNTY
WYY
WYY
Revenue
$35.3M
$42.3M
Net Profit
$15.5M
$-849.4K
Gross Margin
13.8%
Operating Margin
55.8%
-1.9%
Net Margin
43.9%
-2.0%
Revenue YoY
24.2%
12.3%
Net Profit YoY
34.5%
-138.3%
EPS (diluted)
$1.52
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
UNTY
UNTY
WYY
WYY
Q4 25
$35.3M
$42.3M
Q3 25
$32.8M
$36.1M
Q2 25
$34.4M
$37.9M
Q1 25
$29.4M
$34.2M
Q4 24
$28.4M
$37.7M
Q3 24
$27.7M
$34.6M
Q2 24
$25.5M
$36.0M
Q1 24
$25.6M
$34.2M
Net Profit
UNTY
UNTY
WYY
WYY
Q4 25
$15.5M
$-849.4K
Q3 25
$14.4M
$-559.2K
Q2 25
$16.5M
$-618.5K
Q1 25
$11.6M
$-724.1K
Q4 24
$11.5M
$-356.4K
Q3 24
$10.9M
$-425.2K
Q2 24
$9.5M
$-499.6K
Q1 24
$9.6M
$-653.1K
Gross Margin
UNTY
UNTY
WYY
WYY
Q4 25
13.8%
Q3 25
14.6%
Q2 25
13.5%
Q1 25
14.0%
Q4 24
12.6%
Q3 24
13.6%
Q2 24
13.6%
Q1 24
13.6%
Operating Margin
UNTY
UNTY
WYY
WYY
Q4 25
55.8%
-1.9%
Q3 25
57.5%
-1.3%
Q2 25
62.6%
-1.9%
Q1 25
52.6%
-2.4%
Q4 24
51.0%
-0.8%
Q3 24
52.7%
-1.3%
Q2 24
49.3%
-1.3%
Q1 24
50.0%
-1.9%
Net Margin
UNTY
UNTY
WYY
WYY
Q4 25
43.9%
-2.0%
Q3 25
43.8%
-1.5%
Q2 25
48.0%
-1.6%
Q1 25
39.5%
-2.1%
Q4 24
40.5%
-0.9%
Q3 24
39.4%
-1.2%
Q2 24
37.1%
-1.4%
Q1 24
37.5%
-1.9%
EPS (diluted)
UNTY
UNTY
WYY
WYY
Q4 25
$1.52
$-0.08
Q3 25
$1.41
$-0.06
Q2 25
$1.61
$-0.06
Q1 25
$1.13
$-0.08
Q4 24
$1.13
$-0.05
Q3 24
$1.07
$-0.04
Q2 24
$0.92
$-0.05
Q1 24
$0.94
$-0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
UNTY
UNTY
WYY
WYY
Cash + ST InvestmentsLiquidity on hand
$9.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$345.6M
$11.5M
Total Assets
$3.0B
$79.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
UNTY
UNTY
WYY
WYY
Q4 25
$9.8M
Q3 25
$12.1M
Q2 25
$6.8M
Q1 25
$3.7M
Q4 24
$6.8M
Q3 24
Q2 24
Q1 24
Total Debt
UNTY
UNTY
WYY
WYY
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$230.8M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
UNTY
UNTY
WYY
WYY
Q4 25
$345.6M
$11.5M
Q3 25
$334.0M
$12.2M
Q2 25
$319.8M
$12.6M
Q1 25
$306.1M
$13.0M
Q4 24
$295.6M
$13.6M
Q3 24
$284.3M
$13.8M
Q2 24
$273.4M
$14.0M
Q1 24
$266.8M
$14.2M
Total Assets
UNTY
UNTY
WYY
WYY
Q4 25
$3.0B
$79.8M
Q3 25
$2.9B
$70.6M
Q2 25
$2.9B
$76.6M
Q1 25
$2.8B
$71.4M
Q4 24
$2.7B
$71.6M
Q3 24
$2.6B
$56.9M
Q2 24
$2.6B
$58.6M
Q1 24
$2.6B
$54.4M
Debt / Equity
UNTY
UNTY
WYY
WYY
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.78×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
UNTY
UNTY
WYY
WYY
Operating Cash FlowLast quarter
$44.9M
$-173.5K
Free Cash FlowOCF − Capex
$44.3M
$-270.0K
FCF MarginFCF / Revenue
125.7%
-0.6%
Capex IntensityCapex / Revenue
1.6%
0.2%
Cash ConversionOCF / Net Profit
2.90×
TTM Free Cash FlowTrailing 4 quarters
$81.7M
$5.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
UNTY
UNTY
WYY
WYY
Q4 25
$44.9M
$-173.5K
Q3 25
$45.5M
$5.9M
Q2 25
$-25.3M
$3.2M
Q1 25
$17.9M
$-3.2M
Q4 24
$48.0M
$2.4M
Q3 24
$17.7M
$1.9M
Q2 24
$-8.4M
$-1.1M
Q1 24
$15.8M
$-1.6M
Free Cash Flow
UNTY
UNTY
WYY
WYY
Q4 25
$44.3M
$-270.0K
Q3 25
$45.3M
$5.9M
Q2 25
$-25.5M
$3.1M
Q1 25
$17.6M
$-3.3M
Q4 24
$47.3M
$2.4M
Q3 24
$17.5M
$1.8M
Q2 24
$-8.6M
$-1.1M
Q1 24
$15.7M
$-1.6M
FCF Margin
UNTY
UNTY
WYY
WYY
Q4 25
125.7%
-0.6%
Q3 25
138.1%
16.4%
Q2 25
-74.2%
8.1%
Q1 25
59.9%
-9.5%
Q4 24
166.5%
6.4%
Q3 24
63.3%
5.3%
Q2 24
-33.7%
-3.0%
Q1 24
61.4%
-4.6%
Capex Intensity
UNTY
UNTY
WYY
WYY
Q4 25
1.6%
0.2%
Q3 25
0.7%
0.1%
Q2 25
0.5%
0.2%
Q1 25
1.0%
0.1%
Q4 24
2.4%
0.1%
Q3 24
0.5%
0.2%
Q2 24
0.5%
0.0%
Q1 24
0.3%
0.0%
Cash Conversion
UNTY
UNTY
WYY
WYY
Q4 25
2.90×
Q3 25
3.16×
Q2 25
-1.54×
Q1 25
1.54×
Q4 24
4.17×
Q3 24
1.62×
Q2 24
-0.89×
Q1 24
1.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

UNTY
UNTY

Segment breakdown not available.

WYY
WYY

Carrier Services$26.8M63%
Managed Services$15.5M37%

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