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Side-by-side financial comparison of URBAN OUTFITTERS INC (URBN) and Virtu Financial, Inc. (VIRT). Click either name above to swap in a different company.

URBAN OUTFITTERS INC is the larger business by last-quarter revenue ($1.5B vs $969.9M, roughly 1.6× Virtu Financial, Inc.). Virtu Financial, Inc. runs the higher net margin — 14.4% vs 7.6%, a 6.8% gap on every dollar of revenue. On growth, Virtu Financial, Inc. posted the faster year-over-year revenue change (16.3% vs 12.3%). Virtu Financial, Inc. produced more free cash flow last quarter ($495.6M vs $-22.8M). Over the past eight quarters, Virtu Financial, Inc.'s revenue compounded faster (22.8% CAGR vs 1.4%).

Urban Outfitters, Inc. (URBN) is a multinational lifestyle retail corporation headquartered in Philadelphia, Pennsylvania. Operating in the United States, the United Kingdom, Canada, select Western European countries, Poland, the United Arab Emirates, Kuwait, and Qatar, the Urban Outfitters brand targets young adults with a merchandise mix of women's and men's fashion apparel, footwear, beauty and wellness products, accessories, activewear and gear, and housewares, as well as music, primarily...

Virtu Financial, Inc. is an American high-frequency trading company. The company went public on the Nasdaq in 2015.

URBN vs VIRT — Head-to-Head

Bigger by revenue
URBN
URBN
1.6× larger
URBN
$1.5B
$969.9M
VIRT
Growing faster (revenue YoY)
VIRT
VIRT
+4.0% gap
VIRT
16.3%
12.3%
URBN
Higher net margin
VIRT
VIRT
6.8% more per $
VIRT
14.4%
7.6%
URBN
More free cash flow
VIRT
VIRT
$518.3M more FCF
VIRT
$495.6M
$-22.8M
URBN
Faster 2-yr revenue CAGR
VIRT
VIRT
Annualised
VIRT
22.8%
1.4%
URBN

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
URBN
URBN
VIRT
VIRT
Revenue
$1.5B
$969.9M
Net Profit
$116.4M
$139.9M
Gross Margin
36.8%
Operating Margin
9.4%
35.4%
Net Margin
7.6%
14.4%
Revenue YoY
12.3%
16.3%
Net Profit YoY
13.1%
48.7%
EPS (diluted)
$1.28
$1.54

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
URBN
URBN
VIRT
VIRT
Q4 25
$1.5B
$969.9M
Q3 25
$1.5B
$824.8M
Q2 25
$1.3B
$999.6M
Q1 25
$1.6B
$837.9M
Q4 24
$1.4B
$834.3M
Q3 24
$1.4B
$706.8M
Q2 24
$1.2B
$693.0M
Q1 24
$1.5B
$642.8M
Net Profit
URBN
URBN
VIRT
VIRT
Q4 25
$116.4M
$139.9M
Q3 25
$143.9M
$77.6M
Q2 25
$108.3M
$151.2M
Q1 25
$120.3M
$99.7M
Q4 24
$102.9M
$94.1M
Q3 24
$117.5M
$60.0M
Q2 24
$61.8M
$66.6M
Q1 24
$47.8M
$55.8M
Gross Margin
URBN
URBN
VIRT
VIRT
Q4 25
36.8%
Q3 25
37.6%
Q2 25
36.8%
Q1 25
32.3%
Q4 24
36.5%
Q3 24
36.5%
Q2 24
34.0%
Q1 24
29.2%
Operating Margin
URBN
URBN
VIRT
VIRT
Q4 25
9.4%
35.4%
Q3 25
11.6%
21.8%
Q2 25
9.6%
34.7%
Q1 25
7.7%
26.7%
Q4 24
9.4%
24.3%
Q3 24
10.7%
20.8%
Q2 24
6.2%
22.4%
Q1 24
3.9%
21.8%
Net Margin
URBN
URBN
VIRT
VIRT
Q4 25
7.6%
14.4%
Q3 25
9.6%
9.4%
Q2 25
8.1%
15.1%
Q1 25
7.4%
11.9%
Q4 24
7.6%
11.3%
Q3 24
8.7%
8.5%
Q2 24
5.1%
9.6%
Q1 24
3.2%
8.7%
EPS (diluted)
URBN
URBN
VIRT
VIRT
Q4 25
$1.28
$1.54
Q3 25
$1.58
$0.86
Q2 25
$1.16
$1.65
Q1 25
$1.27
$1.08
Q4 24
$1.10
$1.03
Q3 24
$1.24
$0.64
Q2 24
$0.65
$0.71
Q1 24
$0.51
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
URBN
URBN
VIRT
VIRT
Cash + ST InvestmentsLiquidity on hand
$306.6M
$1.1B
Total DebtLower is stronger
$2.0B
Stockholders' EquityBook value
$2.7B
$1.6B
Total Assets
$4.9B
$20.2B
Debt / EquityLower = less leverage
1.29×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
URBN
URBN
VIRT
VIRT
Q4 25
$306.6M
$1.1B
Q3 25
$332.2M
$707.9M
Q2 25
$189.4M
$752.1M
Q1 25
$290.5M
$723.6M
Q4 24
$182.5M
$872.5M
Q3 24
$209.1M
$701.4M
Q2 24
$174.0M
$684.8M
Q1 24
$178.3M
$399.6M
Total Debt
URBN
URBN
VIRT
VIRT
Q4 25
$2.0B
Q3 25
$2.0B
Q2 25
$1.7B
Q1 25
$1.7B
Q4 24
$1.7B
Q3 24
$1.7B
Q2 24
$1.7B
Q1 24
$1.7B
Stockholders' Equity
URBN
URBN
VIRT
VIRT
Q4 25
$2.7B
$1.6B
Q3 25
$2.6B
$1.5B
Q2 25
$2.4B
$1.4B
Q1 25
$2.5B
$1.3B
Q4 24
$2.4B
$1.3B
Q3 24
$2.2B
$1.2B
Q2 24
$2.2B
$1.2B
Q1 24
$2.1B
$1.2B
Total Assets
URBN
URBN
VIRT
VIRT
Q4 25
$4.9B
$20.2B
Q3 25
$4.7B
$21.3B
Q2 25
$4.5B
$19.3B
Q1 25
$4.5B
$17.5B
Q4 24
$4.5B
$15.4B
Q3 24
$4.3B
$14.4B
Q2 24
$4.2B
$13.9B
Q1 24
$4.1B
$12.8B
Debt / Equity
URBN
URBN
VIRT
VIRT
Q4 25
1.29×
Q3 25
1.40×
Q2 25
1.24×
Q1 25
1.33×
Q4 24
1.39×
Q3 24
1.41×
Q2 24
1.41×
Q1 24
1.42×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
URBN
URBN
VIRT
VIRT
Operating Cash FlowLast quarter
$61.1M
$518.4M
Free Cash FlowOCF − Capex
$-22.8M
$495.6M
FCF MarginFCF / Revenue
-1.5%
51.1%
Capex IntensityCapex / Revenue
5.5%
2.4%
Cash ConversionOCF / Net Profit
0.53×
3.71×
TTM Free Cash FlowTrailing 4 quarters
$402.7M
$485.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
URBN
URBN
VIRT
VIRT
Q4 25
$61.1M
$518.4M
Q3 25
$218.0M
$-68.7M
Q2 25
$33.0M
$62.8M
Q1 25
$320.5M
$15.0M
Q4 24
$18.5M
$599.0M
Q3 24
$105.3M
$112.1M
Q2 24
$58.6M
$490.8M
Q1 24
$229.2M
$-395.4M
Free Cash Flow
URBN
URBN
VIRT
VIRT
Q4 25
$-22.8M
$495.6M
Q3 25
$156.6M
$-76.7M
Q2 25
$-13.1M
$57.6M
Q1 25
$281.9M
$9.2M
Q4 24
$-26.6M
$586.6M
Q3 24
$47.5M
$106.2M
Q2 24
$17.5M
$486.9M
Q1 24
$180.6M
$-398.2M
FCF Margin
URBN
URBN
VIRT
VIRT
Q4 25
-1.5%
51.1%
Q3 25
10.4%
-9.3%
Q2 25
-1.0%
5.8%
Q1 25
17.2%
1.1%
Q4 24
-2.0%
70.3%
Q3 24
3.5%
15.0%
Q2 24
1.5%
70.3%
Q1 24
12.2%
-61.9%
Capex Intensity
URBN
URBN
VIRT
VIRT
Q4 25
5.5%
2.4%
Q3 25
4.1%
1.0%
Q2 25
3.5%
0.5%
Q1 25
2.4%
0.7%
Q4 24
3.3%
1.5%
Q3 24
4.3%
0.8%
Q2 24
3.4%
0.6%
Q1 24
3.3%
0.4%
Cash Conversion
URBN
URBN
VIRT
VIRT
Q4 25
0.53×
3.71×
Q3 25
1.52×
-0.89×
Q2 25
0.30×
0.42×
Q1 25
2.66×
0.15×
Q4 24
0.18×
6.37×
Q3 24
0.90×
1.87×
Q2 24
0.95×
7.37×
Q1 24
4.80×
-7.08×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

URBN
URBN

Apparel$861.4M56%
Home$187.0M12%
Accessories$182.6M12%
Subscription Operations$144.6M9%
Wholesale Operations$88.3M6%
Other$65.3M4%

VIRT
VIRT

Segment breakdown not available.

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