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Side-by-side financial comparison of Americas Gold & Silver Corp (USAS) and Virginia National Bankshares Corp (VABK). Click either name above to swap in a different company.

Americas Gold & Silver Corp is the larger business by last-quarter revenue ($19.1M vs $15.0M, roughly 1.3× Virginia National Bankshares Corp). Virginia National Bankshares Corp runs the higher net margin — 39.7% vs -82.3%, a 122.0% gap on every dollar of revenue. On growth, Virginia National Bankshares Corp posted the faster year-over-year revenue change (3.6% vs -28.0%). Virginia National Bankshares Corp produced more free cash flow last quarter ($20.8M vs $-41.3M).

Pan American Silver Corporation is a mining company based in Canada with operations in Latin America. The company has mines and other projects in Mexico, Peru, Bolivia, and Argentina.

United Bankshares, Inc. is a bank holding company dual-headquartered in Charleston, West Virginia and Fairfax, Virginia with operations in West Virginia, Virginia, the District of Columbia, Maryland, Ohio, Pennsylvania, North Carolina, South Carolina, and Georgia in the United States. United Bankshares is the parent company of United Bank which comprises nearly 250 offices in eight states. In addition, UBSI is the parent company to subsidiaries George Mason Mortgage, United Brokerage, and Cre...

USAS vs VABK — Head-to-Head

Bigger by revenue
USAS
USAS
1.3× larger
USAS
$19.1M
$15.0M
VABK
Growing faster (revenue YoY)
VABK
VABK
+31.6% gap
VABK
3.6%
-28.0%
USAS
Higher net margin
VABK
VABK
122.0% more per $
VABK
39.7%
-82.3%
USAS
More free cash flow
VABK
VABK
$62.1M more FCF
VABK
$20.8M
$-41.3M
USAS

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
USAS
USAS
VABK
VABK
Revenue
$19.1M
$15.0M
Net Profit
$-15.7M
$6.0M
Gross Margin
34.2%
Operating Margin
50.5%
Net Margin
-82.3%
39.7%
Revenue YoY
-28.0%
3.6%
Net Profit YoY
2.8%
30.6%
EPS (diluted)
$1.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
USAS
USAS
VABK
VABK
Q4 25
$15.0M
Q3 25
$19.1M
$14.4M
Q2 25
$14.1M
Q1 25
$14.1M
Q4 24
$14.5M
Q3 24
$26.5M
$13.5M
Q2 24
$12.9M
Q1 24
$13.1M
Net Profit
USAS
USAS
VABK
VABK
Q4 25
$6.0M
Q3 25
$-15.7M
$4.6M
Q2 25
$4.2M
Q1 25
$4.5M
Q4 24
$4.6M
Q3 24
$-16.2M
$4.6M
Q2 24
$4.2M
Q1 24
$3.6M
Gross Margin
USAS
USAS
VABK
VABK
Q4 25
Q3 25
34.2%
Q2 25
Q1 25
Q4 24
Q3 24
23.6%
Q2 24
Q1 24
Operating Margin
USAS
USAS
VABK
VABK
Q4 25
50.5%
Q3 25
39.4%
Q2 25
38.4%
Q1 25
38.4%
Q4 24
40.3%
Q3 24
41.9%
Q2 24
39.5%
Q1 24
32.9%
Net Margin
USAS
USAS
VABK
VABK
Q4 25
39.7%
Q3 25
-82.3%
31.7%
Q2 25
30.0%
Q1 25
31.9%
Q4 24
31.4%
Q3 24
-60.9%
34.1%
Q2 24
32.3%
Q1 24
27.8%
EPS (diluted)
USAS
USAS
VABK
VABK
Q4 25
$1.10
Q3 25
$0.84
Q2 25
$0.78
Q1 25
$0.83
Q4 24
$0.85
Q3 24
$0.85
Q2 24
$0.77
Q1 24
$0.68

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
USAS
USAS
VABK
VABK
Cash + ST InvestmentsLiquidity on hand
$39.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$50.2M
$184.2M
Total Assets
$234.7M
$1.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
USAS
USAS
VABK
VABK
Q4 25
Q3 25
$39.1M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
USAS
USAS
VABK
VABK
Q4 25
$184.2M
Q3 25
$50.2M
$177.4M
Q2 25
$170.8M
Q1 25
$166.8M
Q4 24
$160.3M
Q3 24
$53.1M
$165.9M
Q2 24
$154.2M
Q1 24
$152.6M
Total Assets
USAS
USAS
VABK
VABK
Q4 25
$1.6B
Q3 25
$234.7M
$1.6B
Q2 25
$1.6B
Q1 25
$1.6B
Q4 24
$1.6B
Q3 24
$1.6B
Q2 24
$1.6B
Q1 24
$1.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
USAS
USAS
VABK
VABK
Operating Cash FlowLast quarter
$-12.5M
$21.3M
Free Cash FlowOCF − Capex
$-41.3M
$20.8M
FCF MarginFCF / Revenue
-216.5%
138.2%
Capex IntensityCapex / Revenue
150.8%
3.9%
Cash ConversionOCF / Net Profit
3.58×
TTM Free Cash FlowTrailing 4 quarters
$35.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
USAS
USAS
VABK
VABK
Q4 25
$21.3M
Q3 25
$-12.5M
$6.0M
Q2 25
$6.7M
Q1 25
$2.1M
Q4 24
$15.3M
Q3 24
$2.4M
$15.2M
Q2 24
$-6.4M
Q1 24
$3.2M
Free Cash Flow
USAS
USAS
VABK
VABK
Q4 25
$20.8M
Q3 25
$-41.3M
$5.9M
Q2 25
$6.7M
Q1 25
$1.8M
Q4 24
$14.6M
Q3 24
$-11.2M
$15.1M
Q2 24
$-6.8M
Q1 24
$3.1M
FCF Margin
USAS
USAS
VABK
VABK
Q4 25
138.2%
Q3 25
-216.5%
41.0%
Q2 25
47.6%
Q1 25
13.0%
Q4 24
100.4%
Q3 24
-42.2%
111.7%
Q2 24
-53.0%
Q1 24
23.9%
Capex Intensity
USAS
USAS
VABK
VABK
Q4 25
3.9%
Q3 25
150.8%
0.5%
Q2 25
0.2%
Q1 25
1.8%
Q4 24
5.1%
Q3 24
51.2%
0.9%
Q2 24
3.1%
Q1 24
0.2%
Cash Conversion
USAS
USAS
VABK
VABK
Q4 25
3.58×
Q3 25
1.31×
Q2 25
1.59×
Q1 25
0.47×
Q4 24
3.35×
Q3 24
3.30×
Q2 24
-1.54×
Q1 24
0.87×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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