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Side-by-side financial comparison of Americas Gold & Silver Corp (USAS) and Waterstone Financial, Inc. (WSBF). Click either name above to swap in a different company.
Waterstone Financial, Inc. is the larger business by last-quarter revenue ($37.2M vs $19.1M, roughly 1.9× Americas Gold & Silver Corp). On growth, Waterstone Financial, Inc. posted the faster year-over-year revenue change (16.7% vs -28.0%). Waterstone Financial, Inc. produced more free cash flow last quarter ($23.0M vs $-41.3M).
Pan American Silver Corporation is a mining company based in Canada with operations in Latin America. The company has mines and other projects in Mexico, Peru, Bolivia, and Argentina.
Waterstone Financial, Inc. is a U.S. bank holding company headquartered in Wisconsin. It offers retail and commercial banking services, residential mortgages, and wealth management solutions, primarily serving consumers and small to medium-sized businesses across the U.S. Midwest region.
USAS vs WSBF — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $19.1M | $37.2M |
| Net Profit | $-15.7M | — |
| Gross Margin | 34.2% | — |
| Operating Margin | — | 27.0% |
| Net Margin | -82.3% | — |
| Revenue YoY | -28.0% | 16.7% |
| Net Profit YoY | 2.8% | — |
| EPS (diluted) | — | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $37.2M | ||
| Q3 25 | $19.1M | $37.0M | ||
| Q2 25 | — | $38.0M | ||
| Q1 25 | — | $29.7M | ||
| Q4 24 | — | $31.8M | ||
| Q3 24 | $26.5M | $34.1M | ||
| Q2 24 | — | $37.2M | ||
| Q1 24 | — | $32.4M |
| Q4 25 | — | — | ||
| Q3 25 | $-15.7M | $7.9M | ||
| Q2 25 | — | $7.7M | ||
| Q1 25 | — | $3.0M | ||
| Q4 24 | — | — | ||
| Q3 24 | $-16.2M | $4.7M | ||
| Q2 24 | — | $5.7M | ||
| Q1 24 | — | $3.0M |
| Q4 25 | — | — | ||
| Q3 25 | 34.2% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 23.6% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | 27.0% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 25.4% | ||
| Q1 25 | — | 13.1% | ||
| Q4 24 | — | 19.5% | ||
| Q3 24 | — | 17.3% | ||
| Q2 24 | — | 19.2% | ||
| Q1 24 | — | 14.7% |
| Q4 25 | — | — | ||
| Q3 25 | -82.3% | 21.4% | ||
| Q2 25 | — | 20.3% | ||
| Q1 25 | — | 10.2% | ||
| Q4 24 | — | — | ||
| Q3 24 | -60.9% | 13.9% | ||
| Q2 24 | — | 15.4% | ||
| Q1 24 | — | 9.4% |
| Q4 25 | — | $0.43 | ||
| Q3 25 | — | $0.45 | ||
| Q2 25 | — | $0.43 | ||
| Q1 25 | — | $0.17 | ||
| Q4 24 | — | $0.28 | ||
| Q3 24 | — | $0.26 | ||
| Q2 24 | — | $0.31 | ||
| Q1 24 | — | $0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $39.1M | — |
| Total DebtLower is stronger | — | $412.3M |
| Stockholders' EquityBook value | $50.2M | $349.4M |
| Total Assets | $234.7M | $2.3B |
| Debt / EquityLower = less leverage | — | 1.18× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | $39.1M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | $412.3M | ||
| Q3 25 | — | $469.1M | ||
| Q2 25 | — | $465.7M | ||
| Q1 25 | — | $395.9M | ||
| Q4 24 | — | $446.5M | ||
| Q3 24 | — | $560.1M | ||
| Q2 24 | — | $660.8M | ||
| Q1 24 | — | $634.2M |
| Q4 25 | — | $349.4M | ||
| Q3 25 | $50.2M | $345.5M | ||
| Q2 25 | — | $341.5M | ||
| Q1 25 | — | $341.4M | ||
| Q4 24 | — | $339.1M | ||
| Q3 24 | $53.1M | $342.0M | ||
| Q2 24 | — | $334.9M | ||
| Q1 24 | — | $338.0M |
| Q4 25 | — | $2.3B | ||
| Q3 25 | $234.7M | $2.3B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | — | $2.2B | ||
| Q4 24 | — | $2.2B | ||
| Q3 24 | — | $2.2B | ||
| Q2 24 | — | $2.3B | ||
| Q1 24 | — | $2.2B |
| Q4 25 | — | 1.18× | ||
| Q3 25 | — | 1.36× | ||
| Q2 25 | — | 1.36× | ||
| Q1 25 | — | 1.16× | ||
| Q4 24 | — | 1.32× | ||
| Q3 24 | — | 1.64× | ||
| Q2 24 | — | 1.97× | ||
| Q1 24 | — | 1.88× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-12.5M | $24.2M |
| Free Cash FlowOCF − Capex | $-41.3M | $23.0M |
| FCF MarginFCF / Revenue | -216.5% | 61.9% |
| Capex IntensityCapex / Revenue | 150.8% | 3.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $43.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $24.2M | ||
| Q3 25 | $-12.5M | $32.7M | ||
| Q2 25 | — | $-38.4M | ||
| Q1 25 | — | $26.7M | ||
| Q4 24 | — | $48.1M | ||
| Q3 24 | $2.4M | $74.1M | ||
| Q2 24 | — | $-39.5M | ||
| Q1 24 | — | $-9.9M |
| Q4 25 | — | $23.0M | ||
| Q3 25 | $-41.3M | $32.4M | ||
| Q2 25 | — | $-38.5M | ||
| Q1 25 | — | $26.5M | ||
| Q4 24 | — | $47.0M | ||
| Q3 24 | $-11.2M | $73.9M | ||
| Q2 24 | — | $-39.7M | ||
| Q1 24 | — | $-10.3M |
| Q4 25 | — | 61.9% | ||
| Q3 25 | -216.5% | 87.5% | ||
| Q2 25 | — | -101.2% | ||
| Q1 25 | — | 89.2% | ||
| Q4 24 | — | 147.5% | ||
| Q3 24 | -42.2% | 216.9% | ||
| Q2 24 | — | -106.7% | ||
| Q1 24 | — | -31.9% |
| Q4 25 | — | 3.1% | ||
| Q3 25 | 150.8% | 0.8% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | — | 3.5% | ||
| Q3 24 | 51.2% | 0.6% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 1.2% |
| Q4 25 | — | — | ||
| Q3 25 | — | 4.13× | ||
| Q2 25 | — | -4.98× | ||
| Q1 25 | — | 8.81× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 15.67× | ||
| Q2 24 | — | -6.92× | ||
| Q1 24 | — | -3.27× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
