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Side-by-side financial comparison of USCB FINANCIAL HOLDINGS, INC. (USCB) and YY Group Holding Ltd. (YYGH). Click either name above to swap in a different company.

YY Group Holding Ltd. is the larger business by last-quarter revenue ($25.8M vs $22.2M, roughly 1.2× USCB FINANCIAL HOLDINGS, INC.). USCB FINANCIAL HOLDINGS, INC. produced more free cash flow last quarter ($42.5M vs $-2.6M).

USCB Financial Holdings, Inc. is a U.S.-headquartered bank holding company that offers comprehensive retail and commercial banking services, including deposit products, personal and business loans, wealth management, and digital banking tools. It primarily serves individual consumers, small and medium-sized enterprises, and local corporate clients across its operating regions in the United States, prioritizing personalized customer experiences and community-oriented financial services.

YY Group Holding Ltd is a China-headquartered digital entertainment platform operator. It mainly provides live streaming services covering diverse content categories including talent performances, gaming, music and lifestyle, primarily serving users in mainland China and selected Southeast Asian overseas markets. It also operates interactive social functions to boost user engagement on its platforms.

USCB vs YYGH — Head-to-Head

Bigger by revenue
YYGH
YYGH
1.2× larger
YYGH
$25.8M
$22.2M
USCB
More free cash flow
USCB
USCB
$45.1M more FCF
USCB
$42.5M
$-2.6M
YYGH

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
USCB
USCB
YYGH
YYGH
Revenue
$22.2M
$25.8M
Net Profit
$1.4M
Gross Margin
9.2%
Operating Margin
14.7%
Net Margin
6.1%
Revenue YoY
14.7%
Net Profit YoY
-80.3%
EPS (diluted)
$38506507.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
USCB
USCB
YYGH
YYGH
Q4 25
$22.2M
Q3 25
$25.0M
Q2 25
$24.4M
$25.8M
Q1 25
$22.8M
Q4 24
$23.0M
Q3 24
$21.5M
Q2 24
$20.5M
$13.7M
Q1 24
$17.6M
Net Profit
USCB
USCB
YYGH
YYGH
Q4 25
$1.4M
Q3 25
$8.9M
Q2 25
$8.1M
Q1 25
$7.7M
Q4 24
$6.9M
Q3 24
$6.9M
Q2 24
$6.2M
Q1 24
$4.6M
Gross Margin
USCB
USCB
YYGH
YYGH
Q4 25
Q3 25
Q2 25
9.2%
Q1 25
Q4 24
Q3 24
Q2 24
13.1%
Q1 24
Operating Margin
USCB
USCB
YYGH
YYGH
Q4 25
14.7%
Q3 25
47.3%
Q2 25
44.0%
Q1 25
44.2%
Q4 24
39.6%
Q3 24
42.5%
Q2 24
39.8%
0.4%
Q1 24
34.3%
Net Margin
USCB
USCB
YYGH
YYGH
Q4 25
6.1%
Q3 25
35.8%
Q2 25
33.4%
Q1 25
33.5%
Q4 24
30.0%
Q3 24
32.3%
Q2 24
30.3%
Q1 24
26.2%
EPS (diluted)
USCB
USCB
YYGH
YYGH
Q4 25
Q3 25
$0.45
Q2 25
$38506507.00
Q1 25
Q4 24
Q3 24
$0.35
Q2 24
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
USCB
USCB
YYGH
YYGH
Cash + ST InvestmentsLiquidity on hand
$38.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$217.2M
Total Assets
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
USCB
USCB
YYGH
YYGH
Q4 25
$38.5M
Q3 25
$56.8M
Q2 25
$54.8M
Q1 25
$98.0M
Q4 24
$77.0M
Q3 24
$38.5M
Q2 24
$77.3M
Q1 24
$126.5M
Stockholders' Equity
USCB
USCB
YYGH
YYGH
Q4 25
$217.2M
Q3 25
$209.1M
Q2 25
$231.6M
Q1 25
$225.1M
Q4 24
$215.4M
Q3 24
$213.9M
Q2 24
$201.0M
$4.1M
Q1 24
$195.0M
Total Assets
USCB
USCB
YYGH
YYGH
Q4 25
$2.8B
Q3 25
$2.8B
Q2 25
$2.7B
Q1 25
$2.7B
Q4 24
$2.6B
Q3 24
$2.5B
Q2 24
$2.5B
$10.7M
Q1 24
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
USCB
USCB
YYGH
YYGH
Operating Cash FlowLast quarter
$42.8M
$-2.5M
Free Cash FlowOCF − Capex
$42.5M
$-2.6M
FCF MarginFCF / Revenue
191.4%
-10.2%
Capex IntensityCapex / Revenue
1.4%
0.4%
Cash ConversionOCF / Net Profit
31.40×
TTM Free Cash FlowTrailing 4 quarters
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
USCB
USCB
YYGH
YYGH
Q4 25
$42.8M
Q3 25
$20.1M
Q2 25
$18.0M
$-2.5M
Q1 25
$14.6M
Q4 24
$34.8M
Q3 24
$11.3M
Q2 24
$18.3M
Q1 24
$8.1M
Free Cash Flow
USCB
USCB
YYGH
YYGH
Q4 25
$42.5M
Q3 25
$20.0M
Q2 25
$18.0M
$-2.6M
Q1 25
$14.6M
Q4 24
$34.5M
Q3 24
$11.2M
Q2 24
$18.2M
Q1 24
$8.0M
FCF Margin
USCB
USCB
YYGH
YYGH
Q4 25
191.4%
Q3 25
80.3%
Q2 25
73.7%
-10.2%
Q1 25
63.9%
Q4 24
150.2%
Q3 24
52.2%
Q2 24
88.8%
Q1 24
45.4%
Capex Intensity
USCB
USCB
YYGH
YYGH
Q4 25
1.4%
Q3 25
0.5%
Q2 25
0.2%
0.4%
Q1 25
0.2%
Q4 24
1.4%
Q3 24
0.4%
Q2 24
0.4%
Q1 24
0.5%
Cash Conversion
USCB
USCB
YYGH
YYGH
Q4 25
31.40×
Q3 25
2.25×
Q2 25
2.22×
Q1 25
1.91×
Q4 24
5.05×
Q3 24
1.63×
Q2 24
2.95×
Q1 24
1.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

USCB
USCB

Segment breakdown not available.

YYGH
YYGH

Segment revenue$19.3M75%
Other$5.3M21%
Other income$1.2M5%

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