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Side-by-side financial comparison of UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) and Zurn Elkay Water Solutions Corp (ZWS). Click either name above to swap in a different company.

Zurn Elkay Water Solutions Corp is the larger business by last-quarter revenue ($407.2M vs $393.6M, roughly 1.0× UNIVERSAL INSURANCE HOLDINGS, INC.). UNIVERSAL INSURANCE HOLDINGS, INC. runs the higher net margin — 13.8% vs 10.3%, a 3.5% gap on every dollar of revenue. On growth, Zurn Elkay Water Solutions Corp posted the faster year-over-year revenue change (9.8% vs -0.3%). Over the past eight quarters, Zurn Elkay Water Solutions Corp's revenue compounded faster (4.4% CAGR vs 1.7%).

New York Life Insurance Company (NYLIC), most commonly known as New York Life, is the second-largest life insurance company and the largest mutual life insurance company in the United States, and is ranked #69 on the 2025 Fortune 500 list of the largest U.S. corporations by total revenue. In 2025, NYLIC achieved the best possible ratings by the four independent rating companies. Other New York Life affiliates provide an array of securities products and services, as well as institutional and r...

Zurn Elkay Water Solutions Corp designs, manufactures, and distributes a wide range of water management and dispensing products, including commercial plumbing fixtures, drinking fountains, water filtration systems, and flow control components. It serves commercial, residential, industrial, and public infrastructure markets primarily across North America, with a focus on delivering sustainable, water-efficient solutions for diverse end-user needs.

UVE vs ZWS — Head-to-Head

Bigger by revenue
ZWS
ZWS
1.0× larger
ZWS
$407.2M
$393.6M
UVE
Growing faster (revenue YoY)
ZWS
ZWS
+10.2% gap
ZWS
9.8%
-0.3%
UVE
Higher net margin
UVE
UVE
3.5% more per $
UVE
13.8%
10.3%
ZWS
Faster 2-yr revenue CAGR
ZWS
ZWS
Annualised
ZWS
4.4%
1.7%
UVE

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
UVE
UVE
ZWS
ZWS
Revenue
$393.6M
$407.2M
Net Profit
$54.3M
$42.1M
Gross Margin
44.4%
Operating Margin
14.8%
Net Margin
13.8%
10.3%
Revenue YoY
-0.3%
9.8%
Net Profit YoY
31.0%
15.7%
EPS (diluted)
$1.88
$0.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
UVE
UVE
ZWS
ZWS
Q1 26
$393.6M
Q4 25
$407.9M
$407.2M
Q3 25
$401.0M
$455.4M
Q2 25
$400.1M
$444.5M
Q1 25
$394.9M
$388.8M
Q4 24
$384.8M
$370.7M
Q3 24
$387.6M
$410.0M
Q2 24
$380.2M
$412.0M
Net Profit
UVE
UVE
ZWS
ZWS
Q1 26
$54.3M
Q4 25
$66.6M
$42.1M
Q3 25
$39.8M
$61.8M
Q2 25
$35.1M
$50.5M
Q1 25
$41.4M
$43.6M
Q4 24
$6.0M
$36.4M
Q3 24
$-16.2M
$43.5M
Q2 24
$35.4M
$46.0M
Gross Margin
UVE
UVE
ZWS
ZWS
Q1 26
Q4 25
44.4%
Q3 25
44.1%
Q2 25
45.5%
Q1 25
46.6%
Q4 24
43.5%
Q3 24
46.2%
Q2 24
45.2%
Operating Margin
UVE
UVE
ZWS
ZWS
Q1 26
Q4 25
21.7%
14.8%
Q3 25
13.2%
17.0%
Q2 25
11.6%
17.5%
Q1 25
14.0%
16.3%
Q4 24
1.9%
13.3%
Q3 24
-4.7%
17.1%
Q2 24
12.6%
17.5%
Net Margin
UVE
UVE
ZWS
ZWS
Q1 26
13.8%
Q4 25
16.3%
10.3%
Q3 25
9.9%
13.6%
Q2 25
8.8%
11.4%
Q1 25
10.5%
11.2%
Q4 24
1.6%
9.8%
Q3 24
-4.2%
10.6%
Q2 24
9.3%
11.2%
EPS (diluted)
UVE
UVE
ZWS
ZWS
Q1 26
$1.88
Q4 25
$2.29
$0.24
Q3 25
$1.38
$0.36
Q2 25
$1.21
$0.29
Q1 25
$1.44
$0.26
Q4 24
$0.23
$0.21
Q3 24
$-0.57
$0.25
Q2 24
$1.21
$0.27

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
UVE
UVE
ZWS
ZWS
Cash + ST InvestmentsLiquidity on hand
$595.8M
$300.5M
Total DebtLower is stronger
$496.5M
Stockholders' EquityBook value
$584.7M
$1.6B
Total Assets
$2.8B
$2.7B
Debt / EquityLower = less leverage
0.31×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
UVE
UVE
ZWS
ZWS
Q1 26
$595.8M
Q4 25
$408.9M
$300.5M
Q3 25
$405.1M
$260.1M
Q2 25
$367.1M
$201.9M
Q1 25
$398.2M
$144.7M
Q4 24
$259.4M
$198.0M
Q3 24
$333.7M
$187.9M
Q2 24
$283.3M
$162.7M
Total Debt
UVE
UVE
ZWS
ZWS
Q1 26
Q4 25
$100.5M
$496.5M
Q3 25
$100.7M
$496.4M
Q2 25
$100.9M
$495.9M
Q1 25
$101.1M
$495.8M
Q4 24
$101.2M
$495.6M
Q3 24
$101.4M
$495.6M
Q2 24
$101.6M
$495.5M
Stockholders' Equity
UVE
UVE
ZWS
ZWS
Q1 26
$584.7M
Q4 25
$551.0M
$1.6B
Q3 25
$495.0M
$1.6B
Q2 25
$457.8M
$1.6B
Q1 25
$422.4M
$1.5B
Q4 24
$373.3M
$1.6B
Q3 24
$400.2M
$1.6B
Q2 24
$393.2M
$1.6B
Total Assets
UVE
UVE
ZWS
ZWS
Q1 26
$2.8B
Q4 25
$2.8B
$2.7B
Q3 25
$3.1B
$2.7B
Q2 25
$3.3B
$2.7B
Q1 25
$2.7B
$2.6B
Q4 24
$2.8B
$2.6B
Q3 24
$2.7B
$2.7B
Q2 24
$2.7B
$2.7B
Debt / Equity
UVE
UVE
ZWS
ZWS
Q1 26
Q4 25
0.18×
0.31×
Q3 25
0.20×
0.31×
Q2 25
0.22×
0.32×
Q1 25
0.24×
0.32×
Q4 24
0.27×
0.31×
Q3 24
0.25×
0.31×
Q2 24
0.26×
0.31×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
UVE
UVE
ZWS
ZWS
Operating Cash FlowLast quarter
$91.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
2.18×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
UVE
UVE
ZWS
ZWS
Q1 26
Q4 25
$381.5M
$91.7M
Q3 25
$62.4M
$101.3M
Q2 25
$106.2M
$110.6M
Q1 25
$186.8M
$42.9M
Q4 24
$137.4M
$63.6M
Q3 24
$82.6M
$90.9M
Q2 24
$73.2M
$85.1M
Free Cash Flow
UVE
UVE
ZWS
ZWS
Q1 26
Q4 25
$377.1M
Q3 25
$61.3M
Q2 25
$105.2M
Q1 25
$185.5M
Q4 24
$130.0M
Q3 24
$81.0M
Q2 24
$71.6M
FCF Margin
UVE
UVE
ZWS
ZWS
Q1 26
Q4 25
92.4%
Q3 25
15.3%
Q2 25
26.3%
Q1 25
47.0%
Q4 24
33.8%
Q3 24
20.9%
Q2 24
18.8%
Capex Intensity
UVE
UVE
ZWS
ZWS
Q1 26
Q4 25
1.1%
Q3 25
0.3%
Q2 25
0.2%
Q1 25
0.3%
Q4 24
1.9%
Q3 24
0.4%
Q2 24
0.4%
Cash Conversion
UVE
UVE
ZWS
ZWS
Q1 26
Q4 25
5.73×
2.18×
Q3 25
1.57×
1.64×
Q2 25
3.03×
2.19×
Q1 25
4.51×
0.98×
Q4 24
22.82×
1.75×
Q3 24
2.09×
Q2 24
2.07×
1.85×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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