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Side-by-side financial comparison of VISTEON CORP (VC) and VALLEY NATIONAL BANCORP (VLY). Click either name above to swap in a different company.

VISTEON CORP is the larger business by last-quarter revenue ($948.0M vs $540.4M, roughly 1.8× VALLEY NATIONAL BANCORP). VALLEY NATIONAL BANCORP runs the higher net margin — 30.3% vs 7.8%, a 22.5% gap on every dollar of revenue. On growth, VALLEY NATIONAL BANCORP posted the faster year-over-year revenue change (13.0% vs 1.0%). Over the past eight quarters, VALLEY NATIONAL BANCORP's revenue compounded faster (16.0% CAGR vs 0.8%).

Visteon Corporation (VC) is an American global automotive electronics supplier based in Van Buren Township, Michigan. Visteon designs, engineers, and manufactures vehicle cockpit electronics products, connected car services and electrification products for its customers, which include nearly all of the major automakers worldwide.

North Valley Bancorp was a bank holding company headquartered in Redding, California. The company operated 22 branches. The company was acquired by TriCo Bancshares in October 2014, in a merger valued at more than $178 million.

VC vs VLY — Head-to-Head

Bigger by revenue
VC
VC
1.8× larger
VC
$948.0M
$540.4M
VLY
Growing faster (revenue YoY)
VLY
VLY
+12.0% gap
VLY
13.0%
1.0%
VC
Higher net margin
VLY
VLY
22.5% more per $
VLY
30.3%
7.8%
VC
Faster 2-yr revenue CAGR
VLY
VLY
Annualised
VLY
16.0%
0.8%
VC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
VC
VC
VLY
VLY
Revenue
$948.0M
$540.4M
Net Profit
$74.0M
$163.9M
Gross Margin
12.9%
Operating Margin
6.9%
Net Margin
7.8%
30.3%
Revenue YoY
1.0%
13.0%
Net Profit YoY
-40.8%
54.6%
EPS (diluted)
$2.67
$0.29

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
VC
VC
VLY
VLY
Q1 26
$540.4M
Q4 25
$948.0M
$464.9M
Q3 25
$917.0M
$446.2M
Q2 25
$969.0M
$432.4M
Q1 25
$934.0M
$420.1M
Q4 24
$939.0M
$423.0M
Q3 24
$980.0M
$410.5M
Q2 24
$1.0B
$401.7M
Net Profit
VC
VC
VLY
VLY
Q1 26
$163.9M
Q4 25
$74.0M
$195.4M
Q3 25
$-11.0M
$163.4M
Q2 25
$71.0M
$133.2M
Q1 25
$67.0M
$106.1M
Q4 24
$125.0M
$115.7M
Q3 24
$40.0M
$97.9M
Q2 24
$83.0M
$70.4M
Gross Margin
VC
VC
VLY
VLY
Q1 26
Q4 25
12.9%
Q3 25
14.3%
Q2 25
14.6%
Q1 25
14.8%
Q4 24
14.3%
Q3 24
13.4%
Q2 24
14.5%
Operating Margin
VC
VC
VLY
VLY
Q1 26
Q4 25
6.9%
47.7%
Q3 25
8.8%
47.1%
Q2 25
10.0%
40.0%
Q1 25
10.2%
33.1%
Q4 24
8.9%
21.1%
Q3 24
5.2%
30.9%
Q2 24
9.9%
23.2%
Net Margin
VC
VC
VLY
VLY
Q1 26
30.3%
Q4 25
7.8%
42.0%
Q3 25
-1.2%
36.6%
Q2 25
7.3%
30.8%
Q1 25
7.2%
25.2%
Q4 24
13.3%
27.4%
Q3 24
4.1%
23.8%
Q2 24
8.2%
17.5%
EPS (diluted)
VC
VC
VLY
VLY
Q1 26
$0.29
Q4 25
$2.67
$0.33
Q3 25
$-0.40
$0.28
Q2 25
$2.57
$0.22
Q1 25
$2.44
$0.18
Q4 24
$4.50
$0.20
Q3 24
$1.43
$0.18
Q2 24
$2.97
$0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
VC
VC
VLY
VLY
Cash + ST InvestmentsLiquidity on hand
$771.0M
Total DebtLower is stronger
$2.6B
Stockholders' EquityBook value
$1.6B
$7.9B
Total Assets
$3.4B
$64.5B
Debt / EquityLower = less leverage
0.33×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
VC
VC
VLY
VLY
Q1 26
Q4 25
$771.0M
Q3 25
$762.0M
Q2 25
$668.0M
Q1 25
$655.0M
Q4 24
$623.0M
Q3 24
$550.0M
Q2 24
$505.0M
Total Debt
VC
VC
VLY
VLY
Q1 26
$2.6B
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
VC
VC
VLY
VLY
Q1 26
$7.9B
Q4 25
$1.6B
$7.8B
Q3 25
$1.5B
$7.7B
Q2 25
$1.5B
$7.6B
Q1 25
$1.4B
$7.5B
Q4 24
$1.3B
$7.4B
Q3 24
$1.3B
$7.0B
Q2 24
$1.2B
$6.7B
Total Assets
VC
VC
VLY
VLY
Q1 26
$64.5B
Q4 25
$3.4B
$64.1B
Q3 25
$3.3B
$63.0B
Q2 25
$3.3B
$62.7B
Q1 25
$3.1B
$61.9B
Q4 24
$3.0B
$62.5B
Q3 24
$3.0B
$62.1B
Q2 24
$2.8B
$62.1B
Debt / Equity
VC
VC
VLY
VLY
Q1 26
0.33×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
VC
VC
VLY
VLY
Operating Cash FlowLast quarter
$118.0M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.59×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
VC
VC
VLY
VLY
Q1 26
Q4 25
$118.0M
$196.6M
Q3 25
$127.0M
$5.2M
Q2 25
$95.0M
$159.2M
Q1 25
$70.0M
$-17.1M
Q4 24
$203.0M
$392.2M
Q3 24
$98.0M
$-157.2M
Q2 24
$57.0M
$214.0M
Free Cash Flow
VC
VC
VLY
VLY
Q1 26
Q4 25
$187.5M
Q3 25
$2.3M
Q2 25
$156.0M
Q1 25
$-20.2M
Q4 24
$385.8M
Q3 24
$-160.5M
Q2 24
$211.3M
FCF Margin
VC
VC
VLY
VLY
Q1 26
Q4 25
40.3%
Q3 25
0.5%
Q2 25
36.1%
Q1 25
-4.8%
Q4 24
91.2%
Q3 24
-39.1%
Q2 24
52.6%
Capex Intensity
VC
VC
VLY
VLY
Q1 26
Q4 25
2.0%
Q3 25
0.6%
Q2 25
0.7%
Q1 25
0.7%
Q4 24
1.5%
Q3 24
0.8%
Q2 24
0.7%
Cash Conversion
VC
VC
VLY
VLY
Q1 26
Q4 25
1.59×
1.01×
Q3 25
0.03×
Q2 25
1.34×
1.20×
Q1 25
1.04×
-0.16×
Q4 24
1.62×
3.39×
Q3 24
2.45×
-1.61×
Q2 24
0.69×
3.04×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

VC
VC

Audioandinfotainment$508.0M54%
Informationdisplays$428.0M45%

VLY
VLY

Segment breakdown not available.

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